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HomeMy WebLinkAbout2024-11-12 EDA Meeting Packet-Special Meeting AGENDA MAPLEWOOD ECONOMIC DEVELOPMENT AUTHORITY SPECIAL MEETING 6:30 P.M. Tuesday, November 12, 2024 City Hall, Council Chambers A. CALL TO ORDER B. ROLL CALL C. APPROVAL OF AGENDA D. APPROVAL OF MINUTES 1. September 9, 2024 Economic Development Authority Meeting Minutes 2. October 15, 2024 Economic Development Authority Bus Tour Meeting Minutes E. PUBLIC HEARING None F. UNFINISHED BUSINESS None G. NEW BUSINESS 1. Tax Increment Financing District No. 1-18 a. Resolution Adopting Modification of the Development District Program for Development District No. 1 and the Tax Increment Financing Plan for Tax Increment Financing District No. 1-18 b. Contract for Private Development c. Resolution Authorizing Interfund Loan 2. Resolution Approving Demolition of the Structurally Substandard Building at 1946 English Street and Inclusion of the Parcel in a Future Redevelopment Tax Increment Financing District H. ADJOURNMENT RULES OF CIVILITY FOR THE CITY COUNCIL, BOARDS, COMMISSIONS AND OUR COMMUNITY Following are rules of civility the City of Maplewood expects of everyone appearing at the Meetings - elected officials, staff and citizens. It is hoped that by following these simple rules, everyone’s opinions can be heard and understood in a reasonable manner. We appreciate the fact that when appearing at Council meetings, it is understood that everyone will follow these principles: Speak only for yourself, not for other council members or citizens - unless specifically tasked by your colleagues to speak for the group or for citizens in the form of a petition. Show respect during comments and/or discussions, listen actively and do not interrupt or talk amongst each other. Be respectful of the process, keeping order and decorum. Do not be critical of council members, staff or others in public. Be respectful of each other’s time keeping remarks brief, to the point and non-repetitive. THIS PAGE IS INTENTIONALLY LEFT BLANK D1 MEETINGMINUTES MAPLEWOOD ECONOMIC DEVELOPMENT AUTHORITY 5:45 P.M. Monday, September 09, 2024 City Hall, Council Chambers A.CALL TO ORDER A meeting of the Maplewood Economic Development Authority (EDA)was heldin the City Hall Council Chambers and was called to order at5:45 p.m. by President Abrams. B.ROLL CALL Marylee Abrams, PresidentPresent Rebecca Cave, CommissionerPresent Kathleen Juenemann, CommissionerPresent Chonburi Lee, CommissionerPresent Nikki Villavicencio,CommissionerPresent C.APPROVAL OF AGENDA CommissionerCavemoved to approve the agendaas submitted. Seconded by CommissionerLee Ayes – All The motion passed. D.APPROVAL OF MINUTES 1.August 12, 2024 Economic Development AuthoritySpecial Meeting Minutes CommissionerJuenemannmoved to approve the August 12, 2024 Economic Development AuthoritySpecial Meeting Minutes assubmitted. Seconded by CommissionerLee Ayes – All The motion passed. E.PUBLIC HEARING None F.UNFINISHED BUSINESS None. G.NEW BUSINESS 1.Review of Tax Increment Financing Terms and Project Schedule, Gladstone Village II, 1880 English Street Assistant ExecutiveDirector Parrintroduced the item. SchaneRudlang, Municipal Adviser with Ehlers,gave the presentation. September 09, 2024 Maplewood Economic Development AuthorityMeeting Minutes 1 EDA Special Meeting Packet Page Number 1 of 130 D1 No actionrequired. H.ADJOURNMENT President Abramsadjourned the meeting at5:57p.m. September 09, 2024 Maplewood Economic Development AuthorityMeeting Minutes 2 EDA Special Meeting Packet Page Number 2 of 130 D2 BUS TOURMEETINGMINUTES MAPLEWOOD ECONOMIC DEVELOPMENT AUTHORITY 4:00 P.M. Monday, October 15, 2024 Various Sites within the City of Maplewood A.CALL TO ORDER A meeting of the Maplewood Economic Development Authority (EDA)was heldvia bus within the City of Maplewoodand was called to order at4:00p.m. by President Abrams. B.ROLL CALL Marylee Abrams, PresidentPresent Rebecca Cave, CommissionerPresent Kathleen Juenemann, CommissionerAbsent Chonburi Lee, CommissionerPresent Nikki Villavicencio,CommissionerPresent Also Present: Ananth Shankar, CDRB Board Member John Eads, Planning Commissioner Tushar Desai, Planning Commissioner Allan Ige, Planning Commissioner Mike Sable, City Manager Mike Darrow, Assistant City Manager/HR Director Danette Parr, Community Development Director Joe Rueb, Finance Director Joe Sheeran, Communications Manager Kevin Schmitz, Digital Communications Manager Michael Martin, Assistant Community Development Director Steve Love, Public Works Director C.NEW BUSINESS 1.EDA Development Bus Tour The tour drove by the following sites: 1)1830 Co Rd B East (Maplewood City Hall) 2)1300 McKnight Rd N (Industrial Site) 3)1745/1751 Cope Avenue (Taste of India/StrauusSkates and Bicycles) 4)2425 White Bear Avenue (Redeeming Love) 5)1910 Co Rd C East (Caretta Senior Living) 6)3001 White Bear Avenue (Maplewood Mall/Myth/Former Sears) 7)1737 Beam Ave (Birch Run Station) 8)1575 Beam Avenue (M Health Fairview/Saint John’s Hospital and Med Hub) 9)1043 Deauville Drive (Town and Country Manufactured Home Park) 10)2615 Maplewood Drive (Proposed 72-Unit Multifamily) 11)2441 Maplewood Drive (Northernaire Motel/Vacant Adjacent Land) 12)1875 East Shore Drive N (American Cooperative) 13)1160 Frost Avenue East (Roers Multi-Family) October 15, 2024 Maplewood Economic Development AuthorityBus TourMeeting Minutes 1 EDA Special Meeting Packet Page Number 3 of 130 D2 14)1221 Frost Avenue East (Auto Body Sites) 15)1247 Frost Avenue 16)1905 English St North (Vacant Parcel/Sherman Development) 17)1321 Frost Ave E (Moose Lodge and Adjacent Sites) 18)1310 Frost Avenue (JB Vang/Juniper Multi-Family) 19)1880 English St N (JB Vang II) 20)1351 Frost Ave E/1344 Frost Ave E 21)1375 Frost Ave E (Gladstone House/Beacon Interfaith Multi-Family) 22)2055 White Bear Avenue (Multi-Tenant Building) The tour concluded with box lunches at City Hall. No actionrequired. D.ADJOURNMENT President Abramsadjourned the meeting at5:45p.m. October 15, 2024 Maplewood Economic Development AuthorityBus TourMeeting Minutes 2 EDA Special Meeting Packet Page Number 4 of 130 G1 MAPLEWOOD ECONOMIC DEVELOPMENT AUTHORITY STAFF REPORT Meeting Date November 12, 2024 REPORT TO: Michael Sable, Executive Director REPORT FROM: Michael Martin, AICP, Assistant Community Development Director PRESENTER:Danette Parr, Assistant Executive Director AGENDA ITEM: Tax Increment Financing District No. 1-18 a.Resolution Adopting Modification of the Development District Program for Development District No. 1 and the Tax Increment Financing Plan for Tax Increment Financing District No. 1-18 b.Contract for Private Development c.Resolution Authorizing Interfund Loan Action Requested: Motion Discussion Public Hearing Form of Action: Resolution OrdinanceContract/Agreement Proclamation Policy Issue: The Economic Development Authority (EDA) has received a Tax Increment Financing (TIF) application from the developer of the property at 1880 English Street North. The application requests TIF assistance for the construction of a 56-unit multi-family building. Recommended Action: a.Motion to approve the resolution adopting Modification of the Development District Program for Development District No. 1 and the Tax Increment Financing Plan for Tax Increment Financing District No. 1-18. b.Motion to approve the Contract for Private Development with Gladstone Village II Limited Partnership. c.Motion to approve the resolution authorizing an Interfund Loan for Advance of Certain Costs in Connection with Tax Increment Financing District No. 1-18. Fiscal Impact: Is There a Fiscal Impact? No Yes, the true or estimated cost is $310,000 Financing source(s): Adopted Budget Budget Modification New Revenue Source Use of Reserves Other: Under the terms of the development agreement, the EDA would issue a tax increment revenue note to the developer in the amount of $310,000 to reimburse the property owner for site acquisition and site improvements associated with the construction of 56 affordable multi-family housing units. The note would be paid from future tax increment generated by the private development over a maximum term of 26 years. EDA Special Meeting Packet Page Number 5 of 130 G1 Strategic Plan Relevance: Community InclusivenessFinancial & Asset MgmtEnvironmental Stewardship Integrated Communication Operational Effectiveness Targeted Redevelopment The city’s Gladstone Neighborhood Redevelopment Plan states: “Key components of the Master Plan include intense development at the core of the Frost Ave and English Streets and integrated land use patterns with 650 new housing units.” Background: Tax Increment Financing On July 22, 2019, the city adopted a modified enabling resolution for the Maplewood Economic Development Authority, which grants the EDA authority to use tax increment financing (TIF). Tax increment financing is a funding tool that takes advantage of the increase in property taxes that result from redevelopment. The increase in tax revenue is a result of the investment in the property and the resulting increase in property taxes. TIF captures only the increase in taxes and not the current or base amount of taxes that are currently paid. The increment can be used by the EDA to repay debt, obligations, or certain costs incurred by the city as a result of the development. For this application, the City would issue a Pay-As-You-Go (PAYGO) TIF Note to the developer for costs associated with the redevelopment project. The PAYGO TIF Note would obligate the city to pay a portion of the annually generated tax increment over a specified period of time. The goal of the proposed TIF district is to support the redevelopment of the site, which would not occur “but for” financial assistance from the EDA. Proposed Development The developer JB Vang, operating as Gladstone Village II Limited Partnership for this project, has received land use approvals for the redevelopment of 1880 English Street North. The project includes removing the existing manufactured home park and building a 56-unit multi-family building. The building would be four stories of above-ground wood-framed construction and a floor of underground parking. The entire building will be approximately 98,079 gross total square feet, with an approximately 19,243 square foot footprint. The 56-unit affordable housing building includes the approximate unit mix: 21 percent one-bedrooms, 34 percent two-bedrooms, 29 percent three- bedroom, and 16 percent four-bedrooms. There will be 72 parking spaces provided on-site, of which 50 spaces will be within a secured parking garage. The proposed building will be constructed primarily of brick and stucco with metal accents. Its amenities include a community, co-working room, and fitness center. The courtyard, shaped by the building facing south, is utilized as an outdoor grilling patio and playground, giving the residents a resident-only outdoor space. TIF District and TIF Plan The first resolution before the EDA would create a new redevelopment TIF district by adopting a tax increment financing plan. This plan outlines the district boundaries, objectives and policies, fiscal impacts, and the maximum budget for the district. The TIF plan itself does not grant any specific TIF assistance or city financial obligations to support development within the district. The specific terms of the TIF assistance are provided in the development agreement between the EDA and the developer. Development Agreement City staff and our legal and financial advisors have negotiated the attached development agreement, which outlines the final details of the financial assistance. EDA Special Meeting Packet Page Number 6 of 130 G1 The development agreement provides $310,000of thepresent value offinancialassistance to the developer. The proposed agreement includes the following additional terms: The EDA will issue a Pay-As-You-Go (PAYGO) Note in the principal amount of $310,000. The note will bear simple, non-compounding interest at the lesser of 6.5% or the rate of the developer’s first mortgage. The note is issued for reimbursement of qualifying costs, which include site acquisition, public infrastructure, site preparation, and site improvements, not to exceed the amount of the note. The EDA would pledge the tax increment generated from the project for payment of the principal and any accrued interest. The EDA would only pay the developer from increment annually generated and nothing more. If the amount of increment annually generated is not enough to pay the PAYGO Note, the EDA is not obligated to pay the difference. The developer assumes the financial risk. The term of the note is a maximum of 20 years. The developer will commence construction by May 1, 2025, and complete construction by January 31, 2026. Interfund Loan Resolution It is also recommended that the EDA approves an interfund loan from the EDA’s general fund to pay any upfront costs of establishing and administering the TIF district and negotiating and drafting the development agreement not already paid by the developer. Should the EDA need to draw on the inter-fund loan, it will be paid back by the EDA’s retained share of the tax increments set aside to pay for administrative expenses. Attachments: 1. Resolution Adopting Modification of the Development District Program for Development District No. 1 and the Tax Increment Financing Plan for Tax Increment Financing District No. 1-18 2. Contract for Private Development 3. Resolution Authorizing Interfund Loan 4. Modification to the Development Program and Tax Increment Financing Plan EDA Special Meeting Packet Page Number 7 of 130 G1, Attachment 1 MAPLEWOOD ECONOMIC DEVELOPMENT AUTHORITY SOLUTION NO. __________ RE RESOLUTION ADOPTING MODIFICATION OF THE DEVELOPMENT DISTRICT PROGRAM FOR DEVELOPMENT DISTRICT NO. 1 AND THE TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FINANCING DISTRICT NO. 1- 18 BE IT RESOLVED by the Board of Commissioners of the Maplewood Economic Development Authority as follows: Section 1. Recitals. 1.01. The Maplewood Economic Development Authority (“MEDA”) has been established by the city of Maplewood (the “City”) to promote development and redevelopment within Maplewood. 1.02. Under the terms of the modified enabling resolution adopted by the City on July 22, 2019, MEDA has all the powers and authority of an economic development authority under Minnesota Statutes, sections 469.090 through 469.1081 (the “EDA Act”), of a housing and redevelopment authority under Minnesota Statutes, sections 469.001 through 469.047 (the “HRA Act”) and of a city under Minnesota Statutes, sections 469.124 through 469.134 (the “City Development Districts Act”). 1.03. MEDA’s goals include recognizing the practical impediments to development and redevelopment in areas of the community which are fully developed and offering public assistance for projects which advance its goals. To promote development and redevelopmentof the community, the City previously 1.04. established Development District No. 1 (the “Development District”) and adopted a Development District Program (the “Development Program”) for same. 1.05. In response to a redevelopment proposal regarding the property at 1880 English Street N., MEDA authorized the preparation of a modification of the Development Program and a tax increment financing plan (the “TIF Plan”) for Tax Increment Financing District No. 1-18 (the “TIF District”), which are contained in a document entitled “Modification to the Development Program for Development District No. 1 and Tax Increment Financing Plan for Tax Increment Financing District No. 1-18”, and on file with MEDA. Section 2. Authority Approval. 2.01. Copies of the modified Development Program and the TIF Plan were transmitted to the board of Independent School District No. 622 and the board of commissioners of Ramsey County on September 27, 2024, for review and comment and said public bodies were notified of the public hearing to be held on the modified Development Program and TIF Plan by the City on EDA Special Meeting Packet Page Number 8 of 130 G1, Attachment 1 October 28, 2024. Notice was also provided to the Ramsey County commissioner in whose district the TIF District is located 30 days before publication of the notice of the public hearing. 2.02. On October 28, 2024, the City opened the public hearing and continued it to November 12, 2024. MEDA finds that its objectives of encouraging development and redevelopment 2.03. within the designated area of Maplewood will be advanced by adoption of the modified Development Program and the TIF Plan. 2.04. MEDA also finds that the modified Development Program and the TIF Plan are consistent with the City’s comprehensive plan. 2.05. The modified Development Program and TIF Plan are hereby adopted. Section 3. Further Proceedings. 3.01. MEDA requests that the City hold the continued public hearing on the modified Development Program and the TIF Plan pursuant to Minnesota Statutes, section 469.175 and recommends that the modified Development Program and TIF Plan be approved by the City. 3.02. Upon approval of the modified Development Program and the TIF Plan by the City, MEDA’s executive director is authorized and directed to request that the original tax capacity of the property within TIF District No. 1-18 be certified to MEDA by Ramsey County. Dated: November 12, 2024 ______________________________ Rebecca Cave, Vice President T: ATTES _____________________________ Michael Sable, Executive Director EDA Special Meeting Packet Page Number 9 of 130 G1, Attachment 2 Execution Copy CONTRACT FOR PRIVATE DEVELOPMENT By and Between THE MAPLEWOOD ECONOMIC DEVELOPMENT AUTHORITY and GLADSTONE VILLAGE II LIMITED PARTNERSHIP This document drafted by: KENNEDY & GRAVEN, CHARTERED (RHB) 150 South Fifth Street Suite 700 Minneapolis, MN 55402 (612) 337-9300 EDA Special Meeting Packet Page Number 10 of 130 G1, Attachment 2 TABLE OF CONTENTS PAGE PREAMBLE ....................................................................................................................................1 ARTICLE I Definitions Section 1.1. Definitions................................................................................................................2 Section 1.2. Exhibits ...................................................................................................................5 Section 1.3. Rules of Interpretation ............................................................................................5 ARTICLE II Representations and Warranties Section 2.1. Representations by the EDA ....................................................................................6 Section 2.2. Representations and Warranties by the Developer ..................................................6 ARTICLE III Acquisition of Development Property; Public Assistance Section 3.1. Acquisition of Development Property .....................................................................7 Section 3.2. Issuance of Pay-As-You-Go Note ...........................................................................7 Section 3.3. Conditions Precedent to Issuance of the Note .........................................................8 Section 3.4. Records ....................................................................................................................9 Section 3.5. Lookback at Completion of Construction ...............................................................9 Section 3.6. No Business Subsidy................................................................................................9 ARTICLE IV Construction of Minimum Improvements; Public Improvements; Income Restrictions Section 4.1. Construction of Minimum Improvements .............................................................10 Section 4.2. Preliminary Plans and Construction Plans .............................................................10 Section 4.3. Commencement and Completion of Construction; Repair ....................................10 Section 4.4. Certificate of Completion ......................................................................................11 Section 4.5 City Approvals .......................................................................................................12 Section 4.6 Declaration Regarding Income Restrictions ..........................................................12 ARTICLE V Insurance Section 5.1. Insurance ................................................................................................................13 Section 5.2. Evidence of Insurance ...........................................................................................14 EDA Special Meeting Packet Page Number 11 of 130 G1, Attachment 2 PAGE ARTICLE VI Payment of Taxes; Assessment Agreement; Use of Tax Increment Section 6.1. Taxes ......................................................................................................................14 Section 6.2. Suspension or Reduction of Payments on Note .....................................................14 Section 6.3. Right to Collect Delinquent Taxes and Special Assessments ................................15 Section 6.4. Use of Tax Increment.............................................................................................15 ARTICLE VII Restrictions on Sale of Minimum Improvements; Termination of Agreement Section 7.1. Prohibition Against Sale of Minimum Improvements ...........................................15 Section 7.2. Termination of Agreement .....................................................................................16 ARTICLE VIII Events of Default Section 8.1. Events of Default Defined .....................................................................................17 Section 8.2. Remedies on Default ..............................................................................................17 Section 8.3. Remedies after Certificate of Completion .............................................................18 Section 8.4. No Remedy Exclusive............................................................................................19 Section 8.5. No Additional Waiver Implied by One Waiver .....................................................19 ARTICLE IX Additional Provisions Section 9.1. Conflict of Interests; Representatives Not Individually Liable .............................19 Section 9.2. Equal Employment Opportunity ............................................................................19 Section 9.3. Restrictions on Use ................................................................................................19 Section 9.4. Notices and Demands ............................................................................................19 Section 9.5. Counterparts ...........................................................................................................20 Section 9.6. Disclaimer of Relationships ...................................................................................20 Section 9.7. Amendment ............................................................................................................20 Section 9.8. Recording; Agreement Runs with the Land ...........................................................20 Section 9.9. Release and Indemnification Covenants ................................................................21 Section 9.10. Titles of Articles and Sections ...............................................................................21 Section 9.11. Governing Law; Venue ..........................................................................................21 Section 9.12. Fees and Charges ...................................................................................................21 Section 9.13. Notice of Unavoidable Delays ...............................................................................21 TESTIMONIUM............................................................................................................................23 SIGNATURES ......................................................................................................................... 23-24 EXHIBIT A LEGAL DESCRIPTION OF DEVELOPMENT PROPERTY EXHIBIT BLIST OF PRELIMINARY PLANS EXHIBIT CFORM OF CERTIFICATE OF COMPLETION EXHIBIT D FORM OF AUTHORIZING RESOLUTION WITH NOTE EDA Special Meeting Packet Page Number 12 of 130 G1, Attachment 2 EXHIBIT EFORM OF INVESTMENT LETTER EXHIBIT F FORM OF DECLARATION OF RESTRICTIVE COVENANTS EXHIBIT G TOTAL DEVELOPMENT COST EDA Special Meeting Packet Page Number 13 of 130 G1, Attachment 2 CONTRACT FOR PRIVATE DEVELOPMENT This Contract for Private Development (the “Agreement”) is made this _____ day of _________, 2024, by and between the Maplewood Economic Development Authority, a public body corporate and politic under the laws of Minnesota, having its principal office at 1830 County Road B E, Maplewood, MN 55109 (the “EDA”), and Gladstone Village II Limited Partnership, a limited partnership under the laws of Minnesota, having its principal office at 1335 Pierce Butler Route, St. Paul, Minnesota 55104 (the “Developer”). WITNESSETH: WHEREAS, the EDA has established Development District No. 1 (the “Development District”) and adopted a Redevelopment Plan to encourage development and redevelopment in the Development District; and WHEREAS, the EDA finds that it is in the public interest, helpful for the tax base and beneficial for the health, safety and welfare of the community as a whole to promote redevelopment of the Development District with, among other uses, affordable housing projects in locations where it is compatible with surrounding land uses; and WHEREAS, the EDA finds that, due to market conditions which exist today and are likely topersist for the foreseeable future, the private sector alone is not able to accomplish construction of affordable housing and, therefore, such will not occur without public intervention; and WHEREAS, to foster the redevelopment described above, the EDA has also established Tax Increment Financing District No. 1-18 (the “TIF District”) within the Development District, and adopted a tax increment financing plan related thereto (the “TIF Plan”), all pursuant to Minnesota Statutes, sections 469.174 through 469.1794, as amended (the “TIF Act”); and WHEREAS, the Developer has proposed to develop the property generally located at 1880 English Street and legally defined in this Agreement as the Development Property, through construction of a project consisting of 56 affordable multifamily rental apartments (the “Minimum Improvements”), as more fully described herein; and WHEREAS, the EDA believes the Developer’s proposal is in the vital and best interests of the City and the health, safety and welfare of its residents, and in accord with the public purposes and provisions of the applicable state and local laws and requirements for which the Development District and the TIF District were established. NOW, THEREFORE, in consideration of the covenants and the mutual obligations of the parties hereto, each does hereby covenant and agree with the other as follows: EDA Special Meeting Packet Page Number 14 of 130 G1, Attachment 2 ARTICLE I Definitions Section 1.1. Definitions. In this Agreement the following terms shall have the meanings given below unless a different meaning clearly appears from the context: “Administrative Costs” means the administrative expenses incurred by the EDA regarding the TIF District as defined in section 469.174, subd. 14 of the TIF Act. “Agreement” means this Agreement, as the same may be from time to time modified, amended, or supplemented. “Assessor” means the Ramsey County assessor. “Authorizing Resolution” means the resolution, in substantially the form attached hereto as Exhibit D, which authorizes the issuance of the Note by the EDA Executive Director upon satisfaction of the conditions precedent specified in Section 3.3 of this Agreement. “Available Tax Increment” means 90 percent of the Tax Increment paid to the EDA by the County with respect to the Development Property and the Minimum Improvements. “Business Subsidy Act” means Minnesota Statutes, sections 116J.993 through 116J.995, as amended. “Certificate of Completion” means the certificate, in substantially the form attached hereto as Exhibit C, which will be provided by the EDA to the Developer pursuant to Article IV of this Agreement. “Certificate of Occupancy” means the certificate issued by the City’s building official under the State building code authorizing occupancy of the Minimum Improvements. “City” means the city of Maplewood, a municipal corporation under the laws of Minnesota. “City Approvals” means, collectively, a conditional use permit, design review, utility easement vacation and any other land use approvals or entitlements required by the City prior to the Developer being authorized to construct the Minimum Improvements. “Construction Plans” means the final plans for construction of the Minimum Improvements which will be submitted by the Developer pursuant to section 4.2 of this Agreement. “County” means Ramsey County, Minnesota. “Declaration” means the Declaration of Restrictive Covenants concerning the Minimum Improvements substantially in the form attached hereto as Exhibit F. EDA Special Meeting Packet Page Number 15 of 130 G1, Attachment 2 “Developer” means Gladstone Village II Limited Partnership, a limited partnership under the laws of Minnesota. “Development District” means the EDA’s Development District No. 1. “Development Property” means the property generally located at 1880 English Street. The Development Property is legally described in Exhibit A attached hereto. “Economic Development Authorities Act” or “EDA Act” means Minnesota Statutes, sections 469.090 through 469.108, as amended. “Economic Development Authority” or “EDA” means the Maplewood Economic Development Authority. “Event of Default” means an action by the Developer or the EDA listed in Article VIII of this Agreement. “Final Payment Date” means the earliest of (i) the date on which the entire principal of and accrued interest on the Note have been paid in full; or (ii) February 1, 2047 or (iii) the date this Agreement or the Note is terminated or cancelled in accordance with the terms hereof or deemed paid in full; or (iv) the February 1 following the date the TIF District is terminated in accordance with the TIF Act. “Housing and Redevelopment Authority Act” or “HRA Act” means Minnesota Statutes, sections 469.001 through 469.047, as amended. “Investment Letter” means the investment letter in substantially the form attached hereto as Exhibit E to be delivered by the Developer to the EDA prior to the issuance of the Note. “Material Change” means a substantial change in the Construction Plans which requires new or revised City Approvals or one which will adversely affect the generation of Tax Increment from the Development Property or Minimum Improvements. Minor changes in the Construction Plans which do not change the building footprint, number of total units or parking spaces, or the number of affordable units will not constitute a Material Change. Exterior building materials shall be substantially the same as approved by the City but City staff may approve minor deviations. “Minimum Improvements” means the construction of 56 units of affordable housing. After completion of the Minimum Improvements, the term shall mean the Development Property as improved by the Minimum Improvements. “Note” means the taxable Tax Increment Revenue Note, in substantially the form set forth in the Authorizing Resolution, to be delivered by the EDA to the Developer to reimburse the Developer for the Qualifying Costs pursuant to Article III of this Agreement. “Payment Date” means August 1, 2027 and each February 1 and August 1 thereafter to and including the Final Payment Date. EDA Special Meeting Packet Page Number 16 of 130 G1, Attachment 2 “Preliminary Plans” means the plans of the Minimum Improvements referenced in Exhibit B attached hereto. “Public Assistance” means the financial assistance to be offered by the EDA to the Developer through issuance of the Note. “Qualifying Costs” means the actual cost, in an amount not exceeding $310,000, of site acquisition, demolition of existing structures, public infrastructure, site preparation, site improvements, utilities, and other qualifying expenditures made by the Developer related to completion of the Minimum Improvements which the EDA intends to partially reimburse through the Note. “Qualifying Tenants” shall have the meaning given to it in the Declaration. “Redevelopment Plan” means the redevelopment plan for the Development District, as amended. “Rental Housing Unit” means one of the 56 rental housing units constructed as part of the Minimum Improvements. “Sale” means any conveyance of fee simple title in and to the Minimum Improvements or the Development Property, as more fully defined in Article VII of this Agreement. “State” means the state of Minnesota. “Substantial Completion” means completion of the Minimum Improvements to a degree allowing the issuance of at least a temporary certificate of occupancy for the Minimum Improvements by the City’s building official. “Tax Increment” means the tax increment, as that term is defined in Minnesota Statutes, section 469.174, subd. 25, which is paid to the EDA by the County with respect to the Minimum Improvements and the Development Property. “Tax Increment Financing Act” or “TIF Act” means Minnesota Statutes, sections 469.174 through 469.1794, as amended. “Tax Increment Financing District” or “TIF District” means Tax Increment Financing District No. 1-18 within Development District No. 1, a housing district within the meaning of section 469.174, subd. 11 of the TIF Act. “Tax Increment Financing Plan” or “TIF Plan” means the tax increment plan for the TIF District which was approved by the EDA and the City on October 28, 2024. EDA Special Meeting Packet Page Number 17 of 130 G1, Attachment 2 “Tax Official” means the Assessor, County auditor, County or state board of equalization, the commissioners of revenue of the State, or any State or federal district court, the tax court of the State, or the State Supreme Court. “Termination Date” means the earlier of: (i) the date the TIF District is terminated in accordance with the TIF Act; or (ii) the Final Payment Date. “Total Development Cost” means the total expenditures by the Developer to complete the Minimum Improvements, including land acquisition, hard construction costs, soft costs and financing costs approved by the Developer’s senior construction debt lender. “Unavoidable Delays” means a failure or delay in a party’s performance of its obligations under this Agreement, or during any cure period specified in this Agreement which does not entail the mere payment of money, not within the party’s reasonable controlincluding but not limited to acts of God; pandemic or other public health emergency; delays which are the direct result of adverse weather conditions; strikes or other labor troubles; problems with supply chain or materials pricing; fire or other casualty to the Minimum Improvements; litigation commenced by third parties which, by injunction or other similar judicial action, directly results in delays; or, except those of the EDA reasonably contemplated by this Agreement, any acts or omissions of any federal, State or local governmental unit, including delays in permitting not caused by the inaction of the Developer, which directly result in delays in construction of the Minimum Improvements; or any other cause beyond the reasonable control of a party. Section 1.2. Exhibits. The following exhibits are attached to and by reference made a part of this Agreement: Exhibit A. Legal Description of Development Property Exhibit B. List of Preliminary Plans Exhibit C. Form of Certificate of Completion Exhibit D. Form of Authorizing Resolution with Note Exhibit E. Form of Investment Letter Exhibit F. Form of Declaration of Restrictive Covenants Exhibit G. Total Development Cost Section 1.3. Rules of Interpretation. (a) This Agreement shall be interpreted in accordance with and governed by the laws of Minnesota. (b) The words “herein” and “hereof” and words of similar import, without reference to any particular section or subdivision, refer to this Agreement as a whole rather than any particular section or subdivision hereof. (c)References herein to any particular section or subdivision hereof are to the section or subdivision of this Agreement as originally executed. EDA Special Meeting Packet Page Number 18 of 130 G1, Attachment 2 (d) Any titles of the several parts, articles and sections of this Agreement are inserted for convenience and reference only and shall be disregarded in construing or interpreting any of its provisions. ARTICLE II Representations and Warranties Section 2.1. Representations by the EDA. The EDA makes the following representations as the basis for the undertaking on its part herein contained: (a) The EDA is a public body corporate and politic under the laws of Minnesota. The EDA has the authority to enter into this Agreement and carry out its obligations hereunder. (b) The EDA has approved execution of this Agreement. The individuals executing this Agreement and related agreements and documents on behalf of the EDA have the authority to do so and to bind the EDA by their actions. (c) The Development District is a redevelopment project which was created, adopted, approved and revised in accordance with the EDA Act. (d) The TIF District is a housing district within the meaning of Section 469.174, Subd. 11 of the TIF Act and was created, adopted and approved in accordance with the TIF Act. (e) There are no previous agreements currently in effect to which the EDA is a party pertaining to the Development Property which would preclude the parties from entering into this Agreement or which would impede the fulfillment of the terms and conditions of this Agreement. (f) The activities of the EDA pursuant to this Agreement are undertaken pursuant to the Redevelopment Plan and the TIF Plan and are for the purpose of development of the Development Property with a housing project. (g) The EDA will act in a timely manner to consider all approvals required under this Agreement and will cooperate with the Developer in seeking consideration of any approvals which must be granted by the City and other public entities. (h) To the best of the EDA’s knowledge, there is no pending or threatened suit, action or proceeding against the EDA before any court, arbitrator, administrative agency or other governmental authority that materially and adversely affects the validity of any of the transactions contemplated hereby, the ability of the EDA to perform its obligations hereunder, or the validity or enforcement of this Agreement. Section 2.2. Representations and Warranties by the Developer. The Developer makes the following representations and warranties as the basis for the undertaking on its part herein contained: EDA Special Meeting Packet Page Number 19 of 130 G1, Attachment 2 (a) The Developer is a limited partnership validly existing and in good standing under the laws of the state of Minnesota. The Developer has the authority to enter into this Agreement and carry out its obligations hereunder. (b) The persons executing this Agreement and related agreements and documents on behalf of the Developer have the authority to do so and to bind the Developer by their actions. (c) The Developer will construct the Minimum Improvements in substantial accordance with the terms of this Agreement, the Redevelopment Plan, the TIF Plan, the Construction Plans, the City Approvals and all local, State and federal laws and regulations, including, but not limited to, environmental, zoning, building code and public health laws and regulations. (d) The Developer will apply for and use all reasonable efforts to obtain, in a timely manner, all other required permits, licenses and approvals from the City, and will meet, in a timely manner, the requirements of all applicable local, State and federal laws and regulations which must be obtained or met before the Minimum Improvements may be lawfully constructed or used for their intended purpose. (e) The Developer has analyzed the economics of acquisition of the Development Property, the cost of site preparation, site improvements, utilities and construction of the Minimum Improvements and concluded that, absent the Public Assistance to be offered under this Agreement, it would not undertake this project. (f) Neither the execution and delivery of this Agreement, the consummation of the transactions contemplated hereby, nor the fulfillment of or compliance with the terms and conditions of this Agreement is prevented, limited by or conflicts with or results in a breach of, the terms, conditions or provisions of any organizational documents or any evidence of indebtedness, agreement or instrument of whatever nature to which the Developer is now a party or by which it is bound, or constitutes a default under any of the foregoing. ARTICLE III Acquisition of Development Property; Public Assistance Section 3.1. Acquisition of Development Property. The Developer agrees to acquire fee ownership of all of the Development Property by December 31, 2024. The EDA makes no representations to the Developer regarding the suitability of the Development Property for the use and purpose intended by the Developer. te. (a) In consideration of the Developer Section 3.2. Issuance of Pay-As-You-Go No incurring the Qualifying Costs while constructing the Minimum Improvements, the EDA will issue to the Developer the Note in the principal amount up to $310,000 in substantially the form set forth in the Authorizing Resolution attached hereto as Exhibit D. The EDA and the Developer agree that the consideration from the Developer for the purchase of the Note will consist of the Developer’s payment of the Qualifying Costs which are eligible for reimbursement with Tax Increment and which EDA Special Meeting Packet Page Number 20 of 130 G1, Attachment 2 are incurred by the Developer in at least the principal amount of the Note. The Authorizing Resolution will authorize delivery of the Note by the EDA’s Executive Director upon satisfaction by the Developer of all the conditions precedent specified in section 3.3 of this Agreement and interest will begin accruing on the date of delivery of the Note. Any statement or estimate of Qualifying Costs will not be treated as a limitation on reimbursement for any single category of Qualifying Costs provided the Qualifying Costs in total do not exceed the principal amount of the Note. (b) Subject to the provisions thereof, the Note shall bear simple, non-compounding interest at the lesser of i) 6.5% per annum; or ii) the actual rate of interest paid by the Developer on the first mortgage financing for the Minimum Improvements. Interest shall be computed on the basis of a 360-day year consisting of twelve 30-day months. Principal and interest on the Note will be payable on each Payment Date; however, the sole source of funds required to be used for payment of the EDA’s obligations under this Agreement and under the Note shall be the Available Tax Increment received in the 6-month period preceding each Payment Date. On each Payment Date the Available Tax Increment shall be credited against the accrued interest then due on the Note and then applied to reduce the principal. In the event the Available Tax Increment is not sufficient to pay the accrued interest, the unpaid accrued interest shall be carried forward without interest. All Tax Increment in excess of the Available Tax Increment necessary to pay the principal and accrued interest on the Note is not subject to this Agreement, and the EDA retains full discretion as to any authorized application thereof. To the extent that the Available Tax Increment is insufficient through the Final Payment Date to pay all amounts otherwise due on the Note, said unpaid amounts shall then cease to be any debt or obligation of the EDA whatsoever. No interest will accrue during any period in which payments have been suspended pursuant to this Agreement unless it is determined that the suspension of payments was not warranted under this Agreement either by the EDA or by adjudication. (c) The Developer understands and acknowledges that the EDA makes no representations or warranties regarding the amount of Available Tax Increment or that revenues pledged to the Note will be sufficient to pay the Note. Any estimates of Tax Increment prepared by the EDA or its municipal advisors in connection with the TIF District or this Agreement are for the benefit of the EDA and are not intended as representations on which the Developer may rely. (d) The EDA acknowledges that the Developer may assign the Note to a lender that provides the financing for the acquisition of the Development Property or the construction of the Minimum Improvements. The EDA consents to this type of assignment, conditioned upon receipt of an investment letter from the lender in a form reasonably acceptable to the EDA. Section 3.3. Conditions Precedent to Issuance of the Note. Notwithstanding anything in this Agreement to the contrary, the EDA’s Executive Director is authorized to issue the Note to the Developer only after all of the following conditions precedent have been satisfied: (a) The Developer has acquired the Development Property in fee; (b) The Developer has executed this Agreement and it has been recorded against the Development Property; EDA Special Meeting Packet Page Number 21 of 130 G1, Attachment 2 (c) The Developer has executed the Declaration and it has been recorded against the Development Property; (d) The Developer has paid the fees provided for in section 9.12 of this Agreement; (e) The Developer has achieved Substantial Completion of all elements the Minimum Improvements and the EDA has issued the Certificate of Completion; (f) The Developer has submitted evidence, including paid receipts and lien waivers, it has incurred and paid for the Qualifying Costs in an amount not less than the principal amount of the Note; (g) The Developer has submitted the Investment Letter in the general form attached hereto as Exhibit E; (h) The Developer has complied with section 3.5 of this Agreement regarding its actual Total Development Cost; (i) The EDA has adopted the Authorizing Resolution; and (j) There has been no Event of Default on the part of the Developer which has not been cured. Section 3.4. Records. The EDA and its representatives will have the right at all reasonable times after reasonable notice to inspect, examine and copy invoices paid by the Developer and/or its general contractor relating to the Minimum Improvements and the Qualifying Costs for which the Developer will be reimbursed under the Note. Section 3.5. Lookback at Completion of Construction. The principal amount of the Note has been established based on the estimated Total Development Cost of the Minimum Improvements. After completion of the Minimum Improvements but prior to issuance of the Note, the Developer agrees to submit evidence of its actual Total Development Cost to the EDA for comparison with the estimated Total Development Cost listed on Exhibit G. If the actual Total Development Cost is less than the estimated Total Development Cost, the Note will be reduced by 50 percent of the amount the estimated cost exceeds the actual cost. The Note will not be issued until the EDA has compared the actual and estimated cost as described herein and adjusted the principal amount of the Note, if necessary. Section 3.6. No Business Subsidy. All of the Public Assistance offered by the EDA to the Developer under this Agreement is related to housing. Accordingly, this project qualifies for the exception under Minnesota Statutes, section 116J.993, subd. 3(7) and the Public Assistance is not a business subsidy within the meaning of the Business Subsidy Act. EDA Special Meeting Packet Page Number 22 of 130 G1, Attachment 2 ARTICLE IV Construction of Minimum Improvements; Public Improvements; Income Restrictions Section 4.1. Construction of Minimum Improvements. The Developer agrees that it will construct the Minimum Improvements on the Development Property substantially in accordance with the Preliminary Plans and the Construction Plans. The Developer acknowledges that, in addition to the requirements of this Agreement, construction of the Minimum Improvements will necessitate compliance with the City Approvals and possible approvals by other governmental agencies. To the extent such approvals have not already been obtained, the Developer agrees to submit in a timely manner all applications for and pursue to their conclusion all other approvals needed prior to constructing the Minimum Improvements. Section 4.2. Preliminary Plans and Construction Plans. (a) The Developer has submitted and the EDA has approved the Preliminary Plans listed in Exhibit B attached hereto. Prior to beginning construction on the Minimum Improvements, the Developer shall submit dated Construction Plans to the EDA. The Construction Plans shall provide for the construction of the Minimum Improvements and shall be in substantial conformity with the Preliminary Plans and this Agreement. The EDA will approve the Construction Plans, if they (1) are substantially consistent with the Preliminary Plans; (2) conform to all applicable federal, State and local laws, ordinances, rules and regulations; (3) are adequate to provide for the construction of the Minimum Improvements; (4) conform to the State building code; and (5) if there has occurred no uncured Event of Default on the part of the Developer. Except as otherwise set forth herein, no approval by the EDA shall relieve the Developer of the obligation to comply with the terms of this Agreement and the terms of all applicable federal, State and local laws, ordinances, rules and regulations in the construction of the Minimum Improvements. Except as otherwiseset forth herein, no approval by the EDA shall constitute a waiver of an Event of Default. The EDA shall use good faith efforts to review the Construction Plans and either approve or reject them in writing within 15 business days after receipt. Any rejection, in whole or in part, shall set forth in detail the reasons for rejection. (b) If the Developer desires to make any Material Change in the Construction Plans after approval, the Developer shall submit the proposed change to the EDA for its approval. If the proposed change is consistent with the Preliminary Plans or is otherwise acceptable to the EDA and meets all other requirements of section 4.2(a) above, the EDA shall approve the proposed change. Such change in the Construction Plans shall be deemed approved by the EDA unless rejected, in whole or in part, by written notice by the EDA to the Developer, setting forth in detail the reasons for rejection. Such rejection shall be made within 15 business days after receipt by the EDA of the written notice of such change from the Developer. Section 4.3. Commencement and Completion of Construction; Repair. (a) Subject to Unavoidable Delays, the Developer agrees to commence construction of the Minimum Improvements by May 1, 2025 but will remove all structures, including the manufactured housing units, by no later than February 28, 2025. All work with respect to the Minimum Improvements to be constructed or provided by the Developer on the Development Property shall be in substantial conformity with the Construction Plans, as may be modified in accordance with this Agreement. EDA Special Meeting Packet Page Number 23 of 130 G1, Attachment 2 The Developer shall make such periodic reports to the EDA regarding construction of the Minimum Improvements as the EDAdeems necessary or helpful in order to monitor progress on construction of the Minimum Improvements. Subject to Unavoidable Delays, the Developer agrees to have achieved Substantial Completion of the Minimum Improvements by December 31, 2026. (b) The Developer agrees to notify the EDA immediately in the case of damage exceeding $250,000 in amount to, or destruction of, the Minimum Improvements or any portion thereof resulting from fire or other casualty. In the event this type of damage or destruction occurs, the Developer will forthwith repair, reconstruct and restore the Minimum Improvements to substantially the same or an improved condition or value as it existed prior to the event causing the damage and, to the extent necessary to accomplish the repair, reconstruction and restoration, subject to the rights of Developer’s senior construction lender, the Developer will apply the net proceeds of any insurance relating to the damage received by the Developer to the payment or reimbursement of the costs thereof. The Developer will complete the repair, reconstruction and restoration of the Minimum Improvements, regardless of whether the net proceeds of insurance received by the Developer is sufficient to pay for the same. Any net proceeds remaining after completion of the repairs, construction and restoration will be the property of the Developer. (c) Notwithstanding anything to the contrary contained in this Agreement, in the event of damage to the Minimum Improvements in excess of $250,000 and the Developer fails to complete repair, reconstruction or restoration of the Minimum Improvements within 18 months from the date of damage, the EDAmay, at its option, terminate the Note as provided in Section 8.2 hereof. If the EDA terminates the Note, the termination will constitute the EDA’s sole remedy under this Agreement as a result of the Developer’s failure to repair, reconstruct or restore the Minimum Improvements. Thereafter, the EDAwill have no further obligations to make any payments under the Note. Section 4.4. Certificate of Completion. (a) After Substantial Completion of the Minimum Improvements in accordance with the Construction Plans and at the written request of the Developer, the EDAwill, within 20 days thereafter, furnish the Developer with a Certificate of Completion in the form of Exhibit C attached hereto. Such Certificate of Completion by the EDA shall be a conclusive determination of satisfaction and termination of the agreements and covenants in this Agreement with respect to the obligations of the Developer to construct the Minimum Improvements and the dates for the beginning and completion thereof. (b) The Certificate of Completion shall be in the form set forth in Exhibit C and will enable it to be recorded in the proper County office for the recordation of deeds and other instruments pertaining to the Development Property. If the EDA shall refuse to provide a Certificate of Completion in accordance with the provisions of this section 4.4, the EDAshall promptly notify Developer within the same 20 day period following receipt of request by the Developer for the Certificate of Completion, and such notification from the EDAshall include a written statement, indicating in clear detail in what respects the Developer has failed to complete the Minimum Improvements substantially in accordance with the Construction Plans and what measures or acts will be necessary, in the opinion of the EDA, for the Developer to take or perform in order to obtain such certification. If the EDAfails to issue such a written statement within such EDA Special Meeting Packet Page Number 24 of 130 G1, Attachment 2 20-day period, the EDA shall be deemed to have waived its right to do so and shall be deemed to have issued a Certificate of Completion to the Developer. The Developer shall have 90 days following receipt of the EDA’s written response to cure or agree to terms with the EDA regarding issues to be resolved prior to the Developer obtaining a Certification of Completion from the EDA. Section 4.5. City Approvals. Construction of the Minimum Improvements will require obtaining and complying with the City Approvals. Section 4.6. Declaration Regarding Income Restrictions. The Developer agrees that the Minimum Improvements will be subject to the following tenant income restrictions: (a) The Developer will cause 20 of the Rental Housing Units in the Minimum Improvements to be occupied by Qualifying Tenants whose household income is 30 percent or less of the area median gross income, another 22 of the Rental Housing Units to be occupied by Qualifying Tenants whose household income is 50 percent or less of area median income, and another 14 of the Rental Housing Units to be occupied by Qualifying Tenants whose household income is 60 percent or less of area median income, as further described in the Declaration attached hereto as Exhibit F. The Rental Housing Units which will be made available to Qualifying Tenants will include 12 one-bedroom units, 19 two-bedroom units, 16 three-bedroom units and 9 four- bedroom units. Prior to any payment under the Note, the Developer will deliver the executed Declaration to the EDA in recordable form. The Declaration shall be in effect for a minimum of 26 years from the date of issuance of Certificate of Completion for the Minimum Improvements. (b) As a condition to initial and continuing occupancy, each person who is intended to be a Qualifying Tenant will be required annually to sign and deliver to the Developer a certification in which the prospective Qualifying Tenant certifies as to his or her income. In addition, the person will be required to provide whatever other information, documents, or certifications are reasonably deemed necessary by the EDA’s Executive Director to substantiate his or her income, on an ongoing annual basis, and to verify that the tenant continues to be a Qualifying Tenant. Certifications will be maintained on file by the Developer with respect to each Qualifying Tenant who resides in a Rental Housing Unit or resided therein during the immediately preceding calendar year. (c) The form of lease to be utilized by the Developer in renting any Rental Housing Unit to any person who is intended to be a Qualifying Tenantmust provide for termination of the lease and consent by the person to immediate eviction for failure to qualify as a Qualifying Tenant as a result of any material misrepresentation made by the person with respect to income. (d) On or before April 15 of each year during the term of the Declaration, commencing on the first April 15 after issuance of the Certificate of Completion for the Minimum Improvements, the Developer must submit evidence of tenant incomes, showing that tenants of at least 37 of the Rental Housing Units meet the income restrictions set forth in the Declaration or that such Rental Housing Units are being held open for tenants meeting the income restrictions set forth in the Declaration. EDA Special Meeting Packet Page Number 25 of 130 G1, Attachment 2 (e) While the covenants in this section 4.6 are in effect, the EDA and its representatives will have the right at all reasonable times, and after reasonable notice, to inspect and to examine and copy all books and records of the Developer and its successors and assigns relating to the tenant income covenants described in this section 4.6 and in the Declaration. (f) The Developer acknowledges that the primary purpose for requiring compliance by the Developer with the rental restrictions provided in this Agreement and the Declaration is to ensure compliance of the Minimum Improvements with the income covenants required under the TIF Act for a housing tax increment financing district. If prior to the Termination Date the EDA reasonably determines, based on the reports submitted by the Developer or otherwise that the residential portion of the project no longer meets the requirements of a housing tax increment financing district, such event will be deemed an Event of Default by the Developer under this Agreement; provided, however, that the EDA may not terminate this Agreement so long as the determination is being contested in good faith and has not been finally adjudicated. (g) The Developer covenants and agrees that the Developer will cause or require as a condition precedent to any conveyance, transfer, assignment, or any other disposition of the Minimum Improvements prior to the Termination Date that the transferee assume in writing, in a form acceptable to the EDA, all duties and obligations of the Developer under this section 4.6 and the Declaration regarding income restrictions and verification of Qualified Tenants by means of an assumption agreement acceptable to the EDA. The Developer will deliver an executed copy of the assumption agreement to the EDAprior to the transfer. ARTICLE V Insurance Section 5.1. Insurance. The Developer or its general contractor will provide and maintain, at all times during the process of constructing the Minimum Improvements, a Special Form Basis Insurance Policy and, from time to time during that period, at the request of the EDA no more frequently than once annually, furnish the EDA with proof of payment of premiums on policies covering the following: (1) Builder’s risk insurance, written on the so-called “Builder’s Risk – Completed Value Basis,” in an amount equal to one hundred percent (100%) of the insurable value of the applicable portion of the Minimum Improvements at the date of completion, and with coverage available in reporting form on the so-called “special” form of policy; (2)Commercial general liability insurance (including operations, contingent liability, operations of subcontractors, completed operations and contractual liability insurance) with limits against bodily injury and property damage of not less than $1,000,000 for each occurrence (to accomplish the above-required limits, an umbrella excess liability policy may be used); and (3) Workers’ compensation insurance, with statutory coverage. EDA Special Meeting Packet Page Number 26 of 130 G1, Attachment 2 Section 5.2. Evidence of Insurance. All insurance required in this Article V of this Agreement must be taken out and maintained in responsible insurance companies selected by the Developer which are authorized under the laws of Minnesota to assume the risks covered thereby. In lieu of separate policies, the Developer may maintain a single policy, blanket or umbrella policies, or a combination thereof, having the coverage required herein. Upon written request by the EDA, the Developer agrees to deposit with the EDAa certificate or certificates or binders of the respective insurers stating that such insurance is in force and effect. ARTICLE VI Payment of Taxes; Assessment Agreement; Use of Tax Increment Section 6.1. Taxes. The Developer agrees that prior to the Termination Date: (i) it will not seek administrative or judicial review of the applicability of any tax statute determined by any Tax Official to be applicable to the Minimum Improvements or the Development Property or raise the inapplicability of any such tax statute as a defense in any proceedings, including delinquent tax proceedings; and (ii) it will not seek administrative or judicial review of the constitutionality of any tax statute determined by any Tax Official to be applicable to the Minimum Improvements or the Development Property or raise the unconstitutionality of any such tax statute as a defense in any proceedings, including delinquent tax proceedings through: (a) willful destruction of the Minimum Improvements or any part thereof; (b) failure to reconstruct damaged or destroyed property pursuant to Section 4.3 of this Agreement; (c) an application to the commissioner of revenue of the State or to any local taxing jurisdiction requesting an abatement or deferral of real estate taxes on the Minimum Improvements or the Development Property; (d) a transfer of the Minimum Improvements or the Development Property, or any part thereof, to an entity exempt from the payment of real estate taxes under State law and that entity applies for tax exemption; or (e) any other proceedings, whether administrative, legal or equitable, with any administrative body within the County or the State or with any court of the State or the federal government. Section 6.2. Suspension or Reduction of Payment on Note. a) The Developer may, at any time following the issuance of the Certificate of Completion, seek through petition or other means to have the Assessor’s estimated market value for the Minimum Improvements or Development Property reduced. Such activity must be preceded by written notice from the Developer to the EDA indicating its intention to do so. EDA Special Meeting Packet Page Number 27 of 130 G1, Attachment 2 b) Upon receiving notice that the Developer seeks a reduction in the Assessor’s estimated market value of all or any portion of the Minimum Improvements or Development Property, or otherwise learning of the Developer’s intentions, the EDA may suspend or reduce payments due under the Note until the actual amount of the reduction in market value is determined, whereupon the EDA will make the suspended payments less any amount that the EDA is required to repay the County as a result any retroactive reduction in market value of the Minimum Improvements or Development Property. During the period that the payments are subject to suspension, the EDA may make partial payments on the Note, from the amounts subject to suspension, if it determines, in its sole and absolute discretion, that the amount retained will be sufficient to cover any repayment which the County may require. The EDA’s suspension or reduction of payments of the Note pursuant to this Section 6.2 shall not be considered a default under section 8.1 hereof. Section 6.3. Right to Collect Delinquent Taxes and Special Assessments. The Developer acknowledges that at all times prior to the Termination Date the EDA shall have the right to sue the Developer or its successors and assigns to collect delinquent real estate taxes and any penalty or interest thereon and special assessments due on the Development Property or the Minimum Improvements and to pay over the same as a tax payment to the County auditor. In any such suit in which the EDAprevails, the EDA shall also be entitled to recover its reasonable out-of-pocket costs and expenses, including attorney fees. Section 6.4. Use of Tax Increment. The TIF District is a housing district within the meaning of section 469.174, subd. 11 of the TIF Act. Except for payments to the Developer as provided for in this Agreement and the Note, the EDA shall be free to use any Tax Increment it receives from the County with respect to the TIF District for any purpose for which such increment may lawfully be used under the TIF Act and the EDA shall have no obligations to the Developer with respect to the use of such Tax Increment. ARTICLE VII Restrictions on Sale of Minimum Improvements; Termination of Agreement Section 7.1. Prohibition Against Sale of Minimum Improvements. (a) The Developer represents and agrees that its use of the Development Property and its other undertakings pursuant to the Agreement, are, and will be, used for the purpose of construction of the Minimum Improvements on the Development Property and not for speculation in land holding. The Developer represents and agrees that, prior to the issuance of a Certificate of Completion regarding the Minimum Improvements, there shall be no Sale of all or any portion of the Development Property or the Minimum Improvements constructed thereon nor shall the Developer suffer any such Sale to be made, without the prior written approval of the EDA, which approval shall not be unreasonably withheld; provided however, notwithstanding the foregoing, the Developer shall be entitled to lease Rental Housing Units to third parties without the prior written approval of the EDA. As a condition of approval of any such Sale, the EDAshall require, at a minimum, that the proposed transferee shall have entered into an agreement whereby the transferee expressly assumes all of the Developer’s obligations under this Agreement. Any such EDA Special Meeting Packet Page Number 28 of 130 G1, Attachment 2 agreement shall include the EDA as a party and otherwise be in form and substance reasonably acceptable to the EDA. (b) Notwithstanding anything in this Agreement to the contrary, Developer is authorized, without the approval of EDA, to obtain construction and permanent financing for the Minimum Improvements and to mortgage the Development Property and collaterally assign payments under the Note to provide security for the construction and permanent financing. The EDA agrees that this Agreement is subordinate to any mortgages and any regulatory agreements, use agreements, assignments, declarations, restrictions, covenants, land use agreements, easements and similar encumbrances now and hereafter recorded on the Development Property. (c) After a Certificate of Completion has been issued, Developer or other transferor may freely, without the approval of EDA, sell or transfer the Minimum Improvements or the Development Property to any person at any time. In connection with such a sale or transfer, Developer may assign its interest in this Agreement and the Note to the buyer or transferee, provided that such buyer or transferee assumes and agrees to perform the obligations of Developer hereunder. In the event that the Developer or other transferor enters into an agreement to sell or transfer the Minimum Improvements or the Development Property or any portion to any person, then, within 15 days after request, the EDA shall acknowledge and certify certain facts in connection with this Agreement and the status of obligations of Developer/transferor under this Agreement. The EDA shall provide this certification to Developer/transferor and any potential buyer or transferee of the Minimum Improvements or the Development Property or any portion thereof. The certification shall reference the following: (1) that the Developer/transferor and transferee may rely on the representations and agreements made by the EDA in the certification; (2) the status of the completion of the construction obligations of the Minimum Improvements; (3) the amount of payments made under the Note and the outstanding principal balance of the Note, if any, and that any amounts owed under the Note will be paid to Developer and not the transferee unless the rights under the Note are specifically assigned to the transferee; (4) whether or not there exists any defaults, events of default, or conditions which with the passage of time or giving of notice would constitute a default under this Agreement; (5) that the principal amount of the Note is subject to adjustment prior to issuance based on actual Total Development Cost pursuant to the provisions of section 3.5 of this Agreement; and (6) such other matters as may be reasonably requested by the Developer or the transferee. Notwithstanding the foregoing, prior written approval from the EDA shall not be required for any transfer or assignment prior to or after issuance of the Certificate of Completion: (i) to any entity controlling, controlled by or under common control with the Developer; (ii) to any entity in which the majority equity interest is owned by the parties that have a majority equity interest in the Developer; or (iii) that after giving effect to such transfer or assignment does not result in a change in control of the Developer. Section 7.2. Termination of Agreement. Upon the occurrence of the Termination Date, the parties agree to execute and record a document terminating this Agreement. EDA Special Meeting Packet Page Number 29 of 130 G1, Attachment 2 ARTICLE VIII Events of Default Section 8.1. Events of Default Defined. Each and every one of the following shall be an Event of Default under this Agreement: (a) Failure by the Developer to acquire the Development Property in fee as required by this Agreement; (b) Failure by the Developer to seek such approvals or permits from the EDA and the City and other entities which are necessary to construct the Minimum Improvements; (c) Failure by the Developer to pay real estate taxes or special assessments on the Minimum Improvements or the Development Property as they become due; (d) Failure by the Developer to commence and complete construction of the Minimum Improvements pursuant to the terms, conditions and limitations of Article IV of this Agreement, including the timing thereof, unless such failure is caused by an Unavoidable Delay or waived by the Developer and the EDA; (e) If the Developer shall file a petition in bankruptcy, or shall make an assignment for the benefit of its creditors or shall consent to the appointment of a receiver; (f) If there is a violation by the Developer of the Declaration with regard to the required number or income limitations of the Qualifying Tenants or if the Developer fails to deliver the annual rent and income reports required by the Declaration; (g) Sale of the Minimum Improvements or the Development Property, or any portion thereof, by the Developer in violation of Article VII of this Agreement; or (h) Failure by either party to observe or perform any material covenant, condition, obligation or agreement on its part to be observed or performed under this Agreement, including but not limited to any action necessary for the establishment of the TIF District. Section 8.2. Remedies on Default. Whenever any Event of Default referred to in section 8.1 of this Agreement occurs, the non-defaulting party may take any one or more of the following actions after providing 30 days written notice to the defaulting party of the Event of Default, but only if the Event of Default has not been cured within said 30 days from the receipt of Notice or, if the Event of Default is by its nature incurable within 30 days, the defaulting party does not provide assurances to the non-defaulting party reasonably satisfactory to the non- defaulting party that the Event of Default willbe cured and will be cured as soon as reasonably possible: EDA Special Meeting Packet Page Number 30 of 130 G1, Attachment 2 (a) Suspend its performance under this Agreement until it receives assurances from the defaulting party, deemed adequate by the non-defaulting party, that the defaulting party will cure its default and continue its performance under this Agreement; (b) Prior to issuance of the Certificate of Completion, cancel and rescind or terminate this Agreement; (c) If the default occurs after issuance of a Certificate of Completion, the EDA may suspend payments under the Note, subject to the provisions of section 8.3 of this Agreement; and (d) Take whatever action, including legal or administrative action, which may appear necessary or desirable to the non-defaulting party to collect any payments due under this Agreement, including reimbursement of the Public Assistance previously granted, or to enforce performance and observance of any obligation, agreement, or covenant of the defaulting party under this Agreement. The EDArecognizes and agrees that any lender who is the beneficiary of a mortgage recorded against the Development Property, shall have the opportunity, but not the obligation, to cure any default by the Developer under the same terms as the Developer, and any cure by such lender shall be accepted or rejected as if made by the Developer. Section 8.3. Remedies after Certificate of Completion. The EDA may exercise its rights under section 8.2(c) only for the following Events of Default: (a) the Developer fails to pay real estate taxes or special assessments on the Minimum Improvements or the Development Property or any part thereof when due and the taxes or special assessments have not been paid, or provision satisfactory to the EDA made for their payment, within 45 days after written demand by the EDA to do so; or (b) the Developer takes or permits an action prohibited by section 6.1 of this Agreement; or (c) the Developer transfers the Minimum Improvements or the Development Property, or any part thereof, to an entity exempt from the payment of real estate taxes under State law; or (d) the Developer fails to comply with the income restrictions or to deliver annual rent and income reports as provided in Section 4.6 of this Agreement and the Declaration; provided that, upon the Developer’s failure to provide annual reports, if uncured after 30 days’ written notice to the Developer of the failure, the EDA may only suspend payments under the Note until the Developer delivers said reports. If the Developer fails to deliver rent and income reports for a period of six months following the date the reports are due after written notice to the Developer of the failure, the EDA may terminate the Note and the TIF District; or (e) a final determination by the State or a court of competent jurisdiction that the TIF District does not or no longer qualifies as a housing tax increment financing district under the TIF Act. EDA Special Meeting Packet Page Number 31 of 130 G1, Attachment 2 Section 8.4. No Remedy Exclusive. No remedy conferred herein or reserved to the parties is intended to be exclusive of any other available remedy or remedies, but each and every remedy shall be cumulative and shall be in addition to every other remedy given under this Agreement or now or hereafter existing at law or in equity. No delay or omission to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver thereof, but any such right and power may be exercised from time to time and as often as may be deemed expedient. In order to entitle the EDA or the Developer to exercise any remedy reserved to it, it shall not be necessary to give notice, other than such notice as may be required under this Agreement. Section 8.5. No Additional Waiver Implied by One Waiver. In the event any covenant or agreement contained in this Agreement should be breached by either party and thereafter waived by the other party, such waiver shall be limited to the particular breach so waived and shall not be deemed to waive any other concurrent, previous or subsequent breach hereunder. ARTICLE IX Additional Provisions Section 9.1. Conflict of Interests; Representatives Not Individually Liable. No member, official, or employee of the EDA shall have any personal financial interest, direct or indirect, in the Agreement, nor shall any such member, official, or employee participate in any decision relating to the Agreement which affects his or her personal financial interests or the interests of any corporation, partnership, or association in which he or she is, directly or indirectly, interested. No member, official, or employee of the EDA shall be personally liable to the Developer, or any successor in interest, in the event of any default or breach or for any amount which may become due or on any obligations under the terms of this Agreement. Section 9.2. Equal Employment Opportunity. The Developer, for itself and its successors and assigns, agrees that during the construction of the Minimum Improvements provided for in this Agreement, it will comply with all applicable equal employment and nondiscrimination laws and regulations. Section 9.3. Restrictions on Use. The Developer agrees that through the Termination Date it will use the Minimum Improvements for only such uses as permitted under the City’s land use regulations and in compliance with the City Approvals. Section 9.4. Notices and Demands. Except as otherwise expressly provided in this Agreement, any notice, demand, or other communication under the Agreement or any related document by either party to the other shall be sufficiently given or delivered if it is dispatched by registered or certified United States mail, postage prepaid, return receipt requested, or delivered personally to: EDA Special Meeting Packet Page Number 32 of 130 G1, Attachment 2 (a) in the case of the Developer:Gladstone Village II Limited Partnership C/O JB Vang Partners, Inc. 1335 Pierce Butler Route St. Paul, MN 55104 Attn: J. Kou Vang and with a copy to: Hust Law 5021 Vernon Ave. S., #298 Minneapolis, MN 55436 Attention: Bridget A. Hust and with a copy to: NDC Corporate Equity Fund 21, L.P. c/o NDC Housing and Economic Development PO Box 845322 Boston, MA 02284-5322 Attn: Daniel Marsh III, President (b) in the case of the EDA: Maplewood Economic Development Authority 1830 County Road B E Maplewood, MN 55109 Attn: Executive Director and with a copy to: Kennedy & Graven, Chartered 150 South Fifth Street, Suite 700 Minneapolis, MN 55402 Attn: Ronald H. Batty or at such other address with respect to either such party as that party may, from time to time, designate in writing and forward to the other as provided in this section 9.4. Section 9.5. Counterparts. Thi s Agreement may be executed in any number of counterparts, each of which shall constitute one and the same instrument. Section 9.6. Disclaimer of Relationships. The Developer acknowledges that nothing contained in this Agreement nor any act by the EDAor the Developer shall be deemed or construed by the Developer or by any third person to create any relationship of third-party beneficiary, principal and agent, limited or general partner, or joint venture between the EDA and the Developer. Section 9.7. Amendment. This Agreement may be amended only by the written agreement of the parties. Section 9.8. Recording; Agreement Runs with the Land. The EDA intends to record this Agreement among the County land records and the Developer agrees to pay for the cost of EDA Special Meeting Packet Page Number 33 of 130 G1, Attachment 2 recording same. This Agreement runs with the Development Property and shall bind the successors and assigns of the EDA and the Developer. Section 9.9. Release and Indemnification Covenants. a) Except for any negligent act or willful misconduct of the following named parties, the Developer hereby releases from and covenants and agrees that the EDA, and its governing body members, officers, agents, servants, and employees (the “Indemnified Parties”) shall not be liable for, and hereby agrees to indemnify and hold harmless the Indemnified Parties against any loss or damage to property or any injury to or death of any person occurring at or about or resulting from any defect in the Minimum Improvements. b) The aforesaid indemnification shall not apply to willful misrepresentation or any willful or wanton misconduct or negligence of the EDA. c) Except for any negligent or willful act of the EDA, the Indemnified Parties shall not be liable for any damage or injury to the persons or property of the Developer or its partners, officers, agents, servants or employees or any other person who may be about the Minimum Improvements or the Development Property due to any act of negligence of any person. Section 9.10. Titles of Articles and Sections. Any titles of the several parts, articles, and sections of this Agreement are inserted for convenience of reference only and shall be disregarded in construing or interpreting any of its provisions. Section 9.11. Governing Law; Venue. This Agreement shall be construed in accordance with the laws of Minnesota. Any dispute arising from this Agreement shall be heard in the State or federal courts of Minnesota, and all parties waive any objection to the jurisdiction thereof, whether based on convenience or otherwise. Section 9.12. Fees and Charges. The Developer agrees to reimburse the EDA for all reasonable fees or costs for legal, municipal advisory, engineering, planning or other staff time for modification of the Redevelopment Plan and preparation of the TIF Plan and related documents; the analysis, drafting or negotiating this Agreement and related documents and the recording thereof; and for reviewing any plans regarding the Minimum Improvements submitted in satisfaction of this Agreement. The Developer also agrees to reimburse the City for all reasonable fees and costs incurred by the City in connection with construction of the Minimum Improvements and the City Approvals. The Developer and its representatives will have the right at all reasonable times after reasonable notice to inspect, examine and copy invoices and supporting documents relating to the fees and charges to be reimbursed pursuant to this Section. Section 9.13. Notice of Unavoidable Delays. Within ten (10) days after a party impaired by an Unavoidable Delay has knowledge of the delay it shall give the other party notice of the delay and the estimated length of the delay, and shall give the other party notice of the actual length of the delay within ten (10) days after the cause of the delay has ceased to exist. The parties shall pursue with reasonable diligence the avoidance and removal of any such delay. Unavoidable EDA Special Meeting Packet Page Number 34 of 130 G1, Attachment 2 Delay shall not extend performance of any obligation required under this Agreement unless the notices required in this section are given as herein required. * * * * * * * * EDA Special Meeting Packet Page Number 35 of 130 G1, Attachment 2 IN WITNESS WHEREOF, the EDA and the Developer have caused this Agreement to be duly executed in their names and behalves on or as of the date first above written. MAPLEWOOD ECONOMIC DEVELOPMENT AUTHORITY By: Marylee Abrams, President By: Michael Sable, Executive Director STATE OF MINNESOTA ) ) ss. COUNTY OF _________ ) The foregoing instrument as acknowledged before me this _____ day of ____________, 2024, by Marylee Abrams, the President of the Maplewood Economic Development Authority, a public body corporate and politic under the laws of Minnesota, on behalf of the Economic Development Authority. ____________________________________ Notary Public STATE OF MINNESOTA ) ) ss. COUNTY OF _________ ) The foregoing instrument as acknowledged before me this _____ day of ____________, 2024, by Michael Sable, the Executive Director of the Maplewood Economic Development Authority, a public body corporate and politic under the laws of Minnesota, on behalf of the Economic Development Authority. ____________________________________ Notary Public EDA Special Meeting Packet Page Number 36 of 130 G1, Attachment 2 GLADSTONE VILLAGE II LIMITED PARTNERSHIP By: Frost-English Partners LLC It: General Partner By: ___________________________ J. Kou Vang, President STATE OF MINNESOTA ) ) ss. COUNTY OF _________ ) The foregoing instrument was executed before me this _____ day of _______________, 2024, by J. Kou Vang, the President of Frost-English Partners LLC, a Minnesota limited liability company, the General Partner of Gladstone Village II Limited Partnership, a limited partnership under the laws of Minnesota, on behalf of the limited partnership. ____________________________________ Notary Public EDA Special Meeting Packet Page Number 37 of 130 G1, Attachment 2 EXHIBIT A TO CONTRACT FOR PRIVATE DEVELOPMENT LEGAL DESCRIPTION OF DEVELOPMENT PROPERTY The Development Property is legally described as follows: \\ EDA Special Meeting Packet Page Number 38 of 130 G1, Attachment 2 EXHIBIT B TO CONTRACT FOR PRIVATE DEVELOPMENT LIST OFPRELIMINARY PLANS The following constitute the Preliminary Plans of the Minimum Improvements: Site Plan Landscape Plan Tree Preservation Plan Building Elevations EDA Special Meeting Packet Page Number 39 of 130 G1, Attachment 2 EDA Special Meeting Packet Page Number 40 of 130 G1, Attachment 2 EDA Special Meeting Packet Page Number 41 of 130 G1, Attachment 2 EDA Special Meeting Packet Page Number 42 of 130 G1, Attachment 2 EDA Special Meeting Packet Page Number 43 of 130 G1, Attachment 2 EDA Special Meeting Packet Page Number 44 of 130 G1, Attachment 2 EDA Special Meeting Packet Page Number 45 of 130 G1, Attachment 2 EXHIBIT C TO CONTRACT FOR PRIVATE DEVELOPMENT FORM OF CERTIFICATE OF COMPLETION WHEREAS, the Maplewood Economic Authority, a public body corporate and politic under the laws of Minnesota (the “EDA”), and Gladstone Village II Limited Partnership, a limited partnership under the laws of Minnesota_ (the “Developer”), have entered into a certain Contract for Private Development (the “Agreement”) dated the ____ day of ____________, 2024, and recorded in the office of the ____________ in Ramsey County, Minnesota, as Document No. __________, which Agreement contained certain covenants and restrictions regarding completion of the Minimum Improvements, as defined in the Agreement; and WHEREAS, the Developer has performed said covenants and conditions in a manner deemed sufficient by the EDA to permit the execution and recording of this certification. NOW, THEREFORE, this is to certify that all construction of the Minimum Improvements specified to be done and made by the Developer has been completed and the ___________ in Ramsey County, Minnesota, is hereby authorized to accept for recording and to record the filing of this instrument, to be a conclusive determination of the satisfactory termination of the covenants and conditions relating to completion of the Minimum Improvements. Dated: _______________. MAPLEWOOD ECONOMIC DEVELOPMENT AUTHORITY By: _________, President By: _________, Executive Director EDA Special Meeting Packet Page Number 46 of 130 G1, Attachment 2 STATE OF MINNESOTA ) ) ss. COUNTY OF _________ ) The foregoing instrument as acknowledged before me this _____ day of ____________, 202__, by __________________, the President of the Maplewood Economic Development Authority, apublic body corporate and politic under the laws of Minnesota, on behalf of the EDA. ____________________________________ Notary Public STATE OF MINNESOTA ) ) ss. COUNTY OF _________ ) The foregoing instrument as acknowledged before me this _____ day of ____________, 202__`, by __________________, the Executive Director of the Maplewood Economic Development Authority, a public body corporate and politic under the laws of Minnesota, on behalf of the EDA. ____________________________________ Notary Public This Instrument was Drafted by: KENNEDY & GRAVEN, CHARTERED (RHB) 150 South Fifth Street, Suite 700 Minneapolis, MN 55402 (612) 337-9300 EDA Special Meeting Packet Page Number 47 of 130 G1, Attachment 2 EXHIBIT D TO CONTRACT FOR PRIVATE DEVELOPMENT FORM OF AUTHORIZING RESOLUTION WITH NOTE MAPLEWOOD ECONOMIC DEVELOPMENT AUTHORITY RESOLUTION NO. ______ RESOLUTION APPROVING THE ISSUANCE OF, AND PROVIDING THE FORM, TERMS, COVENANTS AND DIRECTIONS FOR THE ISSUANCE OF ITS TAXABLE TAX INCREMENT REVENUE NOTE, SERIES 202__ IN AN AGGREGATE PRINCIPAL AMOUNT NOT TO EXCEED $310,000 BE IT RESOLVED BY the Maplewood Economic Development Authority (the “EDA”), as follows: Section 1. Authorization; Award of Sale. 1.01. Authorization. The EDA has heretofore approved the establishment of Tax Increment Financing District No. 1-18 (the “TIF District”), located in Development District No. 1 (the “Development District”), and has adopted a tax increment financing plan for the purpose of financing certain improvements within the Development District. Pursuant to Minnesota Statutes, Section 469.178, the EDA is authorized to issue and sell its bonds for the purpose of financing a portion of the public development costs of the Minimum Improvements and Development Property in the Development District. The bonds are payable from all or any portion of revenues derived from the Minimum Improvements and the Development Property(each as defined in the Agreement (defined below))in the TIF District and pledged to the payment of the bonds. The EDA hereby finds and determines that it is in the best interests of Maplewood that it issue and sell its taxable Tax Increment Revenue Note, Series 202__ (the “Note”), in the aggregate principal amount up to $310,000, for the purpose of financing certain public costs of the Development District. 1.02. Agreement Approved; Issuance, Sale and Terms of the Note. The EDA has previously approved the Contract for Private Development (the “Agreement”) between the EDA and Gladstone Village II Limited Partnership, a limited partnership under the laws of Minnesota (the “Owner”), and authorized the President and Executive Director to execute the Agreement. Pursuant to the Agreement, the Note will be issued to the Owner. The Note will be dated as of the date of delivery and will bear interest at the rate of at the lesser of i) 6.5 per annum; or ii) the actual rate of interest paid by the Developer on the first mortgage financing for the Minimum Improvements. In exchange for the EDA’s issuance of the Note to the Owner, the Owner will pay certain costs related to the Minimum Improvements (the Qualifying Costs, as defined in the EDA Special Meeting Packet Page Number 48 of 130 G1, Attachment 2 Agreement) pursuant to Section 3.2 of the Agreement. The Note will be delivered in the principal amount up to $310,000 for reimbursement of the Owner’s costs in accordance with the terms of Sections 3.2 and 3.3 of the Agreement. Section 2. Form of Note. The Note will be in substantially the following form, with the blanks to be properly filled in and the principal amount and payment schedule adjusted as of the date of issue: UNITED STATE OF AMERICA STATE OF MINNESOTA RAMSEY COUNTY MAPLEWOOD ECONOMIC DEVELOPMENT AUTHORITY No. R-1 $310,000 TAXABLE TAX INCREMENT REVENUE NOTE SERIES 202__ Date Rate of Original Issue \[lesser of i) 6.5% per annum; or ii) the actual rate of interest paid by the Developer on the first mortgage financing for the Minimum Improvements\] The Maplewood Economic Development Authority (the “EDA”), for value received, certifies that it is indebted and hereby promises to pay to Gladstone Village II Limited Partnership, a limited partnership, or registered assigns (the “Owner”), the principal sum of $310,000 with interest thereon at the rate specified below, as and to the extent set forth herein. 1. Payments. Principal and interest payments (“Payments”) will be paid on August 1, 2027, and each February 1 and August 1 thereafter until the earlier of payment in full or February 1, 2047 (“Payment Dates”), in the amounts and from the sources set forth in Section 3 herein. Payments are payable by mail to the address of the Owner or any other address as the Owner may designate upon 30 days written notice to the EDA. Payments on this Note are payable in any coin or currency of the United States of America which, on the Payment Date, is legal tender for the payment of public and private debts. nterest shall be simple, non-compounding interest at the lesser of i) 6.5% 2. Interest. I per annum; or ii) the actual rate of interest paid by the Developer on the first mortgage financing for the Minimum Improvements. Interest shall be computed on the basis of a 360-day year consisting of 12 30-day months. 3. Available Tax Increment. Payments on this Note are payable on each Payment Date in the amount of and solely payable from “Available Tax Increment,” which will mean, on each Payment Date, 90 percent of the Tax Increment attributable to the Development Property and EDA Special Meeting Packet Page Number 49 of 130 G1, Attachment 2 Minimum Improvements (as defined in the Agreement) and paid to the EDA by Ramsey County, Minnesota in the six months preceding the Payment Date, all as the terms are defined in the Contract for Private Development between the EDA and Owner dated as of ______________, 2024 (the “Agreement”). Available Tax Increment will not include any Tax Increment if, as of any Payment Date, there is an uncured Event of Default by the Owner under the Agreement. The EDA will have no obligation to pay principal or interest on this Note on each Payment Date from any source other than Available Tax Increment, and the failure of the EDA to pay the entire amount of principal and interest on this Note on any Payment Date will not constitute a default hereunder as long as the EDA pays principal and interest to the extent of Available Tax Increment. If on any Payment Date there is insufficient Available Tax Increment to pay accrued and unpaid interest on this Note on such date, the amount of such deficiency shall be deferred and paid, without interest thereon, on the next Payment Date on which the EDA has Available Tax Increment in excess of the amount necessary to pay the accrued and unpaid interest on this Note on such subsequent Payment Date. The EDA will have no obligation to pay any unpaid balance of principal or interest that may remain after the Final Payment Date of February 1, 2047. 4. Optional Prepayment. The principal sum and accrued interest payable under this Note is pre-payable in whole or in part at any time by the EDA without premium or penalty. No partial prepayment will affect the amount or timing of any other regular payment otherwise required to be made under this Note. 5. Suspension of Payment. At the EDA’s option, the EDA’s obligation to make any payments under this Note will be suspended upon the occurrence of an Event of Default on the part of the Developer as defined in Section 8.1 of the Agreement, but only if the Event of Default has not been cured in accordance with Section 8.2 of the Agreement. The EDA may also suspend payments under this Note in accordance with Section 6.2 of the Agreement. 6. Nature of Obligation. This Note is a single note in the total principal amount of $310,000 issued to aid in financing certain public costs of a Development District undertaken by the EDA pursuant to Minnesota Statutes, Sections 469.090 through 469.108, as amended, and is issued pursuant to an authorizing resolution (the “Resolution”) duly adopted by the EDA on ______________, 202__, pursuant to and in full conformity with the Constitution and laws of the State of Minnesota, including Minnesota Statutes, Sections 469.174 to 469.1794, as amended. This Note is a limited obligation of the EDA which is payable solely from Available Tax Increment pledged to the payment hereof under the Resolution. This Note will not be deemed to constitute a general obligation of the State of Minnesota or any political subdivision thereof, including, without limitation, the Maplewood Economic Development Authority or the City of Maplewood. Neither the State of Minnesota, nor any political subdivision thereof will be obligated to pay the principal of or interest on this Note or other costs incident hereto exceptout of Available Tax Increment, and neither the full faith and credit nor the taxing power of the State of Minnesota or any political subdivision thereof is pledged to the payment of the principal of and interest on this Note or other costs incident hereto. EDA Special Meeting Packet Page Number 50 of 130 G1, Attachment 2 7. Estimated Tax Increment Payments. Any estimates of Tax Increment prepared by the EDAor its municipal advisors in connection with the TIF District or the Agreement are for the benefit of the EDA, and are not intended as representations on which the Owner may rely. THE EDA MAKES NO REPRESENTATION OR WARRANTY THAT THE AVAILABLE TAX INCREMENT WILL BE SUFFICIENT TO PAY THE PRINCIPAL OF OR INTEREST ON THIS NOTE. 8. Registration and Transfer; Assignment. As provided in the Resolution, and subject to certain limitations set forth herein, this Note is issuable only as a fully registered note without coupons. This Note is transferable upon the books of the EDA kept for that purpose at the principal office of the EDA’s Executive Director as Registrar, by the Owner hereof in person or by the Owner’s attorney duly authorized in writing, upon surrender of this Note together with a written instrument of transfer satisfactory to the EDA, duly executed by the Owner. Upon the transfer or exchange and the payment by the Owner of any tax, fee, or governmental charge required to be paid by the EDA with respect to the transfer or exchange, there will be issued in the name of the transferee a new Note of the same aggregate principal amount and interest rate and maturing on the same dates. This Note may be transferred without the approval of the EDA; provided that this Note will not be transferred to any person other than an affiliate, or other related entity, of the Owner unless the EDA has been provided with an investment letter in a form substantially similar to the investment letter submitted by the Owner or a certificate of the transferor, in a form satisfactory to the EDA, that the transfer is exempt from registration and prospectus delivery requirements of federal and applicable state securities laws. This Note may be assigned with the consent of the EDA, which will not be unreasonably withheld or delayed. Notwithstanding anything to the contrary in this Note, in no event will a lender providing funds to the Developer and taking an assignment of the Note as security for such funds be required to sign an investment letter at either the time of execution of an assignment or transfer of the Note as a result of the assignment. This Note is subject to the Lookback provisions of section 3.5 of the Agreement. IT IS HEREBY CERTIFIED AND RECITED that all acts, conditions, and things required by the Constitution and laws of the State of Minnesota to be done, to exist, to happen, and to be performed in order to make this Note a valid and binding limited obligation of the EDA according to its terms, have been done, do exist, have happened, and have been performed in due form, time and manner as so required. EDA Special Meeting Packet Page Number 51 of 130 G1, Attachment 2 IN WITNESS WHEREOF, the board of commissioners of the Maplewood Economic Development Authority, has caused this Note to be executed with the manual signatures of its President and Executive Director, all as of the Date of Original Issue specified above. MAPLEWOOD ECONOMIC DEVELOPMENT AUTHORITY President Executive Director EDA Special Meeting Packet Page Number 52 of 130 G1, Attachment 2 REGISTRATION PROVISIONS The ownership of the unpaid balance of the within Note is registered in the bond register of the EDA’s Executive Director, in the name of the person last listed below. Date of RegistrationRegistered Owner Signature of Executive Director Gladstone Village II Limited Partnership C/O JB Vang Partners, Inc. 1335 Pierce Butler Route St. Paul, MN 55104 Attn: J. Kou Vang, President Federal Tax ID #_______________ \[End of Form of Note\] Section 3. Terms, Execution and Delivery. 3.01. Denomination, Payment. The Note will be issued as a single typewritten note numbered R-1. The Note will be issuable only in fully registered form. Principal and interest of the Note will be payable by check or draft issued by the Registrar described herein. 3.02. Dates. Principal and interest of the Note will be payable by mail to the owner of record thereof as of the close of business on the fifteenth day of the month preceding the Payment Date, whether or not the day is a business day. 3.03. Registration. The EDA hereby appoints the Executive Director to perform the functions of registrar, transfer agent and paying agent (the “Registrar”). The effect of registration and the rights and duties of the EDA and the Registrar with respect thereto will be as follows: (a) Register. The Registrar will keep at his office a bond register in which the Registrar will provide for the registration of ownership of the Note and the registration of transfers and exchanges of the Note. (b) Transfer of Note. Upon surrender for transfer of the Note duly endorsed by the registered owner thereof or accompanied by a written instrument of transfer, in form reasonably satisfactory to the Registrar, duly executed by the registered owner thereof or by an attorney duly authorized by the registered owner in writing, the Registrar will authenticate and deliver, in the name of the designated transferee or transferees, a new Note of a like aggregate principal amount, interest rate and maturity, as requested by the transferor. Notwithstanding the foregoing, the Note will not be transferred to any person other than an affiliate, or other related entity, of the Owner unless the EDA has been provided with an investment letter in a form substantially similar to the investment letter submitted by the Owner or a certificate of the transferor, in a form satisfactory to EDA Special Meeting Packet Page Number 53 of 130 G1, Attachment 2 the EDA, that the transfer is exempt from registration and prospectus delivery requirements of federal and applicable state securities laws. The Registrar may close the books for registration of any transfer after the fifteenth day of the month preceding each Payment Date and until the Payment Date. (c) Cancellation. The Note surrendered upon any transfer will be promptly cancelled by the Registrar and thereafter disposed of as directed by the EDA. (d) Improper or Unauthorized Transfer. When the Note is presented to the Registrar for transfer, the Registrar may refuse to transfer the same until he is satisfied that the endorsement on the Note or separate instrument of transfer is legally authorized. The Registrar will incur no liability for his refusal, in good faith, to make transfers which he, in his judgment, deems improper or unauthorized. (e) Persons Deemed Owners. TheEDA and the Registrar may treat the person in whose name the Note is at any time registered in the bond register as the absolute owner of the Note, whether the Note is overdue or not, for the purpose of receiving payment of, or on account of, the principal of and interest on the Note and for all other purposes, and all the payments so made to any registered owner or upon the owner’s order will be valid and effectual to satisfy and discharge the liability of the EDA upon the Note to the extent of the sum or sums so paid. (f) Taxes, Fees and Charges. For every transfer or exchange of the Note, the Registrar may impose a charge upon the owner thereof sufficient to reimburse the Registrar for any tax, fee, or other governmental charge required to be paid with respect to the transfer or exchange. (g) Mutilated, Lost, Stolen or Destroyed Note. In case the Note becomes mutilated or is lost, stolen, or destroyed, the Registrar will deliver a new Note of like amount, interest rate, maturity dates and tenor in exchange and substitution for and upon cancellation of the mutilated Note or in lieu of and in substitution for the Note lost, stolen, or destroyed, upon the payment of the reasonable expenses and charges of the Registrar in connection therewith; and, in the case the Note lost, stolen, or destroyed, upon filing with the Registrar of evidence satisfactory to it that the Note was lost, stolen, or destroyed, and of the ownership thereof, and upon furnishing to the Registrar of an appropriate bond or indemnity in form, substance, and amount satisfactory to it, in which both the EDA and the Registrar will be named as obligees. The Note so surrendered to the Registrar will be cancelled by him and evidence of the cancellation will be given to the EDA. If the mutilated, lost, stolen, or destroyed Note has already matured or been called for redemption in accordance with its terms, it will not be necessary to issue a new Note prior to payment. 3.04. Preparation and Delivery. The Note will be prepared under the direction of the Executive Director and will be executed on behalf of the EDA by the signatures of its Chair and Executive Director. In case any officer whose signature appears on the Note ceases to be the officer before the delivery of the Note, the signature will nevertheless be valid and sufficient for all purposes, the same as if the officer had remained in office until delivery. When the Note has been so executed, it will be delivered by the EDA to the Owner following the delivery of the necessary items delineated in Section 3.3 of the Agreement. EDA Special Meeting Packet Page Number 54 of 130 G1, Attachment 2 Section 4. Security Provisions. 4.01. Pledge. The EDA hereby pledges to the payment of the principal and interest of the Note all Available Tax Increment as defined in the Note. Available Tax Increment will be applied to payment of accrued interest first, then the principal of the Note in accordance with the terms of the form of Note set forth in Section 2 of this resolution. 4.02. Bond Fund. Until the date the Note is no longer outstanding and no principal thereof or interest thereon (to the extent required to be paid pursuant to this resolution) remains unpaid, the EDA will maintain a separate and special “Bond Fund” to be used for no purpose other than the payment of the principal of and interest on the Note. The EDA irrevocably agrees to appropriate to the Bond Fund in each year Available Tax Increment. Any Available Tax Increment remaining in the Bond Fund will be transferred to the EDA’s account for the TIF District upon the payment of all principal and interest to be paid with respect to the Note. Section 5. Certification of Proceedings. 5.01. Certification of Proceedings. The officers of the EDA are hereby authorized and directed to prepare and furnish to the Owner of the Note certified copies of all proceedings and records of the EDA, and the other affidavits, certificates, and information as may be required to show the facts relating to the legality and marketability of the Note as the same appear from the books and records under their custody and control or as otherwise known to them, and all the certified copies, certificates, and affidavits, including any heretofore furnished, will be deemed representations of the City as to the facts recited therein. Section 6. Effective Date. This resolution will be effective upon execution by the President and Executive Director following authorization by the board of commissioners of the Housing and Redevelopment Authority in and for the City of Maplewood. Adopte d by the Maplewood Economic Development Authority, this ____ day of ________, 202___. President Executive Director EDA Special Meeting Packet Page Number 55 of 130 G1, Attachment 2 EXHIBIT E TO CONTRACT FOR PRIVATE DEVELOPMENT FORM OF INVESTMENT LETTER To the Maplewood Economic Development Authority (the “EDA”) Attention: Executive Director Dated: __________________, 202__ Re: $310,000 Tax Increment Revenue Note (_________________ Project) The undersigned, as Purchaser of $310,000 in principal amount of the above-captioned Tax Increment Revenue Note (_______________________ Project) (the “Note”), approved by the Maplewood Economic Development Authority on ______________, 202__, hereby represents to you and to Kennedy & Graven, Chartered, Minneapolis, Minnesota, as legal counsel to the EDA, as follows: 1. We understand and acknowledge that the Note is delivered to the Purchaser on this date pursuant to the Contract for Private Development by and between the EDA and the Purchaser dated __________________, 2024 (the “Agreement”). 2. The Note is payable solely from Available Tax Increment pledged to the Note, as defined therein. 3. We have sufficient knowledge and experience in financial and business matters, including purchase and ownership of municipal obligations, to be able to evaluate the risks and merits of the investment represented by the purchase of the above-stated principal amount of the Note. 4. We acknowledge that no offering statement, prospectus, offering circular or other comprehensive offering document or disclosure containing material information with respect to the EDA and the Note has been issued or prepared by the EDA, and that, in due diligence, we have made our own inquiry and analysis with respect to the EDA, the Note and the security therefor, and other material factors affecting the security and payment of the Note. 5. We acknowledge that we have either been supplied with or have access to information, including financial statements and other financial information, to which a reasonable investor would attach significance in making investment decisions, and we have had the opportunity to ask questions and receive answers from knowledgeable individuals concerning the EDA, the Note and the security therefor, and that as reasonable investors we have been able to make our decision to purchase the above-stated principal amount of the Note. EDA Special Meeting Packet Page Number 56 of 130 G1, Attachment 2 6. We have been informed that the Note (i) is not being registered or otherwise qualified for sale under the “Blue Sky” laws and regulations of any state, or under federal securities laws or regulations, (ii) will not be listed on any stock or other securities exchange, and (iii) will carry no rating from any rating service. 7. We acknowledge that the EDA and Kennedy & Graven, Chartered, as legal counsel to the EDA, have not made any representations or warranties as to the status of payments on the Note for the purpose of federal or state income taxation. 8. We represent to you that we are purchasing the Note for our own account and not for resale or other distribution thereof, except to the extent otherwise provided in the Note or as otherwise approved in writing by the EDA. 9. All capitalized terms used herein have the meaning provided in the Agreement unless the context clearly requires otherwise. 10. The Purchaser’s federal tax identification number is #_________. 11. We acknowledge receipt of the Note on the date hereof. IN WITNESS WHEREOF, the undersigned has executed this Investment Letter as of the date and year first written above. ________________________ By: ___________________________ STATE OF MINNESOTA ) ) ss. COUNTY OF___________ ) The foregoing instrument was executed before me this _____ day of _______________, 202__, by J. Kou Vang, the President of Frost-English Partners LLC, a Minnesota limited liability company, the general partner of Gladstone Village II Limited Partnership, a limited partnership under the laws of Minnesota, on behalf of the limited partnership. ____________________________________ Notary Public EDA Special Meeting Packet Page Number 57 of 130 G1, Attachment 2 EXHIBIT F TO CONTRACT FOR PRIVATE DEVELOPMENT FORM OF DECLARATION OF RESTRICTIVE COVENANTS THIS DECLARATION OF RESTRICTIVE COVENANTS, dated this ___ day of _____________, 202__ (the “Declaration”), by Gladstone Village II Limited Partnership, a limited partnership under the laws of Minnesota (the “Developer”), is given for the benefit of the Maplewood Economic Development Authority, a body corporate and politic under the laws of Minnesota (the “EDA”). RECITALS WHEREAS, the EDA and the Developer entered into that certain Contract for Private Development, dated __________, 2024, (the “Agreement”); and WHEREAS, pursuant to the Agreement, the Developer is obligated to cause construction of 56 units of affordable housing, and all related amenities and improvements (the “Project”) to be located on the property described in Exhibit A attached hereto (the “Development Property”), and to cause compliance with certain affordability covenants described in Section 4.6 of the Agreement; and WHEREAS, Section 4.6 of the Agreement requires that the Developer cause to be executed an instrument in recordable form substantially reflecting the covenants set forth in that section of the Agreement; and WHEREAS, the Developer intends, declares, and covenants that the restrictive covenants set forth herein will be and are covenants running with the Development Property for the term described herein and binding upon all subsequent owners of the Development Property for the term described herein, and are not merely personal covenants of the Developer; and WHEREAS, capitalized terms in this Declaration have the meaning provided in the Agreement unless otherwise defined herein. NOW, THEREFORE, in consideration of the promises and covenants hereinafter set forth, and of other valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the Developer agrees as follows: 1. Term of Restrictions. (a) Occupancy and Rental Restrictions. The term of the Occupancy Restrictions set forth in Section 3 of this Declaration will commence on the date the Certificate of Completion is issued for the Minimum Improvements on the Development Property and continue for 26 years thereafter (the “Qualified Project Period”). EDA Special Meeting Packet Page Number 58 of 130 G1, Attachment 2 (b) Termination of Declaration. This Declaration shall terminate upon expiration of the Qualified Project Period. In the event of foreclosure or transfer of title by deed in lieu of foreclosure, upon completion of the foreclosure and expiration of the applicable mortgagee redemption period, or recording of a deed in lieu of foreclosure, any mortgagee (or any assignee of the mortgagee) or any purchasers at or after foreclosure thereof, by the successful bidder at the sale, to the title to the Development Property, may terminate this Declaration, by providing written notice to the EDAby filing a termination document in the applicable real property records in Ramsey County, Minnesota and thereafter this Declaration shall be of no further force and effect; provided, however, that the preceding provisions of this sentence shall cease to apply and the restrictions contained herein shall be reinstated if, at any time subsequent to the termination of this Declaration as the result of the foreclosure, or the delivery of a deed in lieu of foreclosure, or a similar event, the Developer or any related person (within the meaning of Section 1.103-10(e) of the Treasury Regulations) obtains an ownership interest in the Project for federal income tax purposes. The events set forth in this Section 1(b) are referred to individually and collectively herein as the “Declaration Termination Date.” The EDA will terminate the Note if this Declaration is terminated prior to expiration of the Qualified Project Period. (c) Removal from Real Estate Records. After the Declaration Termination Date of this Declaration, the EDA will, upon request by the Developer or its assigns, file any document appropriate to remove this Declaration from the real estate records of Ramsey County, Minnesota. (d) Subordination. The EDA agrees that this Declaration is subordinate to any mortgages and any regulatory agreements, use agreements, assignments, declarations, restrictions, covenants, land use agreements, easements and similar encumbrances now and hereafter recorded on the Development Property. 2. Project Restrictions. (a) The Developer represents, warrants, and covenants that: (i) All leases of Rental Housing Units to Qualifying Tenants (as defined in Section 3(a) hereof) will contain clauses, among others, wherein each individual lessee: (1) Certifies the accuracy of the statements made in its application and Eligibility Certification (as defined in Section 3(b) hereof); and (2) Agrees that the family income at the time the lease is executed will be deemed a substantial and material obligation of the lessee’s tenancy; that the lessee will comply promptly with all requests for income and other information relevant to determining income status from the Developer or the EDA, and that the lessee’s failure or refusal to comply with a request for information with respect thereto will be deemed a violation of a substantial obligation of the lessee’s tenancy. (b) The Developer will permit any duly authorized representative of the EDA at all reasonable times and after reasonable prior notice to inspect the books and records of the Developer pertaining to the income of Qualifying Tenants residing in the Project. EDA Special Meeting Packet Page Number 59 of 130 G1, Attachment 2 3. Occupancy Restrictions. The Developer represents, warrants, and covenants that: (a) Qualifying Tenants and Rent. Throughout the Qualified Project Period, all 56 of the Rental Housing Units shall be administered in accordance with 42 USC Section 3607(b) and Minnesota Statutes, Section 363A.21, subdivision 2 and shall be occupied (or treated as occupied as provided herein) or held vacant and available for occupancy by Qualifying Tenants. “Qualifying Tenants” means, with respect to 20 Rental Housing Units, those persons and families who are determined from time to time by the Developer to have combined adjusted income that does not exceed 30%, and with respect to an additional 22 Rental Housing Units, those persons and families who are determined from time to time by the Developer to have combined adjusted income that does not exceed 50% and with respect to another 14 Rental Housing Units, those persons and families who are determined from time to time by the Developer to have combined adjusted income that does not exceed 60% of the median income for the standard metropolitan statistical area which includes Maplewood, Minnesota, as that figure is determined and announced from time to time by HUD, as adjusted for family size (the “Median Income”) for the applicable calendar year. For purposes of this definition, the occupants of a Rental Housing Unit will not be deemed to be Qualifying Tenants if all the occupants of such Rental Housing Unit at any time are “students,” as defined in Section 152(f)(2) of the Internal Revenue Code of 1986, as amended (the “Code”), not entitled to an exemption under the Code. The determination of whether an individual or family is a Qualifying Tenant will be made at the time the tenancy commences and on an ongoing basis thereafter, determined at least annually. If during their tenancy a Qualifying Tenant’s income exceeds 140% of the Median Income, the next available Rental Housing Unit (determined in accordance with the Code and applicable regulations) (the “Next Available Unit Rule”) must be leased to a Qualifying Tenant or held vacant and available for occupancy by a Qualifying Tenant. If the Next Available Unit Rule is violated, the Rental Housing Unit will not continue to be treated as a Qualifying Unit. (b) Certification of Tenant Eligibility. As a condition to initial and continuing occupancy, each person who is intended to be a Qualifying Tenant will be required annually to sign and deliver to the Developer a Certification of Tenant Eligibility substantially in the form attached as Exhibit B hereto, or in any other form as may be reasonably approved by the EDA (the “Eligibility Certification”), in which the prospective Qualifying Tenant certifies as to having a qualifying low or moderate income. The Qualifying Tenant will be required to provide whatever other information, documents, or certifications are deemed necessary by the EDA to substantiate the Eligibility Certification, on an ongoing annual basis, and to verify that the tenant continues to be a Qualifying Tenant within the meaning of Section 3(a) hereof. Eligibility Certifications will be maintained for the duration of the Qualified Project Period on file by the Developer with respect to each Qualifying Tenant who resides in a Rental Housing Unit or resided therein during the Qualified Project Period. (c) Lease. The form of lease to be utilized by the Developer in renting any Rental Housing Units in the Project to any person who is intended to be a Qualifying Tenant will provide for termination of the lease and consent by the person to immediate eviction for failure to qualify as a Qualifying Tenant as a result of any material misrepresentation made by the person with respect to the Eligibility Certification. EDA Special Meeting Packet Page Number 60 of 130 G1, Attachment 2 (d) Annual Report. The Developer covenants and agrees that during the term of this Declaration, it will prepare and submit to the City on or before July 1 of each yearof the Qualified Project Period, a certificate substantially in the form of Exhibit C attached hereto, executed by the Developer, (a) identifying the tenancies and the dates of occupancy (or vacancy) for all Qualifying Tenants in the Project, including the number and percentage of the Rental Housing Units of the Project which were occupied by Qualifying Tenants (or held vacant and available for occupancy by Qualifying Tenants) at all times during the year preceding the date of the certificate; (b) describing all transfers or other changes in ownership of the Project or any interest therein; and (c) stating, that to the best knowledge of the person executing the certificate after due inquiry, all the Rental Housing Units were rented or available for rental on a continuous basis during the year to members of the general public and that the Developer was not otherwise in default under this Declaration during the year. (e) Notice of Non-Compliance. The Developer will immediately notify the EDA if at any time during the term of this Declaration fewer than all 56 of the Rental Housing Units in the Project are occupied or available for occupancy by Qualifying Tenants as required by the terms of this Declaration. 4. Transfer Restrictions. The Developer covenants and agrees that the Developer will cause or require as a condition precedent to any conveyance, transfer, assignment, or any other disposition of the Project prior to the termination of the Occupancy Restrictions provided herein (the “Transfer”) that the transferee of the Project pursuant to the Transfer assume in writing, in a form acceptable to the EDA, all duties and obligations of the Developer under this Declaration, including this Section 4, in the event of a subsequent Transfer by the transferee prior to expiration of the Qualified Project Period (the “Assumption Agreement”). The Developer will deliver the Assumption Agreement to the EDA prior to the Transfer. 5. Enforcement. (a) The Developer will permit, during normal business hours and upon reasonable notice, any duly authorized representative of the EDA to inspect any books and records of the Developer regarding the Project with respect to the incomes of Qualifying Tenants. (b) The Developer will submit any other information, documents or certifications requested by the EDA which the EDA deems reasonably necessary to substantiate the Developer’s continuing compliance with the provisions specified in this Declaration. (c) The Developer acknowledges that the primary purpose for requiring compliance by the Developer with the restrictions provided in this Declaration is to ensure compliance of the Project with the housing affordability covenants set forth in Section 4.6 of the Agreement, and by reason thereof, the Developer, in consideration for assistance provided by the EDA under the Agreement that makes possible the construction of the Project on the Development Property, hereby agrees and consents that the EDA will be entitled, for any breach of the provisions of this Declaration, and in addition to all other remedies provided by law or in equity, to enforce specific performance by the Developer of its obligations under this Declaration in a state court of competent EDA Special Meeting Packet Page Number 61 of 130 G1, Attachment 2 jurisdiction. The Developer hereby further specifically acknowledges that the EDA cannot be adequately compensated by monetary damages in the event of any default hereunder. (d) The Developer understands and acknowledges that, in addition to any remedy set forth herein for failure to comply with the restrictions set forth in this Declaration, the EDA may exercise any remedy available to it under Article VIII of the Agreement. 6. Indemnification. The Developer hereby indemnifies, and agrees to defend and hold harmless, the EDAfrom and against all liabilities, losses, damages, costs, expenses (including attorneys’ fees and expenses), causes of action, suits, allegations, claims, demands, and judgments of any nature arising from the consequences of a legal or administrative proceeding or action brought against them, or any of them, on account of any failure by the Developer to comply with the terms of this Declaration, or on account of any representation or warranty of the Developer contained herein being untrue. 7. Agent of the EDA. The EDA will have the right to appoint an agent to carry out any of its duties and obligations hereunder, and will inform the Developer of any agency appointment by written notice. 8. Severability. The invalidity of any clause, part or provision of this Declaration will not affect the validity of the remaining portions thereof. 9. Notices. All notices to be given pursuant to this Declaration must be in writing and will be deemed given when mailed by certified or registered mail, return receipt requested, to the parties hereto at the addresses set forth below, or to any other place as a party may from time to time designate in writing. The Developer and the EDA may, by notice given hereunder, designate any further or different addresses to which subsequent notices, certificates, or other communications are sent. The initial addresses for notices and other communications are as follows: To the EDA: Maplewood Economic Development Authority 1830 County Road B E Maplewood, MN 55109 Attn: Executive Director and with a copy to: Kennedy & Graven, Chartered 150 South Fifth Street Suite 700 Minneapolis, MN 55402 Attn: Ronald H. Batty EDA Special Meeting Packet Page Number 62 of 130 G1, Attachment 2 To the Developer: Gladstone Village II Limited Partnership C/O JB Vang Partners, Inc. 1335 Pierce Butler Route St. Paul, MN 55104 Attn: J. Kou Vang, President and with a copy to: Hust Law 5021 Vernon Ave. S. #298 Minneapolis, MN 55436 Attn: Bridget A. Hust and with a copy to: NDC Corporate Equity Fund 21, L.P. c/o NDC Housing and Economic Development PO Box 845322 Boston, MA 02284-5322 Attn: Daniel Marsh III, President 10. Governing Law. This Declaration is governed by the laws of the State of Minnesota and, where applicable, the laws of the United States of America. 11. Attorneys’ Fees. In case any action at law or in equity in which the EDA prevails, including an action for declaratory relief, is brought against the Developer to enforce the provisions of this Declaration, the Developer agrees to pay the reasonable attorneys’ fees and other reasonable expenses paid or incurred by the EDA in connection with the action. 12. Declaration Binding. This Declaration and the covenants contained herein will run with the Development Property and will bind the Developer and its successors and assigns and all subsequent owners of the Development Property or any interest therein, and the benefits will inure to the EDA and its successors and assigns until the Declaration Termination Date of this Declaration as provided in Section 1(b) hereof. * * * * * * EDA Special Meeting Packet Page Number 63 of 130 G1, Attachment 2 IN WITNESS WHEREOF, the Developer has caused this Declaration of Restrictive Covenants to be signed by its respective duly authorized representatives, as of the day and year first written above. ______________ By:GLADSTONE VILLAGE II LIMITED PARTNERSHIP By: Frost-English Partners LLC Its: General Partner By: ___________________________ Name: J. Kou Vang Its:President STATE OF MINNESOTA ) ) SS. COUNTY OF ________ ) The foregoing instrument was executed before me this _____ day of _______________, 202__, by J. Kou Vang, the President of Frost-English Partners LLC, a Minnesota limited liability company, the general partner of Gladstone Village II Limited Partnership, a limited partnership under the laws of Minnesota, on behalf of the limited partnership. Notary Public THIS INSTRUMENT WAS DRAFTED BY: Kennedy & Graven, Chartered (RHB) 150 South Fifth Street Suite 700 Minneapolis, MN 55402 (612) 337-9300 EDA Special Meeting Packet Page Number 64 of 130 G1, Attachment 2 This Declaration is acknowledged and consented to by: MAPLEWOOD ECONOMIC DEVELOPMENT AUTHORITY By: Its: President By: Its: Executive Director STATE OF MINNESOTA ) ) SS. COUNTY OF ) The foregoing instrument was acknowledged before me this ____ day of _____________, 202_, by _____________, the Presidentof the Maplewood Economic Development Authority, a public body corporate and politic under the laws of Minnesota, on behalf of the EDA. Notary Public STATE OF MINNESOTA ) ) SS. COUNTY OF ) The foregoing instrument was acknowledged before me this ____ day of _____________, 202_, by _____________, the Executive Director of the Maplewood Economic Development Authority, a public body corporate and politic under the laws of Minnesota, on behalf of the EDA. Notary Public EDA Special Meeting Packet Page Number 65 of 130 G1, Attachment 2 Exhibit A to Declaration of Restrictive Covenants Description The land subject to the foregoing Restrictive Covenants is legally described as follows: EDA Special Meeting Packet Page Number 66 of 130 G1, Attachment 2 Exhibit B to Declaration of Restrictive Covenants Certification of Tenant Eligibility TENANT INCOME CERTIFICATION Effective Date: _________________________ Move-in Date: __________________________ Initial Certification Recertification Other (MM/DD/YY): _________________________ _______________ PART I. DEVELOPMENT DATA Property Name: County: BIN #: _______________ ____________ Apartments Ramsey # Bedrooms: Address: Unit Number: ___________ ________________ ______________, Maplewood, Minnesota PART II. HOUSEHOLD COMPOSITION HH First Name & Relationship Date of F/T Social to Head of Birth Security or Middle Initial Student Br # Last Name Household (MM/DD/YAlien Reg. (Y or N) Y) No. 1 HEAD 2 3 4 5 6 PART III. GROSS ANNUAL INCOME (USE ANNUAL AMOUNTS) HH (A)(B)(C) (D) Br # Employment or Soc. Security / Pensions Public Assistance Other Income Wages TOTA$ $ $$ L Add totals from (A) through (D) above TOTAL INCOME (E): $ EDA Special Meeting Packet Page Number 67 of 130 G1, Attachment 2 PART IV. INCOME FROM ASSETS HH (F) (G) (H) (I) Mbr# Type of Asset C/I Cash Value of Asset Annual Income from Asset $$ TOTALS: Enter Column (H) Total Passbook Rate if over $5,000 $________________ x 2.00 % = (J) Imputed Income$ Enter the greater of the total column I, or J: imputed income TOTAL $ INCOME FROM ASSETS (K) (L) Total Annual Household Income from all sources \[Add (E) + (K)\] $ HOUSEHOLD CERTIFICATION & SIGNATURES The information on this form will be used to determine maximum income eligibility. I/we have provided for each person(s) set forth in Part II acceptable verification of current anticipated annual income. I/we agree to notify the landlord immediately upon any member of the household moving out of the unit or any new member moving in. I/we agree to notify the landlord immediately upon any member becoming a full-time student. Under penalties of perjury, I/we certify that the information presented in this Certification is true and accurate to the best of my/our knowledge and belief. The undersigned further understands that providing false representations herein constitutes an act of fraud. False, misleading or incomplete information may result in the termination of the lease agreement. _________________________________________ _________________________________________ ____ ____ (Date) (Date) Signature Signature _________________________________________ _________________________________________ ____ ____ (Date) (Date) Signature Signature PART V. DETERMINATION OF INCOME ELIGIBILITY TOTAL ANNUAL HOUSEHOLD Household Meets RECERTIFICATION ONLY: $ INCOME FROM ALL SOURCES Income Restriction From Item (L) on page 1 at: Current Income Limit x 140% EDA Special Meeting Packet Page Number 68 of 130 G1, Attachment 2 60% $ 50% _____________________________ Current Income Limit per Family Size: $ _____ _________________ 40% 30% Household income exceeds 140% at recertification: ___% Household Income at Move-in Yes No $__________________ Household Size at Move-in: _____________ EDA Special Meeting Packet Page Number 69 of 130 G1, Attachment 2 PART VI. RENT Not Applicable PART VII. STUDENT STATUS ARE ALL OCCUPANTS FULL-If yes, enter student explanation** Student explanation: TIME (also attach documentation) 1. TANF assistance STUDENTS? 2. Job training program Enter 3. Single parent/dependent child 1-4 yes no 4. Married/joint return* *Exception for married/joint return is the only exception available for units necessary to qualify tax- exempt bonds. PART VIII. PROGRAM TYPE Mark the program(s) listed below (a. through e.) for which this household’s unit will be counted toward the property’s occupancy requirements. Under each program marked, indicate the household’s income status as established by this certification/recertification a. Tax Credit b. HOME c. Tax Exempt d. AHDP e. ____________ (Name of Program) See Part V above. Income Status Income Status Income Status Income Status 50% AMGI__________ AMGI 60% AMGI __________ 80% AMGI AMGI 0I ** 0% AMGI ** Upon recertification, household was determined over income (OI) according to eligibility requirements of the program(s) marked above. SIGNATURE OF OWNER / REPRESENTATIVE EDA Special Meeting Packet Page Number 70 of 130 G1, Attachment 2 Based on the representations herein and upon the proofs and documentation required to be submitted, the individual(s) named in Part II of this Tenant Income Certification is/are eligible under the provisions of Section 42 of the Internal Revenue Code, as amended, and the Regulatory Agreement (if applicable), to live in a unit in this Project. ________________________________________________ ________________ SIGNATURE OF OWNER / REPRESENTATIVEDATE EDA Special Meeting Packet Page Number 71 of 130 G1, Attachment 2 INSTRUCTIONS FOR COMPLETING TENANT INCOME CERTIFICATION This form is to be completed by the owner or an authorized representative. Part I – Development Data Check the appropriate box for Initial Certification (move-in), Recertification (annual recertification), or Other. If Other, designate the purpose of the recertification (i.e., a unit transfer, a change in household composition, or other state-required recertification). Move-in Date Enter the date the tenant has or will take occupancy of the unit. Effective Date Enter the effective date of the certification. For move-in, this should be the move-in date. For annual recertification, this effective date should be no later than one year from the effective date of the previous (re)certification. Property Name Enter the name of the development. County Enter the county (or equivalent) in which the building is located. BIN # Enter the Building Identification Number (BIN) assigned to the building (from IRS Form 8609). Address Enter the street address. Unit Number Enter the unit number. # Bedrooms Enter the number of bedrooms in the unit. Part II – Household Composition List all occupants of the unit. State each household member’s relationship to the head of the household by using one of the following coded definitions: H Head of household S Spouse A Adult co-tenant O Other family member C Child F Foster child L Live-in caretaker N None of the above Enter the date of birth, student status, and Social Security number or alien registration number for each occupant. If there are more than seven occupants, use an additional sheet of paper to list the remaining household members and attach it to the certification. EDA Special Meeting Packet Page Number 72 of 130 G1, Attachment 2 Part III – Annual Income See HUD Handbook 4350.3 for complete instructions on verifying and calculating income, including acceptable forms of verification. From the third-party verification forms obtained from each income source, enter the gross amount anticipated to be received for the 12 months from the effective date of the (re)certification. Complete a separate line for each income-earning member. List the respective household member number from PartII. Column (A) Enter the annual amount of wages, salaries, tips, commissions, bonuses, and other income from employment; distributed profits and/or net income from a business. Column (B) Enter the annual amount of Social Security, Supplemental Security Income, pensions, military retirement, etc. Column (C) Enter the annual amount of income received from public assistance (i.e., TANF, general assistance, disability, etc.) Column (D) Enter the annual amount of alimony, child support, unemployment benefits, or any other income regularly received by the household. Row (E) Add the totals from columns (A) through (D) above. Enter this amount. Part IV – Income from Assets See HUD Handbook 4350.3 for complete instructions on verifying and calculating income from assets, including acceptable forms of verification. From the third party verification forms obtained from each asset source, list the gross amount anticipated to be received during the 12 months from the effective date of the certification. List the respective household member number from Part II and complete a separate line for each member. Column (F) List the type of asset (i.e., checking account, savings account, etc.) Column (G) Enter C (for current, if the family currently owns or holds the asset), or I (for imputed, if the family has disposed of the asset for less than fair market value within two years of the effective date of (re)certification). Column (H) Enter the cash value of the respective asset. Column (I) Enter the anticipated annual income from the asset (i.e., savings account balance multiplied by the annual interest rate). EDA Special Meeting Packet Page Number 73 of 130 G1, Attachment 2 TOTALS Add the total of Column (H) and Column (I), respectively. If the total in Column (H) is greater than $5,000, you must do an imputed calculation of asset income. Enter the Total Cash Value, multiply by 2% and enter the amount in (J), Imputed Income. Row (K) Enter the Greater of the total in Column (I) or (J) Row (L)Total Annual Household Income from All Sources Add (E) and (K) and enter the total EDA Special Meeting Packet Page Number 74 of 130 G1, Attachment 2 Exhibit C to Declaration of Restrictive Covenants Certificate of Continuing Program Compliance Date: ___________________ The following information with respect to the Project located at 1880 English Street, Maplewood, Minnesota (the “Project”), is being provided by ____________________ (the “Owner”) to the Maplewood Economic Development Authority (the “EDA”), pursuant to that certain Declaration of Restrictive Covenants, dated the ____ day of ____________, 202_ (the “Declaration”), with respect to the Project: (A) The total number of Rental Housing Units which are available for occupancy is 56. The total number of these units occupied is _________________. (B) The following Rental Housing Units (identified by unit number) are currently occupied by “Qualifying Tenants” as the term is defined in the Declaration: One bedroom apartment Two bedroom apartment Three bedroom apartment Four bedroom apartment (C) The following Rental Housing Units which are included in (B) above, have been re-designated as Rental Housing Units for Qualifying Tenants since _______________, 202_, the date on which the last “Certificate of Continuing Program Compliance” was filed with the EDA by the Owner: Unit Previous Designation Replacing Numberof Unit (if any)Unit Number _____________________________________________ _____________________________________________ EDA Special Meeting Packet Page Number 75 of 130 G1, Attachment 2 (D) The following Rental Housing Units are considered to be occupied by “Qualifying Tenants”, as the term is defined in the Declaration based on the information set forth below (for a total of 56 units): Last Number Date Unit Name of of Number Total Date of AgeVacated Number Tenant Persons of Adjusted Initial and Held Residing Bedrooms Gross Occupancy for Income Qualifying in the UnitTenants, if Applicable 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 (E)The Owner has obtained a “Certification of Tenant Eligibility,” in the form provided as Exhibit B to the Declaration, from each Tenant named in (D) above, and each EDA Special Meeting Packet Page Number 76 of 130 G1, Attachment 2 such Certificate is being maintained by the Owner in its records with respect to the Project. Attached hereto is the most recent “Certification of Tenant Eligibility” for each Tenant named in (D) above who signed such a Certification since ______________, 202__, the date on which the last “Certificate of Continuing Program Compliance” was filed with the EDA by the Owner. (F)In renting the Rental Housing Units in the Project, the Owner has not given preference to any particular group or class of persons (except for persons who qualify as Qualifying Tenants and persons meeting the minimum age restrictions); and none of the units listed in (D) above has been rented for occupancy entirely by students, no one of which is entitled to file a joint return for federal income tax purposes. All of the Rental Housing Units in the Project have been rented pursuant to a written lease, and the term of each lease is at least 12 months. (G) The information provided in this “Certificate of Continuing Program Compliance” is accurate and complete, and no matters have come to the attention of the Owner which would indicate that any of the information provided herein, or in any “Certification of Tenant Eligibility” obtained from the Tenants named herein, is inaccurate or incomplete in any respect. (H) The Project is in continuing compliance with the Declaration. (I) The Owner certifies that as of the date hereof all of the residential dwelling units in the Project are occupied or held open for occupancy by Qualifying Tenants, as defined and provided in the Declaration. (J) The Project is in continuing compliance with the Declaration. IN WITNESS WHEREOF, I have hereunto affixed my signature, on behalf of the Owner, on ____________________, 202__. ___________________________ By: ____________________________ Its: ____________________________ EDA Special Meeting Packet Page Number 77 of 130 G1, Attachment 2 EXHIBIT G TO CONTRACT FOR PRIVATE DEVELOPMENT TOTAL DEVELOPMENT COST EDA Special Meeting Packet Page Number 78 of 130 G1, Attachment 3 MAPLEWOODECONOMIC DEVELOPMENT AUTHORITY RESOLUTION NO.___ RESOLUTION AUTHORIZING INTERFUND LOAN FOR ADVANCE OF CERTAIN COSTS IN CONNECTION WITH TAX INCREMENT FINANCING DISTRICT NO. 1-18 BE IT RESOLVED by the Board of Commissioners of the Maplewood Economic Development Authority as follows: Section 1.Background. 1.01. The Maplewood Economic development Authority (“MEDA”) has established Tax Increment Financing District No. 1-18 (the “TIF District”), pursuant to Minnesota Statutes, Sections 469.174 through 469.1794, as amended (the “TIF Act”). 1.02. MEDA has and will incur certain costs (the “Preliminary Costs”) related to the TIF District prior to such time as tax increment will be available to pay for such costs. 1.03. Pursuant to Section 469.178, subdivision 7 of the TIF Act, MEDA is authorized to advance or loan money from its general fund or any other fund from which such advances may be legally authorized in order to finance the Preliminary Costs. 1.04. MEDA will loan funds from its general fund (the “General Fund”), or any other fund designated by MEDA’s Executive Director, to finance the Preliminary Costs in accordance with the terms of this resolution (the “Interfund Loan”). Section 2. Interfund Loan Authorized. 2.01. MEDA hereby authorizes the advance of up to $50,000 from the General Fund or other funds or so much thereof as may be required to pay the Preliminary Costs. MEDA shall reimburse itself for such advances together with interest at the rate stated below. Interest accrues on the principal amount from the date of each advance. The maximum rate of interest permitted to be charged is limited to the greater of the rates specified under Minnesota Statutes, Section 270C.40 and Section 549.09 as of the date the loan or advance is authorized, unless the written agreement states that the maximum interest rate will fluctuate as the interest rates specified under Minnesota Statutes, Section 270C.40 or Section 549.09 are from time to time adjusted. The interest rate shall be 5.0 percent and will not fluctuate. 2.02. Principal and interest (the “Payments”) on the Interfund Loan shall be paid semiannually on each February 1 and August 1 (each a “Payment Date”), commencing on the first Payment Date on which MEDA has Available Tax Increment (defined below), or on any other dates determined by MEDA’s Executive Director, through the date of last receipt of tax increment from the TIF District. EDA Special Meeting Packet Page Number 79 of 130 G1, Attachment 3 2.03. Payments on the Interfund Loan are payable solely from Available Tax Increment, which shall mean, on each Payment Date, tax increment available after other obligations of the TIF District have been paid, or as determined by MEDA’s Executive Director, generated in the preceding six months with respect to the property within the TIF District and remitted to MEDA by Ramsey County, Minnesota, all in accordance with the TIF Act. Payments shall be applied first to accrued interest, and then to unpaid principal. Payments on the Interfund Loan may be subordinated to any outstanding or future bonds or notes issued by MEDA and secured in whole or in part with tax increment from the TIF District. 2.04.The principal sum and all accrued interest payable under the Interfund Loan are prepayable in whole or in part at any time by MEDA without premium or penalty. No partial prepayment shall affect the amount or timing of any other regular payment otherwise required to be made under the Interfund Loan. 2.05. The Interfund Loan is evidence of an internal borrowing by MEDA in accordance with Section 469.178, subdivision 7 of the TIF Act, and is a limited obligation payable solely from Available Tax Increment pledged to the payment hereof under this resolution. This Interfund Loan and the interest hereon shall not be deemed to constitute a general obligation of the State of Minnesota or any political subdivision thereof, including, without limitation, MEDA or the city of Maplewood. Neither the State of Minnesota nor any political subdivision thereof shall be obligated to pay the principal of or interest on the Interfund Loan or other costs incident hereto except out of Available Tax Increment, and neither the full faith and credit nor the taxing power of the State of Minnesota or any political subdivision thereof is pledged to the payment of the principal of or interest on the Interfund Loan or other costs incident hereto. MEDA shall have no obligation to pay any principal amount of the Interfund Loan or accrued interest thereon, which may remain unpaid after the final Payment Date. 2.06. MEDA may at any time determine to forgive the outstanding principal amount and accrued interest on the Interfund Loan to the extent permissible under law. 2.07. MEDA may from time to time amend the terms of this resolution to the extent permitted by law, including without limitation amendment to the payment schedule and the interest rate; provided, however, that the interest rate may not be increased above the maximum specified in Section 469.178, subdivision 7 of the TIF Act. 2.08. MEDA officials and consultants are hereby authorized and directed to execute any documents or take any actions necessary or convenient to carry out the intent of this resolution. S ection 3. Effective Date. This resolution is effective upon approval. Dated: November 12, 2024. Rebecca Cave, Vice President ATTEST: Michael Sable, Executive Director EDA Special Meeting Packet Page Number 80 of 130 G1, Attachment 4 !Ebuf;!Pdupcfs!39-!3135! Nbqmfxppe!Fdpopnjd! Efwfmpqnfou!Bvuipsjuz! Djuz!pg!Nbqmfxppe-!Sbntfz!Dpvouz-! Njooftpub! NPEJGJDBUJPO!UP!UIF!! EFWFMPQNFOU!QSPHSBN!! Efwfmpqnfou!Ejtusjdu!Op/!2! '! Uby!Jodsfnfou!Gjobodjoh!)UJG*!Qmbo! 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Nbqmfxppe!Fdpopnjd!Efwfmpqnfou!Bvuipsjuz! Uby!Jodsfnfou!Gjobodjoh!Ejtusjdu!Op/!2.29 6! EDA Special Meeting Packet Page Number 87 of 130 G1, Attachment 4 Qspkfdu!Uby!Dbqbdjuz! Project estimated Tax Capacity upon completion 56,683 Original estimated Net Tax Capacity2,025 Fiscal Disparities0 Estimated Captured Tax Capacity 54,658 Pay 2024 Original Local Tax Rate127.9399% Estimated Annual Tax Increment $69,930 Percent Retained by the City100% Opuf;!Uby!dbqbdjuz!jodmveft!b!4&!jogmbujpo!gbdups!gps!uif!evsbujpo!pg!uif!Ejtusjdu/!Uif!uby! dbqbdjuz!jodmvefe!jo!uijt!dibsu!jt!uif!ftujnbufe!uby!dbqbdjuz!pg!uif!Ejtusjdu!jo!zfbs!37/!Uif!uby! dbqbdjuz!pg!uif!Ejtusjdu!jo!zfbs!pof!jt!ftujnbufe!up!cf!%8-291/! Qvstvbou!up!N/T/-!Tfdujpo!57:/288-!Tvce/!5-!uif!FEB!tibmm-!bgufs!b!evf!boe! ejmjhfou!tfbsdi-!bddpnqboz!jut!sfrvftu!gps!dfsujgjdbujpo!up!uif!Dpvouz!Bvejups! ps!jut!opujdf!pg!uif!Ejtusjdu!fombshfnfou!qvstvbou!up!N/T/-!Tfdujpo!57:/286-! Tvce/!5-!xjui!b!mjtujoh!pg!bmm!qspqfsujft!xjuijo!uif!Ejtusjdu!ps!bsfb!pg! fombshfnfou!gps!xijdi!cvjmejoh!qfsnjut!ibwf!cffo!jttvfe!evsjoh!uif!fjhiuffo! )29*npouit!jnnfejbufmz!qsfdfejoh!bqqspwbm!pg!uif!UJG!Qmbo!cz!uif nvojdjqbmjuz!qvstvbou!up!N/T/-!Tfdujpo!57:/286-!Tvce/!4/!Uif!Dpvouz!Bvejups tibmm!jodsfbtf!uif!psjhjobm!ofu!uby!dbqbdjuz!pg!uif!Ejtusjdu!cz!uif!ofu!uby dbqbdjuz!pg!jnqspwfnfout!gps!xijdi!b!cvjmejoh!qfsnju!xbt!jttvfe/ Uif!Djuz!ibt!sfwjfxfe!uif!bsfb!up!cf!jodmvefe!jo!uif!Ejtusjdu!boe!gpvoe!op! qbsdfmt!gps!xijdi!cvjmejoh!qfsnjut!ibwf!cffo!jttvfe!evsjoh!uif!29!npouit! jnnfejbufmz!qsfdfejoh!bqqspwbm!pg!uif!UJG!Qmbo!cz!uif!Djuz/! TPVSDFT!PG!SFWFOVF0CPOET!UP!CF!JTTVFE! Uif!upubm!ftujnbufe!uby!jodsfnfou!sfwfovft!gps!uif!Ejtusjdu!bsf!tipxo!jo!uif! ubcmf!cfmpx;! TPVSDFT Tax Increment$ 1,229,955 Interest 122,996 TOTAL $ 1,352,951 Uif!dptut!pvumjofe!jo!uif!Vtft!pg!Gvoet!xjmm!cf!gjobodfe!qsjnbsjmz!uispvhi!uif! boovbm!dpmmfdujpo!pg!uby!jodsfnfout/!Uif!FEB!ps!Djuz!sftfswft!uif!sjhiu!up! jttvf!cpoet!)bt!efgjofe!jo!uif!UJG!Bdu*!ps!jodvs!puifs!joefcufeoftt!bt!b!sftvmu! pg!uif!UJG!Qmbo/!Bt!qsftfoumz!qspqptfe-!uif!qspkfdut!xjuijo!uif!Ejtusjdu!xjmm!cf! gjobodfe!cz!qbz.bt.zpv.hp!opuft!boe!!joufsgvoe!mpbot/!! Nbqmfxppe!Fdpopnjd!Efwfmpqnfou!Bvuipsjuz! Uby!Jodsfnfou!Gjobodjoh!Ejtusjdu!Op/!2.29 7! EDA Special Meeting Packet Page Number 88 of 130 G1, Attachment 4 Boz!sfgvoejoh!bnpvout!xjmm!cf!effnfe!b!cvehfufe!dptu!xjuipvu!b!gpsnbm! npejgjdbujpo!up!uijt!UJG!Qmbo/!Uijt!qspwjtjpo!epft!opu!pcmjhbuf!uif!FEB!ps!Djuz! up!jodvs!efcu/!Uif!FEB!ps!Djuz!xjmm!jttvf!cpoet!ps!jodvs!puifs!efcu!pomz!vqpo! uif!efufsnjobujpo!uibu!tvdi!bdujpo!jt!jo!uif!cftu!joufsftu!pg!uif!Djuz/!! !!! Uif!FEB!ps!Djuz!nbz!jttvf!cpoet!tfdvsfe!jo!xipmf!ps!jo!qbsu!xjui!uby! jodsfnfout!gspn!uif!Ejtusjdu!jo!b!nbyjnvn!qsjodjqbm!bnpvou!pg!%951-755/! Tvdi!cpoet!nbz!cf!jo!uif!gpsn!pg!qbz.bt.zpv.hp!opuft-!sfwfovf!cpoet!ps! opuft-!hfofsbm!pcmjhbujpo!cpoet-!ps!joufsgvoe!mpbot/!Uijt!ftujnbuf!pg!upubm! cpoefe!joefcufeoftt!jt!b!dvnvmbujwf!tubufnfou!pg!bvuipsjuz!voefs!uijt!UJG! Qmbo!bt!pg!uif!ebuf!pg!bqqspwbm/!! VTFT!PG!GVOET Dvssfoumz!voefs!dpotjefsbujpo!gps!uif!Ejtusjdu!jt!b!qspqptbm!up!gbdjmjubuf!uif! dpotusvdujpo!pg!67!bggpsebcmf!bqbsunfout/!Uif!FEB!boe!Djuz!ibwf!efufsnjofe! uibu!ju!xjmm!cf!ofdfttbsz!up!qspwjef!bttjtubodf!up!uif!qspkfdu)t*!gps!dfsubjo! Ejtusjdu!dptut-!bt!eftdsjcfe!ifsfjo/!! ! Uif!FEB!ibt!tuvejfe!uif!gfbtjcjmjuz!pg!uif!efwfmpqnfou!ps!sfefwfmpqnfou!pg! qspqfsuz!jo!boe!bspvoe!uif!Ejtusjdu/!Up!gbdjmjubuf!uif!ftubcmjtinfou!boe! efwfmpqnfou!ps!sfefwfmpqnfou!pg!uif!Ejtusjdu-!uijt!UJG!Qmbo!bvuipsj{ft!uif!vtf! pg!uby!jodsfnfou!gjobodjoh!up!qbz!gps!uif!dptu!pg!dfsubjo!fmjhjcmf!fyqfotft/!Uif! ftujnbuf!pg!qvcmjd!dptut!boe!vtft!pg!gvoet!bttpdjbufe!xjui!uif!Ejtusjdu!jt! pvumjofe!jo!uif!gpmmpxjoh!ubcmf/! ! VTFT Land/Building Acquisition$ 200,000 Site Improvements/Preparation 200,000 Affordable Housing 200,000 Utilities 50,000 Other Qualifying Improvements 67,648 Administrative Costs (up to 10%) 122,996 PROJECT COSTS TOTAL $ 840,644 Interest 512,307 PROJECT AND INTEREST COSTS TOTAL $ 1,352,951 ! ! Uif!upubm!qspkfdu!dptu-!jodmvejoh!gjobodjoh!dptut!)joufsftu*!mjtufe!jo!uif!ubcmf! bcpwf!epft!opu!fydffe!uif!upubm!qspkfdufe!uby!jodsfnfout!gps!uif!Ejtusjdu!bt! tipxo!jo!uif!Tpvsdft!pg!Sfwfovf!tfdujpo/! ! !! Nbqmfxppe!Fdpopnjd!Efwfmpqnfou!Bvuipsjuz!! Uby!Jodsfnfou!Gjobodjoh!Ejtusjdu!Op/!2.29 8! EDA Special Meeting Packet Page Number 89 of 130 G1, Attachment 4 Ftujnbufe!dptut!bttpdjbufe!xjui!uif!Ejtusjdu!bsf!tvckfdu!up!dibohf!bnpoh! dbufhpsjft!xjuipvu!b!npejgjdbujpo!up!uif!UJG!Qmbo/!Uif!dptu!pg!bmm!bdujwjujft!up! cf!dpotjefsfe!gps!uby!jodsfnfou!gjobodjoh!xjmm!opu!fydffe-!xjuipvu!gpsnbm! npejgjdbujpo-!uif!cvehfu!bcpwf!qvstvbou!up!uif!bqqmjdbcmf!tubuvupsz! sfrvjsfnfout/!Uif!FEB!nbz!fyqfoe!gvoet!gps!rvbmjgjfe!ipvtjoh!bdujwjujft! pvutjef!pg!uif!Ejtusjdu!cpvoebsjft/! GJTDBM!EJTQBSJUJFT!FMFDUJPO! Qvstvbou!up!N/T/-!Tfdujpo!57:/288-!Tvce/!4-!uif!FEB!ps!Djuz!nbz!fmfdu!pof!pg!uxp! f!gjtdbm!ejtqbsjujft/!! nfuipet!up!dbmdvmbu Uif!FEB!xjmm!dipptf!up!dbmdvmbuf!gjtdbm!ejtqbsjujft!cz!dmbvtf!c!)jotjef*/ FTUJNBUFE!JNQBDU!PO!PUIFS!UBYJOH!KVSJTEJDUJPOT! Uif!ftujnbufe!jnqbdu!po!puifs!ubyjoh!kvsjtejdujpot!bttvnft!uibu!uif! sfefwfmpqnfou!dpoufnqmbufe!cz!uif!UJG!Qmbo!xpvme!pddvs!xjuipvu!uif! dsfbujpo!pg!uif!Ejtusjdu/!Ipxfwfs-!uif!FEB!ps!Djuz!ibt!efufsnjofe!uibu!tvdi! efwfmpqnfou!ps!sfefwfmpqnfou!xpvme!opu!pddvs!#cvu!gps#!uby!jodsfnfou! gjobodjoh!boe!uibu-!uifsfgpsf-!uif!gjtdbm!jnqbdu!po!puifs!ubyjoh!kvsjtejdujpot!jt! %1/!Uif!ftujnbufe!gjtdbm!jnqbdu!pg!uif!Ejtusjdu!xpvme!cf!bt!gpmmpxt!jg!uif!#cvu! gps#!uftu!xbt!opu!nfu;! Jnqbdu!po!Uby!Cbtf Ftujnbufe! Dbquvsfe!Uby! 31340Qbz!Dbqbdjuz!Qfsdfou!pg! 3135! )DUD*!DUD! Upubm!Ofu!vqpo!up!Foujuz! Uby!Dbqbdjuz FoujuzdpnqmfujpoUpubm! 748,972,38554,658 0.0073% Sbntfz!Dpvouz 57,587,95954,658 0.0949% Djuz!pg!Nbqmfxppe JTE!733!)Opsui!Tu/!Qbvm. 62,076,29954,658 0.0880% Nbqmfxppe.Pblebmf* Nbqmfxppe!Fdpopnjd!Efwfmpqnfou!Bvuipsjuz! Uby!Jodsfnfou!Gjobodjoh!Ejtusjdu!Op/!2.29 9! EDA Special Meeting Packet Page Number 90 of 130 G1, Attachment 4 Jnqbdu!po!Uby!Sbuft Qbz!3135! Fyufotjpo!Qfsdfou!pg!Qpufoujbm! FoujuzSbufUpubmDUDUbyft 45.4546%35.53% 54,658 Sbntfz!Dpvouz $ 24,845 42.9261%33.55% 54,658 Djuz!pg!Nbqmfxppe 23,463 JTE!733!)Opsui!Tu/!Qbvm. 29.5501%23.10% 54,658 16,152 Nbqmfxppe.Pblebmf* 10.0091%7.82% 54,658 5,471 Puifs 127.9399%100.00% $ 69,930 Uif!ftujnbuft!mjtufe!bcpwf!ejtqmbz!uif!dbquvsfe!uby!dbqbdjuz!xifo!bmm! dpotusvdujpo!jt!dpnqmfufe/!Uif!uby!sbuf!vtfe!gps!dbmdvmbujpot!jt!uif!Qbz!3135! sbuf/!Uif!upubm!ofu!dbqbdjuz!gps!uif!foujujft!mjtufe!bcpwf!bsf!cbtfe!po!Qbz! 3135!gjhvsft/!Uif!Ejtusjdu!xjmm!cf!dfsujgjfe!voefs!uif!Qbz!3136!sbuft-!xijdi! xfsf!vobwbjmbcmf!bu!uif!ujnf!uijt!UJG!Qmbo!xbt!qsfqbsfe/! Qvstvbou!up!N/T/-!Tfdujpo!57:/286!Tvce/!3)c*;! 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Uby!Jodsfnfou!Gjobodjoh!Ejtusjdu!Op/!2.29 EDA Special Meeting Packet Page Number 101 of 130 G2 MAPLEWOOD ECONOMIC DEVELOPMENT AUTHORITYSTAFF REPORT Meeting Date November 12, 2024 REPORT TO:Michael Sable, Executive Director REPORT FROM: Danette Parr, Assistant Executive Director PRESENTER:Danette Parr, Assistant Executive Director AGENDA ITEM: Resolution Approving Demolition of the Structurally Substandard Building at 1946 English Street and Inclusion of the Parcel in a Future Redevelopment Tax Increment Financing District Action Requested: MotionDiscussion Public Hearing Form of Action: Resolution OrdinanceContract/Agreement Proclamation Policy Issue: A structurally substandard building may be demolished before it is included in a redevelopment tax increment financing district if the city adopts an appropriate resolution prior to demolition. Recommended Action: Motion to approve the resolution regarding the demolition of the structurally substandard building at 1946 English Street and inclusion of the parcel in a future redevelopment tax increment financing district. Fiscal Impact: Is There a Fiscal Impact? No Yes, the true or estimated cost is $0 Financing source(s): Adopted Budget Budget Modification New Revenue Source Use of Reserves Other: n/a Strategic Plan Relevance: Community InclusivenessFinancial & Asset MgmtEnvironmental Stewardship Integrated CommunicationOperational EffectivenessTargeted Redevelopment The City has supported redevelopment projects as part of its Gladstone Neighborhood redevelopment strategy. The former Moose Lodge site has been targeted as one of the redevelopment sites within the Gladstone Neighborhood Redevelopment Plan. Background: In May 2019, the City acquired the property at 1946 English Street North, which served as the former Moose Lodge site. The property is in an area that the City wishes to see redeveloped and where tax increment financing will likely be utilized to assist with the redevelopment of the site in the future. Prior to the acquisition of the property, the City hired LHB, Inc. to evaluate whether the property qualifies for inclusion within a redevelopment tax increment financing district. State statute requires properties included within a redevelopment tax increment financing district to meet certain EDA Special Meeting Packet Page Number 102 of 130 G2 qualifications, including that more than 50 percent of principal buildings be structurally substandard. In October of 2024, the city hired LHB to update their 2018 report that concluded the building on the site to be structurally substandard within the meaning of the statute and that more than 15 percent of the parcel was covered by improvements. No repairs or improvements have been made to the building since the original LHB report, and the building has continued to deteriorate. The statute recognizes that, in certain cases, a building intended for inclusion in a redevelopment tax increment district is in such poor physical condition that it qualifies for removal of the building before the district is established. In such cases, the statute allows a city to adopt a resolution making the requisite findings and declaring its intent to include the property in a future tax increment district. The resolution must be adopted prior to demolition and the request for certification of a tax increment district must be filed with the county auditor within three years after demolition. Essentially, that means the City has three years to establish a redevelopment tax increment financing district based on the existence of the (then-demolished) substandard structure. Attachments: 1)Resolution Approving Demolition of the Structurally Substandard Building at 1946 English Street and Inclusion of the Parcel in a Future Redevelopment Tax Increment Financing District 2)October 28, 2024, LHB Letter of Finding for 1946 English Street N EDA Special Meeting Packet Page Number 103 of 130 G2, Attachment 1 RESOLUTION___________ PLEWOOD ECONOMIC DEVELOPMENT AUTHORITY MA RESOLUTION APPROVING DEMOLITION OF THE STRUCTURALLY SUBSTANDARD BUILDING AT 1946 ENGLISH STREET AND INCLUSION OF THE PARCEL IN A FUTURE REDEVELOPMENT TAX INCREMENT FINANCING DISTRICT BE IT RESOLVED by the Board of Commissioners of the Maplewood Economic Development Authority (“MEDA”) as follows: WHEREAS, on May 29, 2019, MEDA acquired the property located at 1946 English Street, the former Moose Lodge site, (the “Property”) with the intention of redeveloping the site and adjacent parcels in the future; and WHEREAS, at MEDA’s request, on August 8, 2018 LHB, Inc. conducted an inspection of the Property, including the interior and exterior of the building located thereon, for the purpose of determining whether the Property qualified for inclusion in a redevelopment tax increment financing district; and WHEREAS, on August 21, 2018, LHB issued a report which concluded that the building located on the Property meets the definition of structurally substandard under Minnesota Statutes, section 469.174, subd. 10(b) and that 92 percent of the Property is covered by buildings, parking lots or other improvements, thus meeting the coverage test of Minnesota Statutes, section 469.174, subd. 10(e); and WHEREAS, no repairs or improvements have been made to the building or the Property since the time of the LHB report and it has continued to deteriorate; and EREAS, a water pipe break in early 2021 resulted in further damage to the structure; WH and WHEREAS, on October 28, 2024 LHB updated their earlier report to reflect that the building has only further declined since their 2018 inspection; and WHEREAS, Minnesota Statutes, section 469.174, subd. 10(d)(2) allows the demolition of a structurally substandard building and inclusion of the parcel in a redevelopment tax increment financing district within three years of the date of demolition if, prior thereto, the EDA adopts a resolution finding the building to be structurally substandard and the coverage test to be met and expressing the EDA's intent to incorporate the parcel in a future tax increment financing district. NOW, THEREFORE, BE IT RESOLVED by the Maplewood Economic Development Authority as follows: EDA Special Meeting Packet Page Number 104 of 130 G2, Attachment 1 1.The principal building on the Property located at 1946 English Street is hereby found to be structurally substandard within the meaning of Minnesota Statutes, section 469.174, subd. 10(b) and more than 15 percent of the Property is covered by buildings, parking lots or other improvements as defined by Minnesota Statutes, section 469.174, subd. 10(e). The City’s findings in this regard are based on a report by LHB, Inc. dated October 28, 2024 which was prepared after an inspection of the Property. No repairs or improvements have been made to the building since the time of the LHB report and it has continued to deteriorate. 2.MEDA hereby declares its intent to include the Property in a redevelopment tax increment financing district at a future date and in doing so intends to rely on Minnesota Statutes, section 469.174, subd. 10(d). 3.MEDA intends to demolish the building in the near future to remove the hazard to public health and safety it poses in its current condition. Adopted by the Maplewood Economic Development Authority on November 12, 2024. Rebecca Cave, Acting President Attest: _____________________________________ Michael Sable, Executive Director 2 EDA Special Meeting Packet Page Number 105 of 130 G2, Attachment 2 October 28, 2024 Danette Parr Community Development Director City of Maplewood 1830 County Road B East Maplewood, MN 55109 TIF ANALYSIS FINDINGS FOR 1946 ENGLISH STREET LHB was hired to inspect onebuilding on oneparcel in Maplewood, Minnesota, to determine if it meetsthe definition of “Substandard” as defined by Minnesota Statutes, Section 469.174, subdivision 10. The buildingparcelmay potentially be part of a future Redevelopment TIF District, so will need to be compliant with allthe statutes pertaining to a Redevelopment District. The building islocated at1946 English Street (Parcel A in Diagram 1).LHB had previously inspected this building in 2018 and now re-inspected in 2024 to verify that no improvements had taken place in the building since our last inspection. Diagram 1 EDA Special Meeting Packet Page Number 106 of 130 G2, Attachment 2 CONCLUSION After evaluating thecondition of thebuildingonAugust 8, 2018, and September 20, 2024,and applying current statutory criteria for a Redevelopment District under Minnesota Statutes, Section 469.174, Subdivision 10, it is our professional opinion that the building qualifiesas substandard. The remainder of this letter and attachments describe our process and findings in detail. MINNESOTA STATUTE 469.174, SUBDIVISION 10 REQUIREMENTS Theproperties wereinspected in accordance with the following requirements under Minnesota Statutes, Section 469.174, Subdivision 10(c), which states: INTERIOR INSPECTION “The municipality may not make such determination \[that the building is structurally substandard\] without an interior inspection of the property...” EXTERIOR INSPECTION AND OTHER MEANS “An interior inspection of the property is not required, if the municipality finds that (1)the municipality or authority is unable to gain access to the property after using its best efforts to obtain permission from the party that owns or controls the property; and (2)the evidence otherwise supports a reasonable conclusion that the building is structurally substandard.” DOCUMENTATION “Written documentation of the findings and reasons why an interior inspection was not conducted must be made and retained under section 469.175, subdivision 3,clause (1).” QUALIFICATION REQUIREMENTS Minnesota Statutes, Section 469.174, Subdivision 10 (a) (1)requires two tests for occupied parcels: 1.Coverage Test “…parcels consisting of 70 percent of the area of the district are occupied by buildings, streets, utilities, or paved or gravel parking lots…” The coverage required by the parcel to be considered occupied is defined under Minnesota Statutes, Section 469.174, Subdivision 10(e), which states: “For purposes of this subdivision, a parcel is not occupied by buildings, streets, utilities, paved or gravel parking lots, or other similar structures unless 15 percent of the area of the parcel contains buildings, streets, utilities, paved or gravel parking lots, or other similar structures.” EDA Special Meeting Packet Page Number 107 of 130 G2, Attachment 2 The LHB team reviewed the following parcels: ParcelAID Number 152922230051 The parcel is approximately 74,487sfand is 92percent covered by buildings, parking lots or other improvements. Findings The parcels arecovered by buildings, parking lots or other improvements, exceeding the 15 percent parcel requirement. 2.Condition of Buildings Test Minnesota Statutes, Section 469.174, Subdivision 10(a)states: “…and more than 50 percent of the buildings, not including outbuildings, are structurally substandard to a degree requiring substantial renovation or clearance;” Structurally substandard is defined under Minnesota Statutes, Section 469.174, Subdivision 10(b), which states: “For purposes of this subdivision, ‘structurally substandard’ shall mean containing defects in structural elements or a combination of deficiencies in essential utilities and facilities, light and ventilation, fire protection including adequate egress, layout and condition of interior partitions, or similar factors, which defects or deficiencies are of sufficient total significance to justify substantial renovation or clearance.” We do not count energy code deficiencies toward the thresholds required by Minnesota Statutes, Section 469.174, Subdivision 10(b))defined as “structurally substandard”, due to concerns expressed by the State of Minnesota Court of Appeals in the Walser Auto Sales, Inc. vs. City of Richfieldcase filed November 13, 2001. Findings Thebuildingexceedsthe criteria required to be determined a substandard building(see the attached Building Code, Condition Deficiency and Context AnalysisReports). Buildings are not eligible to be considered structurally substandard unless they meet certain additional criteria, as set forth in Subdivision 10(c)which states: “A building is not structurally substandard if it followsthe building code applicable to new buildings or could be modified to satisfy the building code at a cost of less than 15 percent of the cost of constructing a new structure of the same square footage and type on the site. The municipality may find that abuilding is not disqualified as structurally substandard under the preceding sentence based onreasonably available evidence, such as the size, type, and age of the building, the average cost of plumbing, electrical, or structural repairs, or other similar reliable evidence.” “Items of evidence that support such a conclusion \[that the building is not disqualified\] include recent fire or police inspections, on-site property tax appraisals or housing inspections, exterior evidence of deterioration, or other similar reliable evidence.” LHB counts energy code deficiencies toward the 15 percent code threshold required by Minnesota Statutes, Section 469.174, Subdivision 10(c))for the following reasons: The Minnesota energy code is one of ten building code areas highlighted by the Minnesota Department of Labor and Industry website where minimum construction standards are required by law. Chapter 13 of the 2015 Minnesota Building Codestates, “Buildings shall be designed and constructed in accordance with the International Energy Conservation Code.” Furthermore, Minnesota Rules, Chapter EDA Special Meeting Packet Page Number 108 of 130 G2, Attachment 2 1305.0021 Subpart 9states, “References to the International Energy Conservation Code in this code mean the Minnesota Energy Code…” Chapter 11 of the 2015 Minnesota Residential Codeincorporates Minnesota Rules, Chapters, 1322 and 1323 Minnesota Energy Code. The Senior Building Code Representative for the Construction Codes and Licensing Division of the Minnesota Department of Labor and Industry confirmed that the Minnesota Energy Code is being enforced throughout the State of Minnesota. In a January 2002 report to the Minnesota Legislature, the Management Analysis Division of the Minnesota Department of Administration confirmed that the construction cost of new buildings complying with the Minnesota Energy Code is higher than buildings built prior to the enactment of the code. Proper TIF analysis requires a comparison between the replacement value of a new building built under current code standards with the repairs that would be necessary to bring the existing building up to current code standards. Foran equal comparison to be made, all applicable code chapters should be applied to both scenarios. Since current construction estimating software automatically applies the construction cost of complying with the Minnesota Energy Code, energy code deficiencies should also be identified in the existing structures. Findings The building hascode deficiencies exceeding the 15 percent building code deficiency criteria required to be determined substandard (see the attached Building Code, Condition Deficiency and Context Analysis Reports). TEAM CREDENTIALS MICHAEL A. FISCHER, AIA, LEED AP -PROJECT PRINCIPAL / TIF ANALYST Michael has 38 years of experience as project principal, project manager, project designer and project architect on planning, urban design, educational, commercial,and governmental projects. He has become an expert on Tax Increment Finance District analysis assisting over 125cities with strategic planning for TIF Districts. He is an Architectural Principal and Vice President at LHB. Michael completed a two-year Bush Fellowship, studying at MIT and Harvard in 1999, earning master’s degrees in City Planning and Real Estate Development from MIT. He has served on more than 50 committees, boards, and community task forces, including City Council President in Superior, Wisconsin, Chair of the Duluth/Superior Metropolitan Planning Organization, and Chair of the Edina, Minnesota Planning Commission. Most recently, he served as a member of theEdinacitycounciland SecretaryoftheEdinaHRA.Michaelhasalsomanagedanddesigned several award-winning architectural projects and was one of four architects in the Country to receive the AIA Young Architects Citation in1997. PHIL FISHER –INSPECTOR For 35 years, Phil Fisher worked in the field of Building Operations in Minnesota including White Bear Lake Area Schools. At the University of Minnesota,he earned his Bachelor of Science in Industrial Technology. He is a Certified Playground Safety Inspector, Certified Plant Engineer, and is trained in Minnesota Enterprise Real Properties (MERP) Facility Condition Assessment (FCA). His FCA training was recently applied to the Minnesota Department of Natural Resources Facilities Condition Assessment project involving over 2,000 buildings. EDA Special Meeting Packet Page Number 109 of 130 G2, Attachment 2 ATTACHMENTS We have attached a Building Code, Condition Deficiency and Context Analysis Report, Replacement Cost Report, Code Deficiency Report, and thumbnail photo sheets of the building. Please contact me at (612) 752-6920 if you have any questions. LHB, INC. MICHAEL A. FISCHER, AIA, LEED AP c:LHB ProjectNo.180643.01 M:\\18Proj\\180643\\400 Design\\406 Reports\\180643.01 (2024)\\Final Report\\180643.01 1946 English Street TIF Letter of Finding.docx EDA Special Meeting Packet Page Number 110 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 111 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 112 of 130 G2, Attachment 2 1946 English Street Redevelopment TIF District| 2024 Building Code, Condition Deficiency and Context Analysis Report Parcel A Moose Lodge Address:1946 English Street, Maplewood, Minnesota 55109 Parcel ID:152922230051 Inspection Date(s) & Time(s):September 20, 2024, 1:30 PM Inspection Type:Verification Summary of Deficiencies:It is our professional opinion that this building is Substandard because: INSPECTORS OBSERVATION LHBconducted a Building Code Deficiency inspection of the Moose Lodge located in Maplewood Minnesota on August 8, 2018, while it was still in operation. The purpose of that inspection was to determine if the property would meet the Minnesota requirements for Tax Increment Financing. Theinspector assessed the interior and exterior for code deficienciesand recordedthe physical conditionsof the property. Duringa more recentinspection conducted on September 20,2024, the inspectorwas able to verify that the buildinghas not been improved sincethe 2018 inspection.In addition, there is no record of building permits for any improvements to the property since the 2018 inspection. M:\\18Proj\\180643\\400 Design\\406 Reports\\180643.01 (2024)\\Building Reports\\1946 English St Building Report Redevelopment District.docx EDA Special Meeting Packet Page Number 113 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 114 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 115 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 116 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 117 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 118 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 119 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 120 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 121 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 122 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 123 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 124 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 125 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 126 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 127 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 128 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 129 of 130 G2, Attachment 2 EDA Special Meeting Packet Page Number 130 of 130