HomeMy WebLinkAbout11/10/1992NAPLEWOOD HOU~IN~ND REDEVELOPMENT &UTHORITY
NOVEI~ 10, 1992 7:00
CITY HALL
NAPLENOOD ROOM
1. Call to Order
2. Roll Call
3. Approval of Minutes
a. October 13, 1992
4. Approval of Agenda
5. Communications
6. Unfinished Business
7. New Business
a. Residential Real Estate Trends in Maplewood - Karen
Christopherson, Saint Paul Area Board of Realtors
b. Ramsey County Comprehensive Housing Affordability
Strategy (CHAS)
c. Affordable Suburban Apartment Partnership (ASAP)
8. Date of Next Meeting
a. January 12; 1993
9. Adjournment
HRAAGEND. MEM
MINUTES OF THE
MAPLEWOOD HOUSING AND REDEVELOPMENT AUTHORrrY
OCTOBER 13. 1992
'1.
o
5
CaM.I. TO ORDER
Chairperson Fischer called the meeting to order at 7:15 p.m.
ROLL CALL
HRA Commissioners:
City Staff: Ken Roberts
APPROVAL OF MINUTES
ao
Lorraine Fischer, Larry Whitcomb, Lori Tauer
Gary Pearson present at 7:20 p.m.
Commissioner Whitcomb seconded
APPROVAL OF AGENDA
July 14, 1992
Commissioner Tauer moved approval of the minutes of 8uly 14, 1992, as
submitted.
Ayes--Fischer, Whitcomb, Tauer
Commissioner Tauer moved approval of the agenda as submitted.
Commissioner Whitcomb seconded
COMMUNICATIONS
a. Cottages of Maplewood West
Ayes--Fischer, Whitcomb, Tauer
Ken Roberts reported this project has been delayed due to financing problems,
but is scheduled to start construction in the Spring.
Maplewood Community Center
Ken Roberts updated the commissioners on proposed plans for the Maplewood
Community Center. Mr. Roberts discussed with the commission the history of
this project and noted the project has been approved and construction is planned
to begin in the Spring.
T--"-T C'T" I I
HRA Minutes of 10-13-92 -2-
e
UNFINISHED BUSINESS
a. City Corridor Study
Ken Roberts updated the commission on this item. Mr. Roberts said that staff is
acctuuulating and reviewing studies done by other cities.
NEW BUSINESS
a. Housing Stock Age and Issues
Ken Roberts presented census information received from the Metropolitan
Council. They discussed the age of housing in Maplewood and noted this
information shows Maplewood is in the middle range when comparing metro
area cities for median age of housing.
b. Residential Building Trends
Ken Roberts presented a chart documenting new residential construction in
Maplewood for the past ten years. The Commission discussed the age of various
neighborhoods and the valuation of the present new residential construction.
c. Affordable Suburban Apartment Partnership (ASAP)
The commission discussed the ASAP non-profit housing corporation which is
work/ng with cities to design programs to encourage homeowners to remodel
their homes. Ken Roberts said he will contact other cities and request more
information on ASAP and will update the commission in the near future.
Commissioner Fischer asked staff to research with realtors about current real
estate trends in Maplewood. The Commission suggested Mr. Roberts request
information on selling prices and whether home valuations are being influenced
by any market tendencies. They also questioned how today's trends compare
with ten years ago, what length of time homes are on the market, and whether
there are any bad market areas in Maplewood. Mr. Roberts said he would
contact Karen Christofferson of the St. Paul Area Realtors Association.
DATE OF NEXT MEETING
a. November 1 O, 1992
ADJOURNMENT
Meeting adjourned at 8:45 p.m.
TO:
FROM:
SUBJECT:
DATE:
mORANDUM
City Manager
Ken Roberts, Associate Planner
Maplewoo4 Real Estate Tren4s
November 3, 1992
INTRODUCTION
The HRA, at their meeting on October 13, 1992, discussed several
issues about the housing stock and real estate trends in
Maplewood. A comparison of the age of the housing stock of
Ramsey County cities from the 1990 census (attached) started
their discussion. They want to prepare for housing problems and
issues in the City before they arise. An example is the age of
the housing and the condition that it is in. A concern of the
HRA is there might be pockets or areas in town where owners are
neglecting their properties.
DXBCOBSION
The HRAwanted information for their next meeting about several
matters about residential real estate in Maplewood. This
includes the number of sales, price trends and the length of time
properties are on the market. From this information, they are
wondering if there are any "bad areas" in Maplewood. If so,
should these areas be of special concern to the City?
Karen Christofferson of the Saint Paul Area Realtors Association
has agreed to speak at the HRA. She will be at their regular
meeting on November 10, 1992. I have asked her to address the
above-mentioned matters.~ I also asked her whether the realtors
consider any parts of Maplewood as more difficult to buy or sell
a property in. This would be important to Maplewood if it is
because of the general condition of the area.
RECOMMENDATION
Set housing goals and programs for the 1993-94 HRAwork program
for Maplewoo4 after reviewing the information from the realtors
assoolation.
kr/memo0S.mem
Attachment: 1990 Census Housing Information
~ 0000~000
80~mr,.~o~r.,. ~ O00~co~-- -- O00~L~O00
0 00000000 0 00000000 0 00000000
MEMORANDUM
TO:
FROM:
SUBJECT:
DATE:
City Manager
Ken Roberts, Associate Planner
1993 Ramsey County Comprehensive Housing
Affordability Strategy (CHAS)
November 5, 1992
INTRODUCTION
Rantsey County is requesting that the City comment on the County's 1993 annual plan
for their 1992 Comprehensive Housing Affordabillty Strategy (CHAS). The purpose of
the plan is to discuss the County's expected acdvides in 1993 that will implement the
1992 CHAS. The Federal Government is requiring that the County prepare an annual
plan to be eligible for Federal funds, such as Community Development Block Grants
(CDBGs). The County's deadline for comments is Nov, ember 14.
BACKGROUND
On June 24, 1991, the City Council considered the County's CHAS and made several
recommendations. (See the attached letter.)
DISCUSSION
The County does not intend to change the activities or priorities in their 1992 CHAS.
This is because there have not been any unanticipated changes in need or new
information. They have identified programs that the County is likely to continue to
fund with CDBGs in 1993. They also have identified spedal projects that they
encourage CDBG applications for in 1993.
The three housing priorities identified in the 1992 CHAS and in the 1993 Draft plan
are;
1. Affordable Housing
The County identified three priorities for increasing the availability of affordable
housing. They are:
a. Preserve the existing housing stock.
b. Stabilize neighborhoods that are at risk of major deterioration.
Increase the number of units appropriate for large families including those
with special needs, such as handicapped accessibility.
The typical program would be a deferred or low/nterest loan program for low or
moderate income people. The loans would be used by homeowners or by rental
property owners with low or moderate income tenants.
2. Supportive Housing for Homeless People
The County bel/eves that they can help homeless people by funding affordable
housing programs. The County does not have and is not planning any
cont/nuing housing programs just for homeless people.
3. Other people with Special Needs
As with homeless people, the County does not have any continuing housing
programs for people with special needs. Again, they feel that by funding
affordable housing, the County will help meet the housing needs of people with
special needs.
I believe that focusing on affordable housing in the County is the correct route for the
County to follow. Preserving the existing housing stock and stabilizing at-risk
neighborhoods are strategies that could help the citizens of Maplewood. Affordable
housing was one of the suggestions made by the City Council in 1991. We should send
the County another letter with the other suggestions made by the Council.
RECOMMENDATION
Authorize the staff to send a letter to the County with the Council's six suggestions
from 1991.
kd\memXmemo09
Attachments:
1. Draft of the County's 1993 CHAS
2. Sune 28, 1991 Letter
DRAFT
RAISE! C0ONT~ C01tP~.m~qSI~E HOUS~X~ AFFORDABIL_TTZ STRATa!
ANNUAL PLAN, Ff1993
Draft for public reviev
This document presents the anticipated uses of resources available for
affordable housing in FY1993. The final final version of this
document will contain some editorial changes to improve clarity.
However, the elements of the expected programs will not be changed.
If comments are received that indicate a need for
in programs, the response will be inchded in Section I.e., Summary
Comments.
Formal comments wiiI be accepted through November l&, 1992. Phase
send written ¢onments to:
.Judy l~aron, Director
Ramsay County Community ~nd Economic Development
Suite 560
§0 gist lellogg Boulevard
Saint Paul, ~§§102
Or
Mar~ Karcz, S~nior Policy Analyst
Ramsey County F. xecuflve Director's Office
Suite 560
50 ~est Kellogg Boulevard
Saint Paul,
DRAFT
.3
Attachment 1
TABL~ 0P CONTENTS
ANNUAL PLAN - ~SCAL YEAR 1993
Annual Plan
a. S,~ry o! ~ Development Process
b. Strategy Imple~entation
i. Investment Plan (Activities and Progra~ns)
Priority
Priority
Priority JO:
Affordable Housing
Supportive Housing
Homeless People
Other People vith Special Needs
ii. Geographic Distribution
iii. Servi~e Delivery and ffanagemen~
c. Other Actions
i. Public Policies
ii. Institutional Structure
iii. Public Housing Improvements
iv. Public Housing Resident Initiatives
d. Certifications
e. S,,mm~ry of Citizen Comen~s
AI'P~NDIX 1
APPHNDIX 2
Page
2
3
3
7
8
9
11
11
11
11
11
15
16
4
(:HAS FOR FY 1993
This document is an annual update to the Comprehensive Rousinf
Assistance Stratei7 Plan that is required by federal lay in order for
Community Development Block Grant e.utitlement Jurisdictions to receive
CDBG and certain other federal funds.
The purpose of the annual plan is to discuss the Jurisdiction's
expected activities in FY1993 to address the priority needs presented
in Part Three of the 1992 CHAS Five Year Strateg~. The discussion
includes the expected resources available to the Jurisdiction, the
anticipated use of the resources and foals for assistinf people.
The activities described in this plan are those that Urban Ramsey
County expects to be involved vith durinf FY1993. Since the
Jurisdiction uses a competitive proposal process to identify and
choose projects, the details of specific ney projects rill not be
available until after the submission and reviev processes are
completed. This is expected to occur in June, 1993. The esti~ates in
this report reflect past experience and the priorities defined in the
CHAS. The esti~ates are not comitments to fund specific projects or
types of activities.
The plan is organized based on the outline contained in Instructions
for Developin~ and Completing a Lo-n1 Comprehensive Housin~
Affordabiliry Stzategy ~--ua.l Plan for Fiscal Yma.r 1993.
October 14, 1992
a. S,,m-~r¥ of ~ Development Process
In order to develop the 1993 Annual Plan, the Ramsey County Co=~nunity
and Economic Development Department began by reviewing the priorities
and activities described in the 1992 _c~l~. The review process did not
find any areas where the CEAS needed to be aaended due to unantici-
pated changes in need or due to new inioraation. In addition, the
department reviewed the types of recent housing activities it has
participated in and determined that, at this point in time, continuing
these activities is an appropriate use of the available funds to
address the housing priorities.
Based on the identified priorities and on past program experiences,
the department identified progra=s that are likely to continue in 1993
and program areas where proposals for special projects are encouraged.
Special projects are activities developed by other entities, either
public or private, where the Raasey County Coaaunity and Economic
Development Department participates in the funding.
In order to get public co==ent during the development process, a
public hearing vas held on September 23. The hearing notice was
published in the Saint Paul Legal. In addition, more than 100 notices
were =ailed to individuals and organizations. These included
representatives of municipal governments, service.providers and
advocates for people with special needs and homeless people.
The draft C~AS vas prepared that incorporated coaaents from the public
hearing. The copies of the draft were placed at Ramsey County Public
Libraries and at local government offices. A public coament period
was established October l& to November l&. Comments received during
this period will be presented in the final version of the CHAS.
Since Ramsey County is part of a consortitun with Dakota, Anoka and
Washington Counties, the final final version of the Ramsey County
PY1992 Annual Plan was assembled with the other counties' as the
combined plan.
October 14, 1992
2
b. Strate~ Implementation
This section presents the activities that the ltamsey County Community
and Economic Development Department expects to be involved in during
fiscal year 1993. This department is the CDBG and HOME eligible
entity for the area referred to by the Department of Housing and Urban
Development as Urban Ra=sey County. This Jurisdiction includes all
areas in l~amsey County outside of the City of Saint Paul.
Section i. presents the investment plan for each priority category of
resident described in the 1992 C]/AS. Section ii. discusses any
geographically targeted activities. Section iii. discusses the
methods of providing the services.
Investment Plan (Activities and ProEr=--)
This section presents the activities that the Jurisdiction expects to
do for each general activity priority discussed in the five-years
strateKy vhich viii receive attention during the coming year.
The priority categories identified in the 1992 ~ are:
Affordable Housing
Supportive Housing for Homeless People
Other People vith Special Needs
The discussions vi11 address the characteristics of residents, housing
activities to be perfor=ed and resources to be used. It also
discusses the type of progra=s the Jurisdiction is likely support if
other other organizations apply for the funds.
Please note that the priorities listed belov are listed in the order
the categories are presented in the ~JD outline for the 1992 C~AS.
They are not listed from most to least important or vice versa.
three areas are very important. In addition they are not mutually
exclusive. For exa=ple, ~aking affordable housing available is a
critical long-run strategy for dealing vith homelessness; an activity
that rehabilitates rental property can include housing for people vith
special needs, etc.
Vithin the priority categories, the department has identified the
types of activities it prefers to fund based on the existing housing
stock, resident needs and resources available.
October 14, 1992
Priority S A: Affordable ~ousing
In the 1992 C~a.S, Urban P.a~sey County identified the folloving
priorities for increasing the availability of affordable housing.
o Preserve the axisting housing stock.
o Stabilize neighborhoods that are at risk of ~aJor deterioration.
o Increase the number of units appropriate for large families
including large fa~nilies vith special needs such as handicapped
accessibility.
These priorities reflect soae important characteristics of Urban
Ra~sey. The Jurisdiction is almost completely developed. There are a
limited number of sites available for ney development. There is a
large stock of older housing in need of rehabilitation in the older
coeununities. Rehabilitating the existing stock is often the most cost
effective way of providing affordable housing. At the same time, the
risk of neighborhood deterioration, and the development of related
social problems, is reduced. Therefore, the Jurisdiction has a strong
co~unitment to rehabilitating the existing housing stock as a cost
effective method for achieving its goals.
In addition to the general need for affordable housing, the department
vould like to support the.development of.large units for large
fa~nilies.
The ~ajority of Urban RasseyCounty's housin~resources rill be used
to deal vith affordable housin~ issues. The Jurisdiction anticipates
continuing programs that have been effective and participating in the
funding of special activities proposed by other private developers or
other public entities. CDBG and H0~iE funds rill be allocated to
continuing and special activities based on the proposals submitted in
the reviev process. The descriptions belov are based on recent
experience, not couitments that have already been made.
Typically, the Jurisdiction's participation vii1 be structured as a
revolving or deferred lov interest loan. Continuing programs are
described belov. In addition, there is a description of the preferred
characteristics expected in proposals for special projects that the
Jurisdiction vould consider reasonable to participate in.
Continuing Pro,tm
~m~e¥ Count~ Suburban Single Fa~il~!bilitation
The Ramsey County Couunity and Economic Development Department viii
contract vith the City of Saint Paul's Department of Planning and
Economic Development for the operation an ~anagement of this program.
The progra~ has provided services for six years, there is a vaiting
list and it has not been necessary to do any formal, paid advertising.
October 1~, 1992
8
Resident characteristics: People vho live in ovner occupied units,
and vhose income meets the criteria for lov and moderate income, vill
be assisted. In 1992, the program is expected to assist 20 to 25
households. If the average family size is 2.7, §& to 67 people are
likely to be assisted. The number of people assisted is likely to be
similar in 1993.
Housing activities: Approximately 20 to 25 deferred loans vill be
made to rehabilitate single family ovner occupied housing units.
Resources: Either CDBG or HOHE funds rill be used in the coming year
depending upon the other applications received. Although this is &
continuing program, it competes rich all of the proposed projects for
its share of the funds available. No other funding sources are
anticipated for this activity.
Delivery and ~anagement of Service: Ramse¥ County's Community and
Economic Development Department rill contract with the City of Saint
Paul's Planning and Economic Development Department for project
administration and management.
Energy Conservation Pro,ram
This program provides deferred loans to in order to improve the energy
efficiency of existing homes. This program is very effective at
keeping existing housing affordable and at keeping neighborhoods
attractive and stable.
Resident characteristics: type: Owner-occupiers are eligible. As in
previous years, it is likely thac §0~ of the funds rill be targeted
for very lov income families, those ~ith incomes less that 18§~ of the
federal poverty guidelines. The remaining 50~ vi11 be targeted for
low and moderate income families vho meet the 80~ of the median income
guideline. The program activity is not targeted by household size.
In previous years, hoverer, the average size of households served vas
3 people.
Housing activities: The project vill provide financing for services
that include detailed energy audits and a formalized bid process for
energy improvements and post-installation inspection. The
improvements may include high-efficiency heating systems,
veatherization, insulation, replacement vindovs, storms or doors, and
related improvements.
Resources: Either CDBG or RO~]~ funds vill be used in the coming year
depending upon the other applications received. Although this is a
continuing program, it competes vith all of the proposed projects for
its share of the funds available.
October l&, 1992
9
Based on previous years, other resources that rill be used include
funding from the Hinnesota Housing Finance Agency through he Home
Energy and Home Improvement Loan Program. In addition, Northern
States Power supplies two compact fluorescent light bulbs to each
homeowner at the time of the eneri,y audit.
Hanagement and Service Delivery: Funds would be provided to the
Energy Resource Center (ERC). The ERC will provide the direct
services.
Roseville Health and Safer7 Improvmment Profras
Resident Characteristics: This program addresses the rehabilitation
of rental units used primarily by low and moderate income households.
The number of people who receive benefits vi11 depend.on the
properties chosen by the City of Roseville for FY1993. For example,
the activity funded for 1992 viii provide assistance for 253 units,
and approximately 87X of the units are occupied by low and moderate
income households.
Housing activities: This program assists in improving the health and
safety conditions of existing rental units within the City of
Roseville. Funds provided through the Ramsey County Community and
Economic Development Department will be a loan used to finance
structural improvements.
Resources: This activity will be partially funded by program income
from CDBG loans made in prior years. The income from these City of
Roseville activities are in a revolving loan fund and will be used
within the City of Roseville. Additional CDBG funds may be allocated
to this activity through the competitive proposal process.
Special Projects, generally requiring funding in Just one year:
Each year several projects are selected for funding through a
competitive proposal submission process. Proposals for FY1993 will
not be received until February, 1993. Therefore, the characteristics
of specific projects are not available yet. The following material
reflects characteristics of activities that have been funded in the
past.
Resident characteristics: Projects that vi11 benefit low and moderate
income people who are either owners or renters are eligible for
consideration.
October 1~, 1992
10
Housing activities: Rehabilitation activities can include
improvements to existing housing units in order to sect sinisus
Section 8 and HUD s~andards ~nd to meec existing building codes. The
department is particularly in~erested in participating in &ctivi~ies
that rill rehabilitate existing units in order to provide more large
family housing units.
The Department vill consider participating in ney construction
projects. The Jurisdiction's most likely form of participation rill
be through a lov in~erest loan to be used for land acquisition.
Resources: HONE and CDBG funds may be used for these special
activities. 'For the purpose of this plan, it is estimated that all of
the HOME funds rill be used for special projects, about §01 for
rehabilitation and §01 for ney construct/on. Approximately 507 of
CDBG funds viii be used for special projects, 30I for rehabilitation
plus 20~ for land acquisition as part of a ney construction activity.
Projects are expected to have significant non-CDHG and non-HOHE
funding. These resources are likely to include developer inves~ment,
contributions by foundations, coeunitsents by local Jurisdictions and
other public agencies. For the purposes of this plan, it is esti~ated
that one-half of a rehabilitation project's costs rill be funded from
CDBG or HOME funds. For ney construction--land acquisition, it is
assumed that §~ of the costs rill be financed by CDBG or HOliE funds.
It is expected that the re~aining cost rill be financed through a
combination of public and private funds. Hoverer, Ramsey County's
Conununtty and Economic Development Department ~ill not be a project
developer, hence it rill not be receiving these funds. Other
en~ities, such as a private developer, viii be the recipients
Priority $B: Supportive aousint for ~oseless Peopl~
githin the ~-m~ey County govermaent, the Co-unity Human Service
Department has primary responsibility for funding services and
programs for the homeless. At this time, most of the progrs-~ for
homeless people are located in the City of Saint Paul. Hoverer, all
people vithin the suburban area are eligible to receive the various
services. A~ong the Community Human Services Department's activities
is the provision of per die~ palments for e~ergency shelter.
Continuin~ ProErams
The Ra~sey County Co~uauni~y and Economic Development Department does
not have a continuing activity that focuses on homeless people. One
of the essential needs of homeless people is available affordable
housing. By focusing its efforts on the affordable housing issues,
the department intends to help people find a ray to permanently
stabilize their housing arrangements.
October 14, 1992
7
Special Programs
The department encourages the submission of proposals for special
activities focused on homeless services, especially transitional
housing, during its competitive proposal process. Either
rehabilitation or ney construction vould be appropriate. Transitional
housing activities have been funded in previous years.
Priorit~, SC: Other People vith Special Needs
Vithin the Ramsay County government, the Community Human Service
Department (CHS) has primary responsibility for funding services and
programs for people rich special needs. There are a vide variety of
programs funded through CH$; the programs are located in both Saint
Paul and the suburbs. The department is making a conscious effort to
disperse activities throughout the county.
Continuing
The Ramsay County Community and Economic Development Department does
not have a continuing activity that focuses on people vith special
needs. Housing for these people tends to be very closely tied to
p~ogram and other service needs and is therefore dealt vith by target
population specialists in the Community Human Services Department.
Rovever, the continuing programs listed under Priority #A: Affordable
Housing often provide services to people vho have special needs ...
such as the elderly.
Special ProKrass
The department encourages the submission of proposals for special
activities focused on services for people vith special needs.
During the preparation of the five-year strategy presented in the 1992
CItAS, the need for a vide range of special needs housing was
identified. The 65+ population is growing at a very fast rate in
Urban Ramsay County. In addition., other people vith special needs
have a difficult time finding housing units that are appropriate and
affordable.
Either rehabilitation or ney construction activities vould be
considered. The Community and Economic Development Department and the
Community Human Services Department may assist the developer in
determine if federal funds can be used to leverage other funds for
activities that vould othervise be difficult to implmment, such as
group homes. The department has funded activities for people vith
special needs in previous years.
October 14, 1992
8
Applications b~ Other Entities
Ramsey County's Community and Economic Development Department velcomes
applications for £ederal programs by other entities. There is a
commitment to naking affordable and special needs housing available
throughout the Urban Ramsey County Jurisdiction. A vide variety
programs could be used to meet the needs,
At this point in time, the anticipated reasons for refusing to certify
an applicant's consistency vith C~AS vould be if the project does not
appear to be a cost effective use of available resources, or if the
project does not appear to be financially viable over the long run.
Leveraginf Plan
Since the Jurisdiction participates in an activity as a funding
conduit and does not directly develop most projects, it does not have
a formal plan for leveraging federal funds. Hoverer, the the ability
of a project to leverage federal funds is one of the important issues
considered vhen projects are chosen through the competitive proposal
process.
ii. C, eoKraphic Distribution
At the current time, there is only one activity that has geographic
limits, Roseville's Health and Safety Improvement Program. This
program uses income iron previous loan activities in Roseville to emke
improvements to additional housing units. The City of Roseville
develops and proposes an activity for a year, then the proposal is in
the R. C. Community and Economic Development Department's proposal
process and, if approved, is funded.
There are no other specific location restrictions placed on the
project eligibility.
iii. Service Delivery and l~na~esent
The Community and Economic Development department acts primarily as a
financial agent for projects that are funded. The department either
contracts for specific services vith a vendor or provides a loan or
grant to a developer. The special projects rill be chosen and the
funds rill be allocated through the CDBG proposal reviev process
described belov. This includes the amounts allocated to the
continuing activities.
The entities vho vii1 participate in the delivery of the continuing
activities are shorn under the activity's description. For special
activities, hoverer, the entities vho participate rill depend on the
specific projects identified in the proposal process.
October 14, 1992
9
Proposa~ Process
The Community and Economic Development Department requests for
proposals to be submitted from November through February. The
proposals are revieved by any adviso:~ committee that includes
representatives of the municipalities. The staff makes
recommendations to the County Board based on the advisor~ committee
recommendations. The County Board approves projects for
implementat~on by June.
October 14, 1992
10
14
c. Other Actions
An issue presented in the "Other ~ssues' section of the 1992 CHAS is
vhe~her there are concentrations of lov income ainorities in the
Jurisdiction. This issue rill be examined using 1990 Census data. A
report on this issue rill be prepared during ~Y1993. The results rill
be used in the development of the five-year CEAS for 199&.
i. l~blic Policies
Host of the public policy limitations discussed the 1992 CHIS vere
outside of the Jurisd/ct/on's direct control. Hoverer, tvo of the
· aJor proble=s identified vere:
o The absence of a lead housing agency in the Jurisdiction; and
o Legisla~ion that prohibited the county from developing and
implementing plans.
During the 1992 legislative session, Ra=sey County brought these
issues to the legislature. As a result, the Department of Community
and Economic Development vas given temporary authorization to develop
a lousing and Redevelopment Agency vith very limited povers.
ii. T~titutional Structure
See previous section.
iii. Public lousing I~prow.~ents
No~ applicable there are no Public Housing units in Urban ~---ey
County.
iv. Public Housing Resident Initiatives
Not applicable there are no Public Rousing units in Urban Raasey
County.
October 14, 1992
11
15
16
17
T T {
18
(forms to be added To final, version)
October 1~, 1992
e. S--~,-z~ og Cit:~zen Co~en~:s
Octobe~ l&, 1992
G'~SSA~T O~
October la, 1992
APPENDIX A
GENERAL DEFINITIONS USED WITH THE CHAS
Affordable Housinq: Affordable housing is generally defined as housing where the occupant
is paying no more than 30 percent of gross income for gross housing costs, including utility
AIDS and Related Disease~: The disease of acquired immunodeficiency syndrome or any
conditions arising from the etiologic agent for acquired immunodeficiency syndrome.
Arcohol/Other Druq Addiction: A serious and persistent alcohol or other drug addiction that
significantly limits a person's ability to live independently.
Assisted Household or Person: For the purpose of specifying one-year goals for assisting
households or persons, a household or person is assisted if, during the coming Federal fiscal
year, they will benefit through one or more programs included in the jurisdictlon's investment
plan. A renter is benefitted if the person takes occupancy of affordable housing that is newly
acquired, newly rehabilitated, or newly constructed, and/or receives rental assistance. An
existing homeowner is benefitted during the year if the home's rehabilitation is completed. A
first-time homebuyer is benefitted if a home is purchased during the year. A homeless person
is benefitted during the year if the person becomes an occupant of transitional or permanent
housing. A non-homeless person with special needs is considered as being benefitted,
· however, only if the provision of supportive services is linked to the acquisition,' rehabilitation,
or new construction of a housing unit and/or the provision of rental assistance during the
year. Households or persons who will benefit from more than one program activity must be
counted only once. To be included in the goals, the housing unit must, at a minimum, satisfy
the HUD Section 8 Housing Quality Standards (see 24 CFR section 882.109). See
instructions for completing Table 3B of the CHAS and Table 1 of the Annual Perfon.-ance
Report.
Committed: Generally means there has been a legally binding commitment of funds to a
specific project to undertake specific activities.
Consistent with the CHAS: A determination made by the jurisdiction that a program
application meets the following criterion: The Annual Plan for that fiscal year's funding
indicates the jurisdiction planned to apply for the program or was willing to support an
application by another entity for the program; the location of activities is consistent with the
geographic areas specified in the plan; and the actfvitles benefit a category of residents for
which the jurisdiction's five-year strategy shows a priority.
.Cost Burden > 30% · The extent to which gross housing costs, including utility costs,
exceed 30 percent of gross income, based on data published by the U.S. Census Bureau.
Cost Burden > 50% (Severe Cost Burden): The extent to which gross housing costs,
including utility costs, exceed 50 percent of gross income, based on data published by the
U.S. Census Bureau.
Disabled Household: A household composed of one or more persons at least one of whom
is an adult (a person of at least 18 years of age) who has a disability. A person shall be
considered to have a disability if ne person is determined to have a physical, mental or
emotional impairment nat: (1) is expected to be of long-continued and indefinite duration, (2)
substantially impeded his or her ability to rwe independently, and (3) is of such a nature that
the ability could be improved by more suitable housing conditions. A person shall also be
considered to have a disability if he or she has a developmental disability as defined in the
Developmental Disabilities Assistance and Bill of Rights Act (42 U.S.C. 6001-6006). The term
also includes the surviving member or members of any household described in the first
sentence of this paragraph who were l'wing in an assisted unit with the deceased member of
the household at the time of his or her death.
Economic Inde=endence and Self-Sufficiency Proqrams: Programs undertaken by Public
Housing Agencies (PHAs) to promote economic independence and self-sufficiency for
partic, ipating families. Such programs may include Project Self-Sufficiency and Operation
Bootstrap programs that originated under earlier Section 8 rental certificate and rental
voucher initiatives, as well as the Family Self-Sufficiency program. In addition, PHAs may
operate locally-developed programs or conduct a variety of special projects designed to
promote economic independence and self sufficiency.
Elderly Household: For HUD rental programs, a one or two person household in which the
head of the household or spouse is at least 62 years of age.
Elderly Person: A person who is at least 62 years of age.
E.xistfnq Homeowner: An owner-occupant of. residential property who holds legal title to the
property and who uses the property u his/her principal residence.
Family: See definition in 24 CFR 812.2 ('l'he National Affordable Housing Act definition
required to be used in the CHAS rule differs from the Census definition). The Bureau of
Census d3fines a family as a householder (head of household) and one or more other
persons !i,/thg in the same household who are related by birth, marriage or adoption. The
term 'household" is used in combination with the term 'related' in the CHAS instructions, such
as for Table 2, when compatibility with the Census definition of family (for reports and data
available from the Census based upon that definition) is dictated. (See also 'Homeless
Family.")
Family Self-Sufficiency IFSS} Proctram: A program enacted by Section 554 of the National
Affordable Housing ACt which directs Public Housing Agencies (Pi-lAs) and Indian Housing
Authorities (IHAs) to use Section 8 assistance under the rental certificate and rental voucher
programs, together with public and private resources to provide supportive services, to
enable participating fam~ias to achieve economic independence and seE-sufficiency.
Federal Preference for Admission: The preference given to otherwise eligible applicants
under HUD's rental assistance programs who, at the time they seek housing assistance, are
involuntarily displaced, IMng in substandard housing, or paying more than 5(3 percent of
family income for rent. (See, for example, 24 CFR 882.219.)
I~rst-~me Homebuver: An indMdual or fam~ who has not owned a home during the three-
year period preceding the HUD-assisted purchase of a home that must be used as the
23
j°
principal residence of the homebuyer, except that any individual who is a displaced
homemaker (as defined in 24 CFR 92) or a single parent (as defined in 24 CFR 92) may not
be excluded from consideration as a first-time homebuyer on the basis that the individual.
while a homemaker or married, owned a home with las or her spouse or resided in a home
owned by the spouse.
FmHA: The Farmers Home Administration, or programs it administers.
For Rent: Year round housing units which are vacant and offered/available for rent.
Census definition)
(U.S.
For Sale: Year round housing units which ate vacant and offered/available for sale only.
(U.S. Census definition)
~: An elderly person who is unable to perform at least 3 activities of daily living
(I.e., eating, dressing, bathing, grooming, and household management activities). (See 24
CFR 889.105.)
.Grou0 Quarters: Facilities providing living quarters that are not classified as housing units.
(U.S. Census definition). Examples include: prisons, nursing homes, dormitories, military
barracks, and shelters.
HOME: The HOME Investment Partnerships Program, which is authorized by 'l'itie II of the
National Affordable Housing Act.
Homeless Family: Family that includes at least one parent or guardian and one child under
the ag'e of 18, a homeless pre{;~nant woman, or a homeless person in the process of securing
legal custody of a person under the age of 18.
Homeless Individual: An unaccompanied youth (17 years or younger) or an adult (18 years
or older) without children.
.Homeless Youth: Unaccompanied person 17 years of age or younger who is living in
situations described by terms 'sheltered' or 'unsheltered'. '
.HOPE 1: The HOPE for Public and Indian Housing Homeownership Program, which is
au'thorized by Title IV, Subtitle A of the National Affordable Housing Act.
HOPE 2: The HOPE for Homeownership of Multifamily Units Program, which is authorized by
Title IV, Subtitle B of the National Affordable Housing Act.
OJ~: The HOPE for Homeownership of Single Family Homes Program, which is
authorized by Title IV, Subtitle C of the National Affordable Housing Act.
Household: One or more persons occupying a housing unit (U.S. Census definition). See
also "Family'.
Housinq Problems: Households with housing problems include those that: (1) occupy units
meeting the definition of Physical Defects; (2) meet the definition of overcrowded; and (3)
meet the definition of cost burden greater than 30%. Table 1 C requests nonduplicative
24
counts of I~ouseholds that meet one or more of these criteria.
Housinq Unit: An occupied or vacant house, apartment, or a single room (SRO housing) that
is intended as separate living quarters. (U.S. Census definition)
Institutions;Institutionah Group quarters for persons under care or custody. (U.S. Census
clefinition)
Larqe Related: A household of 5 or more persons which inctudas at least one person related
tO the householder by blood, marriage or adoption.
I~IHTC: (Federal) Low Income Housing Tax CrediL
Low-Income: Households whose incomes do not exceed 80 percent of the median income
for the area. as determined by HUD with adjustments for smaller and larger families, except
that HUE) may establish income ceilings higher or lower than 80 percent of the median for the
area on the basis of HUD's findings that such variations are necessary because of prevailing
levels of construction costs or fair market rents, or unusually high or Iow family incomes.
NOTE: HUD income limits are updated annually and are ava~able from local HUD offices
(This term corresponds to Iow- and moderate-income households in the CDBG Program.)
Moderate Income: Households whose incomes are between 81 percent and 95 percent of
the median income for the area, as determined b~, HUD, with adjustments for smaller or larger
families, except that HUD may establish income ceilings higher or lower than 95 percent of
the median for the area on the basis of HUD's findings ,that such variations are necessary
because of prevailing levels of construction costs or fair market rents, or unusually high or
Iow family incomes. (This definition is different than that for the CDBG Program.)'
Non-Elderly Household: A household which does not meet the definition of 'Elderly
Household,' as defined above.
Non-Homeless Persons with Soecial Needs: Includes frail elderly persons, persons with
AIDS, disabled families, and families pa~cipating in organized programs to achieve economic
self-sufficiency.
Non-lnstitutionah Group quarters for persons not under care or custody. (U.S. Census
definition used)
Occupied Housinq Unit: A housing unit that is the usual place of residence of the
occupant(s).
.Other Household: A household of one or more persons that does not meet the definition of a
Small Related household, Large Related household or Elderly Household.
Other Income: Households whose incomes exceed 80 percent of the median income for the
area, as determined by the Secreta~, with adjustments for smaller and larger families.
_Other Low-Income: Households whose incomes are between 51 percent and 80 percent of
the median income for the area, as determined by HUD, with adjustments for smaller and
larger families, except that HUD may establish income ceilings higher or lower than 80
25
~ I / I 1
percent of the median for the area on the basis of HUD's findings that such variatk. -
necessary because of prevailing levels of construction costs or fair market rents, or
high or low family incomes. ('This term corresponds to moderate-income in the COBG
Program.)
Other Vacant: Vacant year round housing units that are not For Rent or For Sale. This
category would include Awaiting Occupancy or Held.
OvercrOwded: A housing unit containing more than one person pet' room. (U.S. Census
cletinit/on)
w~: A household that owns the housing unit it occupies. (U.S. Census definition)
P~hvsical Defects: A housing unit lacking complete kitchen or bathroom (U.S. Census
definition). Jurisdictions may expand upon the Census definition.
P~Hmary Houslnq Activil~,: A means of providing or producing affordable housing - such as
rental assistance, production, rehabilitation or acquisition - that will be allocated significant
resources and/or pursued intensively for addressing a particular housing need. (See also,
'Secondary Housing Activity'.)
_PPro[ect-Based (Rental) Assistanc,;: Rental Assistance provided for a project, not for a specific
tenant. Tenants receiving project'based rental assistance give up the right to that assistance
upon moving from the project.
Public Housinq CIA~: Public Housing Comprehensive Improvement Assistance Program.
Public Houslnq MRO~: Public Housing Major Reconstruction of Obsolete Projects.
R__ent Burden · 30% (Cost Burden~: The extent to which gross rents, including utility costs,
exceed 30 percent of gross income, based on data published by the U.S. Census Bureau.
R~ent Burden · S0~ (Severe Cost burden): The extent to which gross rents, including utility
costs, exceed 50 percent of gross income, based on data published by the U.S. Census
Bureau.
_Rental Assistanc.~: Rental assistance payments provided as either project-based rental
assistance or ten~nt-based rental assistance.
Renter: A household that rents the housing unit it occupies, including both units rented for
cash and units occupied wfthout cash payment of rent. (U.S. Census definition)
R_enter Occupied Uni_t: Any occupied housing unit that is not owner occupied, including units
rented for cash and those occupied without payment of cash rent.
_Secondary Housinq Actfv~: A means of provfding or producing affordable housing - such
as rental assistance, production, rehabilitation or accluisitfon _ that w~l receive fewer
resources and less emphasis than primary housing activftias for addressing a particular
housing need. (See also, 'Primary Housing Act~,y-.)
26
Section 215: Section 215 of Title II of the National Affordable Housing Act. Section 215
defines *affordable* housing projects under the HOME program.
Service Needs: The pamcular services identified for special needs populations, which
typically may include transportation, personal care, housekeeping, counseling, meals, case
management, personal emergency response, and other services to prevent premature
inst/tutionalization and assist individuals to continue living independently.
,~evere Cost Burden: See Cost Burden > 50%.
$~evere Mental Illness_: A serious and persistent mental or emotional impairment that
significantly limits a person's ability to live independently.
Sheltered: Families and persons whose primary night/Jme residence is a supervised publicly
or privately operated shelter, including emergency shelters, transitional housing for the
homeless, domestic violence shelters, residential shelters for runaway and homeless youth,
and any hotel/motel/apartment voucher arrangement paid because ~e person is homeless.
This term does not include persons living doubled up or in overcrowded or substandard
conventional housing. Any facility offering permanent housing is not a shelter, nor are its
residents homeless.
Small Related: A household of 2 to 4 persons which includes at least one person related to
the householder by birth, marriage, or adoption.
Substandard Condition and not Suitable for Rehab: By local definition, dwelling units that are
in such poor condition as to be neither structurally nor financially feasible for rehabilitation.
Substandard Condition but Suitable for Rehab
:meet By local definition, dwelling units that do not
standard conditions but are both financially and structurally feasible for rehabilitation.
This does not include units that require only cosmetic work, correction or minor livability
problems or maintenance work. The jurisdiction must define this term (i.e., standard
condition, financially and structurally feasible for rehab) and include this definition in the
Appendix (Glossary of Terms) portion of its CHAS submission.
~ubstantial Amendment: A major change in an approved housing strategy. It involves a
change to the five-year Strategy, which may be occasioned by a decision to undertake
activities or programs inconsistent with that strategy.
~ubstantiai Rehabilitation: Rehabilitation of resider~al property at an average cost for the
project in excess of $25,000 per dwelling unit.
S~um=ortfve Housincj: Housing, including Housing Units and Group Quarters, that have a
supportive environment and includes a planned service component.
SuooortJve Service Need in FSS PIa~: The plan that PHAs administering a Family Self-
Sufficiency program are required to develop to identify the services they will provide to
participating families and the source of funding for those services. The supportive services
may include child care; transportation; remedial education; education for completion of
secondary or post secondary schooling; job training, preparation and counseling; substance
abuse treatment and counseling; training in homemaking and parenting skills; money
27
I ] I I I
management, and household management; counseling in homeownership: job develol~. ..-:
and placement; follow.up assistance otter job placement; and other appropriate services.
S_uopo~ive Service,~: Services provided to residents o! supportive housing for the purpose of
facilitating the inclepenclence of residents. Some examples are case management, medical or
psychological counseling and supervision, child care, transportation, and job training.
Tenant-Based (Rental1 Assistant.-. A form of rental assistance in whict'l the assisted tenant
may move from a dwelling unit with a right to continued assistance. The assistance is
provided for the tenant, not for the project.
Total Vacant Housinq Units: Unoccupied year round housing units. (U.S. Census definition)
Unsheltered: Families and individuals whose primary night'time residence' is a public or
private place not designed for, or ordinarily used as, a regular sleeping accommodation for
human beings (e.g., streets, pazlcs, alleys).
_Vacant Awaitinq Occuoancy or Hel, l: Vacant year round housing units that have been rented
or sold and are currently awaiting o~cupancy, and vacant year round housing units that are
held by owners or renters for occasional use. (U.S. Census definition)
~Vacant Housinq Uni_t: Unoccupied year-round housing units that are available or intended for
occupancy at any time during the year.
Very Low-lncom~: Households whose incomes do not exceed 50 percent of the median area
income for the area, as determined by HUD, with adjustments for smaller and larger families
and for areas with unusually high or Iow incomes or where needed because of prevailing
levels of construction costs or fair market rents. (']'his term corresponds to Iow-income
households in the CDEIG Program.) (For the purpose of further distinguishing needs within
this category, two subgroups (0 to 30% and 31 to 50% of MFI) have been established in the
CHA$ tables and narratives.}
~Worst-Case Need,: Unassisted, ve~7 Iow-income renter households who pay more than half
of their income for-rent, live in seriously substandard housing (which includes homeless
people) or have been involuntarily displaced.
Y__ear Round Housinq Unit~: Occupied and vacant housing units intended for year round use.
(U.S. Census definition.} I~lousing units for seasonal or migratory use are excluded.
NOTE: Terms not defined above may be defined in the specific ,'nstructions for each
table. If a term is not defined, the jurisdiction is to provide its own definition.
28
(NO REV~SIONS V~LL BE HADE TO THE 1992 CHAS)
Oc~obe~ 14, 1992
I I i I I m
CITY OF
MAPLEWOOD
1880 E. COUNTY ROAD B bIAPLEWOOD, MINNESOTA 55109
OFFICE OF COMMUNITY DEVELOPMENT
612-770-4560
June 28, 1991
Ms. Judy Karon
Director of Community and Economic Development
354 Ramsey County Court House
Saint Paul, MN 55102
RAMSEY COUNTY COMPREHENSIVE HOUSING AFFORDABILITY BTRATEGY
On June 24, 1991, the Maplewood City Council considered the
Ramsey County Comprehensive Housing Affordability Strategy
(CHAS). At this meeting, the Council prepared a list of
suggestions for the County to include in the CHAS. This list is:
Affordable housing for seniors (including a variety of
choices) and low-to-moderate income persons.
®
Housing rehabilitation and energy efficiency improvement
loans and grants.
3. Money to purchase, remodel or demolish substandard homes.
A program to help first-time home buyers write down the up-
front costs of buying a home.
A loan or grant program for the removal of lead-based paint
in housing.
A loan or grant program for the sealing of residential
wells.
Please call me at 770-4566 if you have any questions.
kr/letter~.mam
30
Eq. al Opportunity Employer
Attachment 2