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HomeMy WebLinkAbout1992 11-19 City Council Special Meeting PacketAGENDA MAPLEWOOD CITY COUNCIL SPECIAL MEETING 4030 P.M., Thursday, November 19, 1992 Council Chambers, Municipal Building A. CALL TO ORDER B. PLEDGE OF ALLEGIANCE C. ROLL CALL D. AWARD OF BIDS I. Bid Award on 1992 Refunding Bonds N. ADJOURNMENT WOO AGENDA RO* AGENDA REPORT Action b Council TO: Cit Mana /6�r Endorsed— -FROKO Finance Director Modiff ied, ,RE: BID AWARD ON 1992 RBFUNDXHG BON D$ Rejected. Date DATE: November 16, 1992 On October 12th the Council g ave preliminar approval for the sale of $6,025,000 of refundin bonds. Additional information on the bond issues is in the attached report. The bids on these bonds are scheduled to be opened at 11.*00 a.m. on Thursda November 19th. A recommendation re the bid award will be made at the Council meetin b Jerr Shannon, of Sprin Incorporated. C: \WP5 \AGNi92BONDS J .� t ,Y AGENDA REPORT Action by C o un ci l I \ E ndorse d ,r r TO: City Manager Modif i e d�� ]Re FROM: — D at e .:. o -9 Finance Director RE: PRELIMINARY APPROVAL OF 1992 REFUNDING BONDS DATE: October 6, 1992 PROPOSAL It is proposed that two 1992 bond issues be approved to refinance at a lower interest rate existing debt. ' BACKGROUND Bonds were issued in 1986 and 1988 to finance public improvements. The outstandin g bonds for these issues total $4,335,000 and have an average interest rate of 7.56% and 7.23% g respectively. New bonds can be issued at an approximate rate of 5.25% to refinance this existing debt. The refinancing will save the City a pproximately y pp y over the next 18 years. The present value of these savings is $219,490. Tax increment bonds were also issued in 1986 by the City. The resent amount outstanding � P g is $1,485,000 and they have an average interest rate of 7.27%. New bonds can be issued at an approximate rate of 4.43% to refinance this existing debt. The refinancing ill save the Cit g y approximately $157,429 over the next 9 years. The present value of these savings is $133 The attached 24 -page report prepared by Springsted Inc. provides additional information. It also recommends a bid award on the bond sale at a special Council meetin g at 7:00 p.m. on Thursday, November 19th. Since there is a regular pre agenda meeting n the same d at 4 :30 g y p.m., it would be better to schedule the bid award at a special Council meeting t 4:30 p.m. and g P then adjourn to the regular pre- agenda meeting which has been the actice the past several years. P RECOMMENDATION It is recommended that the City Council (A) schedule a special Council meeting at 4 :30 P g p.m. on Thursday, November 19th for a bid award on the 1992 bond issues adopt the attached resolution which proves preliminary approval for the sale of $4,500,000 General Obligation h id lii w + Improvement Refunding Bonds and (C) adopt the attached resolution which rovides p relimin ary P P ary approval for the sale of $1,515,000 General Obligation Tax Increment Refundin g Bonds. WAAGM92BONDS i 1 Recommendations For C ity of Maplewood, innesota M $4,500,000 General Obligation Improvement Refunding. Bonds, Series 1992A $1,515,000 General Obligation Tax Increment Refunding Bonds, Series 19928 Study No. M1408 D7 /E1 SPRINGSTED Incorporated October 5, 1992 s S P R I N G ST E D 120 South. Sixth Street � Suite 2507 ,. U PUBLIC FINANCE ADVISORS Minneapolis, MN 55402 -1800 (612) 33.3 -9177 Fax: (61 2) 349 -5230 Home Office 85 East Seventh Place 16655 West Bluemound Road Suite 100 Suite 290 Saint Paul, MN 55101 -2143 Brookfield, WI 53005 -5935 (612) 223 -3000 Fax: (612) 223 -3002 (414) 782 -8222 Fax: (414) 782 -2904 6800 College Boulevard Suite 600 Overland Park, KS 66211 -1533 (913) 345 -8062 fax: (913) 345 -1770 October 5, 1992 1800K Street NW Suite 831 Washington, DC 20006.2200 (202) 466 -3344 Ma or Ga Bastian Fax (202) 223 -1362 Y rY Members, City Council Mr. Michael McGuire, City Manager Mr. Dan Faust, Finance Director City of Maplewood 1.830 East County Road B Maplewood, MN 55109 Re: Recommendations for the Issuance of: $4,500,000 General Obligation Improvement Refunding Bonds, Series 1992A $1,515,000 General Obligation Tax Increment Refunding Bonds, Series 1992B Introduction We respectfully request your consideration of our recommendations for the issuance of these bonds in accordance with the attached Terms of Proposal. The recommendations describe the financing plans to issue bonds to advance refund specific maturities of three of the City's outstanding bond issues. These recommendations will discuss each new bond issue separately and then address items common to both issues. $4,500,000 General Obligation improvement Refunding Bonds, Series 1992A (the "Series 1992A Bonds ") Plan of Refunding The 1992A Bonds will advance refund, by means of a crossover refunding, portions of the City's $3,265,000 General Obligation Improvement Bonds dated August 1, 1986 (the 11 1986A Bonds ") and $4,160,000 General Obligation Improvement Bonds dated August 1, 1988 (the 0 1988 Bonds "), as shown below. Total Amount of Maturities Issues to Dated Date Maturities to Date of Call Being Called be Refunded of Issues be Refunded for Redem tion for Redemption $3,265 G . O. . Improvement Bonds 8 -1 -1986 1997 -2006 2 -1 -1996 $1,815,000 s $4,160,000 G. Improvement Bonds 8 -1 -1 988 1997- 2008 8-1 -1996 $21520,000 r City of Maplewood, Minnesota October 5, 1992 The 1986A Bonds and 1988 Bonds were both originally issued to finance public improvements throughout the City. Based on current market conditions, it is ' our recommendation that the C' pro ceed �Y p ceed with the sale of a "crossover" refu bond issue that -would advance refund all of the callable maturities of the 1986A Bonds and the 1988 Bonds. These callable bonds are currently outstanding at net interest rates of 7.56% on the 1986A Bonds and 7.239 on the 1988 Bonds. We project that the 1986A Bonds and 1988 Bonds could be refunded at a net interest rate of approximately 5.25%, resulting in a total savings to the City, net of all costs of issuance, of approximately $423,892. The estimated resent value net savings is $219,4900 P 9 In a crossover refunding, the proceeds of the refunding issue bonds are -.laced i a 9 ) p n n escrow account with a major bank and invested in government securities. These securities and their earnings are structured to pay debt service on the new bonds until the resp ective call dates on the 1 • P 986A Bonds and 1988 Bonds, at which time the escrow account will crossover and pay the remaining principal of the original issues by calling in all of the remainin g "called" maturities. The City will continue to collect taxes and special assessments to pay debt service on the original issues through their respective call dates. The City will then crossover and begin levying for the debt service on the new issue. Refunding Analysis Appendix I is a combined analysis of the two individual issues being refunded. Appendices II and. 111 are the individual analytical summaries of. each of the issues being refunded. Schedule. A in Appendices 11 and III show the debt service on the refunded bonds as each now exists. Schedule B shows the estimated debt service for that portion of the new crossover refunding bonds attributable to each refunded issue. Schedule C is the individual anticipated annual savings analyses based on current rates in the bond market. Please note that Schedule C of Appendix III shows a negative savi amount of $195,906 in the 1997 maturi and a large savings of $217,823 in 2009. These amou occur because the 1988 Bonds were on an August 1, principal payment schedule and the 1992A Bonds are on a Februa ry 1 principal payment schedule. Amortization Schedule This refunding (new) issue will be dated December 1, 1992 and will mature February 1, 1997 through 2008 as shown in Column 3 of Appendix 1. Interest on these bonds due August 1, 1993 through February 1, 1996 will be payable solely from the escrow account, as discussed previously, established upon the sale of this issue. Interest on these bonds due August 1, 1996 will be payable from a combination of escrow monies and new tax levies filed for this issue. Thereafter, beginning with the February 1, 1997 principal and interest payment, the debt service on this issue will be made entirely from annual tax levies. The 1992A Bonds as now structured includes an additional $165,000 which will be used to pay for all costs of issuance, including bond discount and rating ees, and to supplement the 9 PP escrow account because of yield restrictions. All savings estimates are net of all these costs. The actual underwriters discount on the Series 1992A Bonds, and actual cost of issuance, may differ from the assumptions made in these recommendations. The amount of money needed in the escrow account may also differ from the amount projected because of interest rate fluctuation. Therefore, we have included a provision in the offering to permit the City to increase or decrease the principal in any of the maturities in a total amount not to exceed $300,000 to offset any fluctuation. Page 2 City of Maplewood, Minnesota October 5, 1992 Prepayment Option We recommend bonds maturing on or after February 1,.2002 be subject to payment in advance of , their stated maturities on February 1, 2003 and any date thereafter at a price of par and accrued interest. This call feature will permit the refinancing or prepayment of the bonds if future circumstances warrant. $1,515,000 General Obligation Tax Increment Refunding Bonds, Series 1992B (the "Series 1992E Bonds") Plan of Refundin On August 1, 1986 the City issued $2,490,000 General Obligation Tax Increment Bonds (the 8 1986B Bonds ") for the purpose of financing public improvements to tax increment districts within the City's Development District No. 1. The net interest rate on the callable 1986B Bonds, those maturing in 1994 through 2001 in the principal amount of $1,485,000, is 7.27%. Based on current market conditions, it is our recommendation the City also proceed with the sale of this current refunding. We estimate the 1986B Bonds can be refunded at a net interest rate of 4.43% resulting in a total savings to the City of approximately $157,429. The estimated present value savings is $133,257. This issue is considered a "current" refunding since the 1986B Bonds will be called within 90 days of the issuance Of the 1992B Bonds. The 1986B Bonds maturing in the years 1994 through 2001 will be called and prepaid on the next payment date of February 1, 1993. The City will make the February 1, 1993 principal and interest payment on the 1986B Bonds as originally planned and will begin to pay debt service on the Series 1992B Bonds on August 1, 1993. Refundina Analy /Amortization Schedule .Appendix IV is an analytical summary of the refunding. Schedule A of Appendix IV shows the debt service on the 19866 Bonds as it now exists. Schedule B represents our recommended maturity schedule for this issue. The Series 1992B Bonds will be dated December 1, 1992 and will mature each February 1, 1994 through 2001. Debt service is expected to be paid from tax increment collections, as originally pledged to the 1986E Bonds. Schedule C shows the estimated annual savings. The Series 1992B Bonds as Structured include an additional $30,000 which will be used to pay for all costs of issuance, bond discount and rating fees. All savings estimates are net of these costs. To account for the actual underwriter's discount on the Series 1992B Bonds and actual costs of issuance, we have included a provision in the Offering to permit the City to increase or decrease the principal in any of the maturities, not to exceed $50,000, to offset any fluctuation. Prepayment Option Because of the rapid retirement of the Series 19928 Bands coupled with the low interest rates currently being received in the bond market, it is our recommendation that the Series 19926 Bonds not be subject to call so that maximum marketability is achieved. Page 3 r City of Maplewood, Minnesota October 5, 1 992. Items Common to Both Issues Allowan for Discount Included in the principal amount of each issue is a provision for discount bidding in an amount representing $13 per $1,000 bond for the Series 1992A Bonds and $9 per $1,000 bond for the Series 1992E Bonds. The discount is a means of providing the underwriters with all or part of their working capital and /or profit for purchasing the bonds and permits them to reoffer the bonds at or close to a par scale. This marketing tool has been used with past issues of the City and we recommend its continued use herein. Creddit. Rating In order to maintain a credit rating from Moody's Investors Service and Standard and Poor's corporation, it is necessary that applications be made for ratings on these issues. We will assist the City in providing the rating agencies with the necessary data upon which they will make their rating analysis and make the application on your behalf. Rebate-Arbitrage The Series 1992A Bonds and Series 1992B Bonds are subject to the Tax Reform Act of 1.986 and 1989 amendments. The 1986 Act and 1989 amendments modified rebating arbitrage requirements to the Treasury. Generally speaking, all profits (the Y arbitra 9 a ield difference P between the earnings "on the investments and the yield on the bonds) must be rebated to the Treasury. There are some exemptions to the rebate requirement on refunding bonds for which these issues qualify. One source of rebate would be on investment earnings on bond proceeds invested longer than six months. The City will not owe any rebate on investment of bond proceeds because .proceeds from the Series 1992E Bonds will be spent within six months and the Series 1992A Bonds will be invested at a yield equal to or less than the bond yield, thus creating no arbitrage. Another potential source of rebate is the individual debt service funds to pay debt service on the new bonds. The City will be exempt from rebate from this source so long as it maintains a "bona fide" debt service fund. A bona fide debt service fund requires that no more than 13 months of debt service money be accumulated. Bank Qualification Prior to the adoption of the Tax Reform Act, financial institutions were generally permitted to deduct 80% of their interest expense allocable to tax - exempt obligations. Under the Act, however, financial institutions are generally not entitled to such a deduction for tax - exempt obligations purchased after August 7, 1986. There is an exemption to this for issuers of less than $10,000,000 of tax - exempt bonds during the calendar year, incidentally, pursuant to the Act, because the Series 1992A Bonds are an advance crossover refunding they count towards the $10,000,000 exemption. The Series 1992B Bonds will not count because they are a current refunding. Therefore, these bonds meet the $10,000,000 exemption if the City does not incur any additional tax - exempt indebtedness in calendar year 1992 that in aggregate with the Series 1992A Bonds exceeds $10,000,000. The effect of this is that the bonds are more attractive to financial institutions which creates greater competition and may lower the interest rates. Typically, these "bank-qualified" bonds receive interest rates lower than bonds which are not bank- qualified. We have taken this into consideration in our estimates. Page 4 City of Maplewood, K44 inesota . If October 5, 1992 Ter ms of PrOQOSal The 1991 Legislature amended bond sale procedures to permit the non - public issuance of obligations if the issuer retains an independent financial advisor. Springsted remains a proponent of competitive bidding but sees some advantages to the new legislation. We recommend a competitive negotiated sale where all bidders reasonably expected to compete for an issue are notified of the pending sale and. competitive bids are received but no legal advertisement is published. The issuer benefits from eliminating the publication costs and any risk of having an issue delayed due to the time required for publication, or the inadvertent failure of a legal notice to be published. In our ever changing industry published notices are no longer a. critical source of information for bidders. Other than for publication you should see no change in your issuing procedures or in the bidding results. Sale Process The "Sure -bid" program of guaranteeing delivery of a good faith check will again be offered to prospective bidders as it was in the City's last bond issue. We have allowed for its use in the Terms of Proposal, attached to these recommendations. We recommend the Series 1992A Bonds and Series 1992E Bonds be offered for sale on .Thursday, November 19, 1992 at 11:00 A.M. During the remainder of the day, S rin sted Y P 9 Incorporated will make the necessary calculations in order to determine the benefits of the refundings. We will then present the bids and our recommendations to the City Council at 7:00 P.M. later that day. Proceeds will be available in mid December to complete the refunding program. Respectfully submitted, SPRINGSTM Incorporated mnic Page 5 City of Maplewood, Minnesota General Obligation Improvement Refunding Bands, Series 1992A Cc;mbined .Analysis Refunds: G.O. Improvement Bonds of 1966 & 1988 3 Dated: 12/1/92 Mature: 2/1 Levy Mat Year Year ( ( 1991 1993 1992 1994 1993 1995 1994 1996 1995 1997 1996 1998 1997 1999 1998 2000 1999 2001 2000 2002 2001 2003 2002 2004 2003 2005 2004 2006 2005 2007 2006 .2008 2007 2009 2008 2010 Totals: Series 1992A Bonds -- Comb Curre Statu Principal Rates Total Refunding Interest Debt Service Non - refunded Debt Service Less: 1992A Interest Paid From Escrow Net Total Debt Service After Refunding ( ( ( ( ( ( ( 0 0.00% 0 0 388,475 0 388,475 0 0.00% 257,534 257 788,921 (257,534) 788,921 0 0.00% 220 220 754,230 (220 754,230 0 0.00% 220 220 743,970 (220,743) 743,970 425,000 4.00% .220 645,743 296 (65,943) 876 440 4.20% 203 643,743 603,511 643 435,000 4.40% 185,263 620,263 ' 620 425 4.60% 166,123 591,123 `45 .... 591,123 415 4.80% 146 561 463,846 x;258: 561 410,000 4.95% 126,653 536,653 233,415y8'1: 536,653 405,000 5.10% 106,358 511 511 385 5.30% 85 470 470 380 5045% 65 445,298 445 375,000 5.60% 44,588 419 419 205 5.75% 23,588 228 228 200,000 5.90% 11,800 211,800 211,800 0 0.00% 0 0 0 0 0.00% 0 0 0 4,500,000 2,085,453 6,585 2 (764,963) 8,792,624 Bond Years: 40 Annual Interest: Avg. Maturity: 9.07 Plus Discount: o) Average Annual Rate: 5.107% Net Interest: T.I.C. Rate: 5.261% N.I.C. Rate: Prepared 05- Oct -92 SPRINGSTED incorporated Excess Proceeds 2,085 Funds From Issuer: 58,500 Total Savin g s: 2,143,953 1986A & 1988 r1 p ��423,892� Existing 216; 93 ......... An nuat Debt Service Svin$a ( 388,475 788,92.1 1 754,230- � 743,970 702 117 - 3 686,591 �42�&4�� 664,57644311' ... . ................. * 631, 605 X0;4 82:: 603,511 `41 575,205 38;552: ' 551 ::4;153: 517,277 `45 .... 488,140 4,842' 463,846 x;258: 249 20 42a 233,415y8'1: .. .............. ........ 217 21 7' 29 .............................. 9,260,905 488262: Excess Proceeds 2,085 Funds From Issuer: 58,500 Total Savin g s: 2,143,953 ::�,4�2: X47;851 r1 p ��423,892� 5.250% Present Value of Savings: 216; 93 APPENDIX 11 Maplewood, Minnesota G.O. Improv. Refunding Bonds, Series 1992A Full Crossover Advance Refunding of G.O. Improvement Bonds of 1986A Even Annual Savings Structure Issuer Funds R wired: 647,850.60 Date of Bonds: 12101/92 Relive Date: 12/15/92; Refunded Cali Date: 02/01/96; 1st Callable Date: 02/01/971 Comparison: Refunded Refundin Principal: 1 1,850,000 -Bond Years: .15 15,648.33 Avg. Maturity: 8.676 8.458 NIC: 7.566 % 5.12996 otai Net Savinpa t80 008:90 .......... .......... r889At MUO�iAVIn� � "lOS,Oi+R.95 ............. ........................ ............. . ...... .. .. .................. Pre 10p6l9¢ By SPRINGSTED Incaporatod Page 7 .Maplewood, Minnesota G'60164- improvement Bonds of 1986A Existing Debt Serv Schedule A. Date Principal Rate Interest Semi- Annual Prepared: 10/05/92 By SPRINGSTED Incorporated. 02/01/93 180 5.400 92,407.50 08/01/93 86,647.50 02J01/94 180 6.600 86,647.50 08/01/94 80,707.50 02/01/95 180 6.800$ 80,707.50 08/01/95 74,587.50 02/01/96 185,000.00 7*000% 74,587.50 08/01/96 68,112.50 02/01/97 180 7.100$ 68,112.50 08/01/97 61,722.50 02/01/98 180 7*250% 61,722.50 08/01/98 55,197.50 02/01/99 185,000.00 7.400$ 55 08/01/99 48,352.50 02/01/2000. 180 7.500$ 48,352.50 08/01/2000 41,602950 02/01/2001 180 7.500$ 41,.602.50 08/01/2001 34,852.50 02/01/2002 180,000.00 7.6004; 34,852.50 08/01/2002 28,012950 02/01/2003 � 185,000.00 7e600% 28,012.50 08/01/2003 20,982.50 02/01/2004 180,000.00 7e700% 20,982.50 08/01/2004 14,052.50 02/01/2005 180,000.00 7.700$ 14,052.50 08/01/2005 7,122.50 02/01/2006 185,000.00 7.700$ 7,122.50 TotaLl s 2 1,336,312.50 Bond Years. Avg. Mat..: 16,963.33 All lower calculations 6.678 are made from the date 7.514% of the refunding bonds 272,407.50 86,647.50 266,647.50 80,707.50 260,707.50 74,587.50 259,587.50 68,112.50 248,112.50 61, 722.50 241,.722.50 55,197.50 .240,197o 48,352.50 228,352.50 41,602.50 221,602. 34,852.50 214, 852.50 28,012.50 213, 012.50 ,20,982.50 200,982.50 14,052.50 194,052.50 7,122.50 192,122.50 .Annual 272,407.50 353 341, 415, 00 334,175.00 316, 225.. 00 303,445 0.0 295 276,705.00 263,205.00 249,705.00 241,025. 221,965.00 2 08,105.00 199,245.00 3 , 876, 312.50 3 , 876, 312 .50 Refunded Bonds Only Avg. Mat..: 8.676 NIC .......: 79566 Page 8 r•' Maplewood, Minnesota G.O. Improv. Refunding Bonds, Series 1992A Refunding Debt . Service Schedule B Date Principal Rate Interest 08/01/93 59,236.67 02/01/94 44,427.50 08/01/94 44,427.50 02/01/95 44,427.50 08/01/95 44,427.50 02/01/96 44,427.50 08/01/96 44,427.50 02/01/97 205,000.00 4.000$ 44,427.50 08/01/97 40,327.50 02/01/98 200,000.00 4.200$ 40,327.50 08/01/98 36,127.50 02/01/99 200,000.00 4.400$ 36 08/01/99 31,727.50 02/01/200'0 190,000.00 4.600$ 31,727.50 08/01/2000 27,357.50 02/01/2001 185,000.00 4.800$ 27,357.50 08/01/2001 22,917.50 02/01/2002 185 4.950$ 22,917.50 08/01/2002 18,338975 02/01/2003 185,000.00 5.100$ 18,338.75 08/01/2003 13,621.25 02/01/2004 170,000.00 59300$ 13,621.25 08/01/2004. 9 02/01/2005 165 5.450$ 9,116.25 08/01/2005 4 02/01/2006 165,000.00 5.600$ 4,620.00 Totals 1,850,000.00 J Bond Years: 15,648.33 Avg. Mat... 8.459 NIC.......: 5.129% 778,536.67 * Paid by escrow. All other payments wade by the issuer. Prepared: 10/05/92 By SPRINGSTED Incorporated Semi - Annual 59,236.67 44,427.50 44,427.50 44,427.50 44,427.50 44,427.50 44,427.50 249,427.50 40,327.50 240,327.50 36,127.50 236,127.50 31,727.50 221,727.50 27,357.5.0 212, 357.50 22,917.50 207,917.50 18,338.75 203,338.75 13, 621.25 183,621.25 9,116.25 174,116.25 4, 620.00 169,620.00 Annual 103,664.17 88,855 * 00 88,855.00 293 , 855.00 280, 655.00 272,255.00 253,455.00 239,715.00 230,835.00 22 1,677.50 197,242 50 183,232.50 174,240.00 2,628,536.67 Bond Date.: Delivery • Bond Yield: 2 1 628,536.67 12/01/92 12/15/92 4.94375$ Page 9 , Maplewood, Minnesota 2 3 3 227,857.50 Prepared. 10/05/92 - G.O. Improv. Refunding Bonds, Series 19 Annual Savings Analysis Funds from Issuer....: (47,850.60) 8 SPRINGSTED Y Inc orporated 105,013.95 Funds to Sinking Fund: Schedule C P.V. Ref. Int. 19.22% Total Net Savings....: 180,006.90 Non- Refunded -. Refunding 9 otal New ' Existing .Savings Date Debt Service Debt Service Debt Service Debt Service or (Loss) { (2) (3) (4) (5) (6) €� 02/01/93 08/.01/93 272, 407.50 .272, 407.50 272, 407.50 r' 02/01/94 353,29.5.00 353,295.00 353,295.00 08/01/94 i 02/01/95 341 415.00 341,415.00 341,415.00 08/01/95 � 02/01/96 334 175.00 . 334 334,175.00 08/01/96 02/01/97 293, 855.00 293, 855.00 316, 225.00 22370.00 ' 08/01/97 {� 02/01/98 280,655.00 280,655.00 303 22 790.00 • 08/01/98 02/01/99 272,255.00 272 255.00 295 39 , 5.00 2 3 ,14 0.00 E 08/01/99 02/01/2000 f 253 455.00 253 455, 00 276,705.00 23 08/01/2000 Y 02/01/2001 239,715.00 239,715900 263,205.00 23 s 08/01/2001 x� 02/01/2002 230;, 835.00 230, 835.00 249, 705.00 18 870.00 ' 08/01/2002 - 02/01/2003 22.1, 677.50 221 677.50 • 241 025.0 , 0 19,347.50 {� 08/01/2003 il 3a 02/01/2004 197, 242. 197 242.50 221 965.00 � 24 722.50 ' 08/01/2004 T 02/01/2005 183,232.50 183,232.50 208,105.00 24 $72.50 ' 08/01/2005 - - 02/01/2006 �i 174,240.00 174, 240.00 199, 245.00 25 005.00 Totals J 1 2 3 3 227,857.50 Present Value Rate...: 4994375% Funds from Issuer....: (47,850.60) Present Value Savings: 105,013.95 Funds to Sinking Fund: As of P.V. Ref. Int. 19.22% Total Net Savings....: 180,006.90 Page 10 APPENDIX of . Maplewood, .Minnesota G.O. Improv. Refunding Bonds,, Series 1992A Full Crossover Advance Refunding of G.O. Improvement Bonds of 1988 Even Annual Savings Structure Issuer Funds - Required: 50.00 Date of bonds: 12/01/92 Delivery Date: 12/15/92 Refunded Call Date: 08/01/96 1st Callable Date: 08/01/97' Comparison: Refunded Refundin Principal: 2 2 Bond Years: 25, 620.00 25,185.67 Avg. Maturity: 1 0.167 9.504 NIC: 7.237%1 5.326° Tptat Net Savings 243,8B5.52 ...... ...................... ........... Present Value Savings. � 14,476.2b ......... ................... .. A X of <P.V. Ref fii. � �" � - •14.30°.6 ..... Prepared: 10/45/92 By SPRINGSTED Incorporated Page 11 ;Maplewood, Minnesota G.O. Improvement Bonds of 1988 Existing Debt Service Date 02/01/93 08/01/93 02/01/94 08/01/94 02/01/95 08/01/95 02/01/96 08/01/96 02/01/97 08/01/97 02/Ol/98 08/01/98 02/01/.99 08/01/99 02/01/2000 08/01/.2000 02/01/2001 08/01/2001 02/01/2002 08/O1/2Q02 02/01/2003. 08/01/2003 02/01/2004 08/01/2004 Q2/Ol/2005 08/01/2005 02/01/2006 . 08/01/2006 02/01/2007 08/01/2007 02/01/2008 08/01/2008 02/01/2009 Totals f 1 Bond 'Years : Avg. Mat..: C........ Prepared:- 10/05/92 By SPRINGSTED Incorporated Schedule A Principal Rate Interest Semi - Annual Annual 3 2,044,585.00 5 5 27,386967 All lower calculations Refunded Bonds Only 8.2 0 0 are .made from the date Avg . Mat.,.: 10s167 7.183% of the refunding bonds NIC... ...: 7.237 Page 12 Oft 116,067.50 116,067.50 116,067.50 210,000.00 6.200% 116,067.50 326,067.50 109 , 557.50 109 , 557.50 4 3.5 , 62 5.00 200 6.30.0% 109 309,557.50 103,257.50 103,257.50 4 12.,815.00 210, 000.00 6.400% . 103 , 257.50 313 , 257.50 96,537.50 96,537.50 409,795.00 200,000.00 6.500% 96,537.50 296,537950 90,037.50 90,037,50 386,575.00 210,000.00 6.600% 90,037.50 300,037.50 83,107.50 83,107.50 383,145.00 210, 000.00 6.700$ 83 ,107. `50 293 ,107.50 76 76,072950 369,180900 210,000.00 6.900% 76,072.50 286,072.50 68,827.50 68,827950 354,900.00 210,000.00 7,000% 68,827950 278,827.50 61, 477.50 61, 477.50 340 210,000.00 7.100% 61,477.50 271,477950 54,022.50 54,022950 325,500.00 210,000900 7.200% 54,022.50 264,022.50 46,462.50 46,462.50 3 10 210, 000.00 7.250% 46, 462.50 256, 462.50 38,850.00 38 295,312.50 210,000.00 7,300% 38,850.00 248,850900 31,185.00 31,185900 280,035.00 210, 000.00 7.400% 31,185.00 241,185900 23,415900 23 , 415.00 264,600.00 210 7.450% 23,415900 233 15,592.50 15,592.50 249,007.50 210,000.00 7.400% 15,592.50 225,592.50 7,822.50 7,822950 233 210 7.450$ 7 217,822.50 217 , 822.50 3 2,044,585.00 5 5 27,386967 All lower calculations Refunded Bonds Only 8.2 0 0 are .made from the date Avg . Mat.,.: 10s167 7.183% of the refunding bonds NIC... ...: 7.237 Page 12 Oft Maplewood, Minnesota G.O. Improv. Refunding Bonds, Series 1992A Refunding Debt Service Date 08/01/93 02/01/94 08/01/94 02/01/95 08/01/95 02/01/96 08/01/96 02/01/97 08/01/97 42/01/98 08/01/9.8 02/01/99 08/01/99.. 02/01/2000 08/01/2000 02/01/2001 08/.01/2001 02/01/2002 08/01/2002 02/01/2003 08/01/2003 02/Ol/20Q4 08/01/2004 02/01/2005 08/01/2005 02/03/2006 08/01/2006 02/01/2007 08/01/2007 02/01/2008 Totals Bond Years: Avg, Mat..: NIC.......: Principal 220,000.00 240,000.00 235, 000.00 235,000.00 230,000.00 225,000.00 220,000.00 215, 000.00 215,000.00 210, 000.00 205, 000.00 200,000.00 2 25,186.67 9.504 5.326% Schedule B Rate Interest 4.000$, 49200.% 4.400$ 4.600% 4.800% 4.950% 5.100% 5.300% 5.450% 5.600% 5.750% 5.900% 87,925.00 65,943.75 65,943.75 65,943.75 65,943.75 65,943.75 65,943.75 65,943.75 61,543.75 61,543.75 56 , 503.75 56,503.75 51,333.75 51,333.75 45,928975 45,928.75 40,408.75 40,408.75 34,840.00 3.4,840.00 29,230.00 29,230.00 23,532.50 23,532.50 17,613.75 17,673.75 11,793.75 11,793.75 5,900.00 5,900.00 1,306,908975 * Paid by escrow. All other payments made by the issuer. Prepared: 10/05/92 By SPRZNGSTED Incorporated Semi- Annual 87, 925.00 65,943.75 65, 943.75 * 65,943.75 65,943.75 55,943.75 65,943.75 285,943.75 61,543.75 301,543.75 56 , 503 , 75 291, 503.75 51,333.75 286,333.75 45,928.75 275,928.75 40,408.75 265,408.75 34, 840.00 254,840 *00 29,230.00 244,230.00 23,532.50 238,532.50 17,673.75 227,673.75 11,793.75 216,793.75 5,900.00 205,900.00 3,956,908.75 Bond Date.: Delivery... Bond Yield: Annual 153 ,.868.75 13 1,887.50 13 1,887.50 351,887.50 3 63 , 087.50 348,007.50 337,667.50 321,857.50 3 05,.817.5.0 2 8 9, 68 0.00 273,460.00 2 62, 065.00 24 5,347.50 228,587.50 211, 800.00 3,956 12/01/92 12/15/92 5.14588$ Page 13 'Maplewood, Minnesota.., Prepared. 10/05/92 G.O. Improv Refunding Bonds, Series 19 Annual Savi By SPRINGSTED Incorporated nsAnl Savings or (Loss) (6) (195,906.25) 20,057.50 21,172.50 17,232.50 18,447.50 19,682.50 20,805.00 21,852.50 17, 970.00 19,252.50 20,420.00 21,615,00 217,822.50 Totals 1,670,840,00 3,473,321925 5,144,161.25 5 240,423.75 Present Value Rate...: Schedule C Present Value Savings: Non - Refunded Refunding Total New Existing Date Debt Service Debt Service Debt Service Debt Service Page 14 (2) (3) (4) (5) D2/01/93 116,067.50 116,067.50 116,067.50 08/01/93 02/01/94 435,625.00 435 435,625.00 08/01/94 02/01/95 412,815.00 412,815.00 412,815.00 08/01/95 02/01/96 409,795.00 409,795.00 409 08/01/96 02/01/97 296,537.50 285,943.75 582,481.25 386,575.00 08/01/97 02/01/98 363,087.50 363,087.50 383,145.00 08/01/98 02/01/99 348,007.50 348,007.50 369,180.00 08/01/99 02/01/2000 337,667.50 337,667.50 354,900900 os /oi /2000 02/01/2001 321,857.50 321,857.50 340,305.00 08/01/2401 02/01/2002 305,817.50 305,817.50 325,500.00 08/01/2002 02/01/2003 289,680.00 289 310,485.00 08/01/2003 02/01/2004 273,460.00 273,460.00 295,312.50 08/01/2004 02/01/2005 262,065900 262,065.00 280,035900 08/01/2005 02/01/2006 245,347.50 245,347.50 264,600.00 08/01/2006 02/01/2007 228,587.50 228,587.50 249,007.50 08/01/2007 02/01/2008 211,800.00 211,800.00 233,415.00 08/01/2008 217,822.50 Savings or (Loss) (6) (195,906.25) 20,057.50 21,172.50 17,232.50 18,447.50 19,682.50 20,805.00 21,852.50 17, 970.00 19,252.50 20,420.00 21,615,00 217,822.50 Totals 1,670,840,00 3,473,321925 5,144,161.25 5 240,423.75 Present Value Rate...: 5.14588$ Excess Proceeds......: 3,461.77 Present Value Savings: 114,476.20 Funds to Sinking Fund: As % of P.V. Ref, Int: 14.30$ Total Net Savings....: 243,885.52 Page 14 APPENDIX IV Maplewood Minnesota G.O. TIF Refunding Bonds, Series 19928 Prepared: 10/05/92 By SPRINGSTED Incorporated Current Refunding Summary Partial Current Refunding of G.O. Tax Increment Bonds, Series 19866 Even Annual Savings Structure , Refunding Bond Rabn : Aa Date of Bonds: 12/01/92 Deliv Date: 12/15/92 .Refunded Call: 02/01/93 1 at Callable 02/01 Refunding Delivery Date S / Uses Sources of Funds on: 12/15/92 Refunding Principal: 1 Accrued Interest: 2,311.95 Total Sources of Funds: 1, 517, 31 1.95 1 Interest: 472 Uses of Funds on: 12115/92 Discount @ $19.00: 13,635.00 Acc. Int & Unused Disc: 2,311.95 Refunding Expenses: 19,946.88 Investment to Call Date: 1 Total Uses of Funds: 1, 517 311.95 Refunded / Refunding Bond Com arison As of: Refunded Refunding 12/01/92 Statistics Statistics Principal: 1 1 Interest: 472 271 Bond Yrs: 6 6 Avg. Mat: 4.379 4.256 NIC: 7.27% - 4.4396 Refunded Bond Call Date Sources / Uses Sources of Funds on: 02/01/93 Invest Proceeds Mature: 1,481,416.12 Inv. Earnings @ 2.80%: - 5, 300.18 Funds from Issuer: 1 Total Sources of Funds: 1,486,716-30 :?resent' Vs1 u e Sa "O .. 20 %0 :: 33 257.8 Uses of Funds on: 02/01 /93 Refunded Principal: 1,485, 000.00 Refunded Call Premium: Excess Proceeds: 1 t 71 6.30 Total Uses of Funds: 1,48 716.30 Total Net Savings/Prese Va lue Savings Future Savings: 153 Less Funds-From Issuer: Pius Accr. In t. to D/S Fund: 2 Pius Exc. Proc. to D/S Fund: 1 otaf t�et `Sayan . 5 429.82 :?resent' Vs1 u e Sa "O .. 20 %0 :: 33 257.8 : :% df P: . `Refunded lit : : 33.23% Page 15 *Maplewood, Minnesota G.O. Tax Increment Bonds, Series 1986E Existing Debt Service Date Principal 02J01/93 220,000.00 08/01/93 Semi - Annual 02/01/94 230,000.00 08/01/94 279 42/01/95 240 08/01/95 52,772.50 02/01/96 155,000.00 08/01/96. 282, 772.50 02/01/97 165,000.00 08/01/97 45,182.50 02/01/98 180,000000 08/01/98 285,182.50 02/01/99 195 08/01/99 - 3:7 02/01/2000 210,000000 08/O1/2000 192, 022.50 02./01/2001 110 Prepared: 10/05/92 By SPRINGSTED Incorporated Schedule A 1, 705,000.00 515,122.50 Rate Interest Semi - Annual Annual 5.400% 59 279 279 Avg. Mat..: 49379 52,772.50 52,772.50 of the refunding bonds 6.600$ - 52, 772.50 282, 772.50 335, 545.00 4 5,182.50 45,182.50 6.800$ 45,182:.50 285,182.50 330,365.00 37,022.50- 3:7 7.000% 37, 022.50 192, 022.50 229 00 31,597.50 31,597950 7.100$ 31 196,597.50 228,195.00 25,740.00 25,740.00 7.250% 25, 740.00 205, 740.00 231, 480.00 19,215600 19 7.400$ 19,215.00 214,215.00 233,430.00 12 12 7.500$ 12,000.00 222 1 000.00 234 4 ,125. o0 4 ,125.0a 7.500$ 4 114,125.00 118 Totals r 1, 705,000.00 515,122.50 2,220,122.50 2 a Bond Years. 6,539.17 All lower calculations Refunded Bonds Only :Avg. Mat:.: 3.835 are made from the date Avg. Mat..: 49379 NIC.......: 7.268% of the refunding bonds NIC.......: 7.273 Page 1.6 Date- Principal 08/01/93 '29,725.00 02/01/94 245,000.00 08/01/94. 25,927..50 02/41/95 260,000.00 08/01/95 21, 507.50 02/01/96 165,000900 08/41/96 18,455.00 02/01/97 170,000000 08/01/97 15 02/01/9.8 185,000.00 08/01/98 11,170.00 02/01/99 195,000.00 08/01/99 6 02/01/2000 200,000000 08/01/2000 2,280.00 02/01/2001 95,000.00 Totals Bond Date. Avg.. Mat..: NIC.......: 1,515,000.00 12/01/92 4.256 4.429$ Schedule B Rate Interest 27 1,908.33 Semi- Annual 39, 633.33 274, 725.00 25,927.50 285,927.50 21,507.50 186,507.50 18,4 55.00 188,455900 15 , 055 00 200,055.00 11,170.00 206,170.00 6,880.00 206,880.00 2,280 oo 97,280.00 1 Delivery... Discount.$: Bond Yield: Annual 314,358.33 311,855.00 208,015000 206,910.00 215 ,110.00 217,340.00 213,760.00 99, 560.00 1 12/15/92 0.90000$ 4.19593$ Page 17 9,633.33 3.100% '29,725.00 2 5,927.50 3.400% 25,927..50 2 1,507.50 3.700$ 21, 507.50 1.8,455.00 4.000% 18,455.00 15,055.00 4.200$ 15 11,17 0.00 4.400$ 11,170.00 6,880.00 40600$ 6 2,280.00 4.800$ 2,280.00 27 1,908.33 Semi- Annual 39, 633.33 274, 725.00 25,927.50 285,927.50 21,507.50 186,507.50 18,4 55.00 188,455900 15 , 055 00 200,055.00 11,170.00 206,170.00 6,880.00 206,880.00 2,280 oo 97,280.00 1 Delivery... Discount.$: Bond Yield: Annual 314,358.33 311,855.00 208,015000 206,910.00 215 ,110.00 217,340.00 213,760.00 99, 560.00 1 12/15/92 0.90000$ 4.19593$ Page 17 s _ Maplewood,. Minnesota 279, 812.50 2 066, 720.83 2, 220,122.50 Prepared. 10/05/92 G .O. T I P Re funding - Bands, - -- Annual Savings Analysis _Se_res_ - 1-9928 - -- - - 8 - SP- RIHGST- _ y ED _ - - - - rpor - - - Incoated Value Savings: 133,257.81 Schedule_ C 2 As % of P.V. Ref. Int: Refunding Hon- Refunded Total New Existing Savings Date Debt Service Debt Service Debt Service Debt Service or ( Loss) l ( 2) C C (5) ( 6 ) 02/01/93 279 , 812 . 50 279 812.50 279 812.50 08/01/93 02/01/94 314, 358.33 314 3 8 5 .33 335,545.00 21 08/01/94 02/01/95 311,855.00 311 330 18 , 510.00 08/01/95 02/01/96 208 - 015. 208, 015.00 229 045.00 � 21, 030.00 08/01/96 02/01/ 206,910.00 206,9100 228,195.00 21 • 285.00 08/01/97 02/01/98 215,110900 215,110.00 231,480.00 16,370.00 08/01/98 02/01/99 217,340.00 217,340.00 233,430.00 16 090.00 08/01/99 02/01/2000 j 213, 760.00 213, 760.00 234, 000.00 20 240.00 08/01/2000 02/01/2001 99, 560.00 99,560.00 118,250.00 18 690.00 Totals 1, 786, 908.33 279, 812.50 2 066, 720.83 2, 220,122.50 153, 401.67 If .Present Value Rate...: 4.1959% Exc. Pro. to D/S Fund: 1,716.30 Present Value Savings: 133,257.81 Acc. Int. to D/S Fund: 2 As % of P.V. Ref. Int: 33.23% Total Net Savings....: 157,429.92 Page 18 • THE CITY HAS AUTHORIZED SPRINGSTED INCORPORATED TO NEGOTIATE THIS ISSUE ON. ITS BEHALF. PROPOSALS WILL BE RECEIVED ON THE FOLLOWING BASIS: TERMS OF PROPOSAL $4,5►�,OaO* CITY OF MAPLEWOOD, MINNESOTA GENERAL OBLIGATION IMPROVEMENT REFUNDING BONDS, SERIES 1992A Proposals for the Bonds will be received by the City Clerk or her designee on Thursday, November 19,1992, until 11:00 A.M., Central Time, at the offices of Springsted Incorporated, 85 East Seventh Place, Suite 100, Saint Paul, Minnesota, after which time they will be opened and tabulated. Consideration for award of the Bonds will be by the City Council at 7:00 P.M., Central Time, of the same day. DETAILS OF THE BONDS The Bonds will be dated December 1, 1992, as the date of original issue, and will bear interest payable on February 1 and August 1 of each year, com mencing August 1, 1993. Interest will be computed on the basis of a 364 -day year of twelve 30-day months. The Bonds will be .Issued in the denomination of $5,000 each, or in integral multiples thereof, as requested by the purchaser, and fully registered as to principal and interest. Principal will be payable at the main corporate Office of the registrar and interest on each Bond will be payable by check or draft of the registrar mailed to the registered holder thereof at the holder's address as it appears on the books of the registrar as of the close of business on the 15th day of the immediately preceding month. The Bonds will mature February 1 in the years and amounts as follows: 1997 $425,000 2001 $415,000 2005 $380,000 1998 $440,000 2002 $410,000 2006 $375,000 1999 $435,000 2003 $405,000 2007 $205 2000 $425,000 2004 $385,000 2008 $200 * The City reserves the right, after proposals are opened and prior to award, to increase or reduce the principal amount of the Bonds offered for sale. any such increase or reduction will be in a total amount not to exceed $300,000 and will be made in multiples of $5,000 in any of the maturities. In the event the principal amount of the Bonds is increased or reduced, any premium offered or any discount taken will be increased or reduced by a percentage equal to the percentage by which the principal amount of the Bonds is increased or reduced. OPTIONAL REDEMPTION The City may elect on February 1, 2002, and on any day thereafter, to prepay Bonds due on or after February 1, 2003. Redemption may be in whole or in part and if in part at the option of the City and in such order as the City shall determine and within a maturity by lot as selected by the registrar. All prepayments shall be at a price of par plus accrued interest. Page 19 SECURITY AND PURPOSE The Bonds will be general obligations of the City for which the City will pledge its full faith and credit and power to levy direct general ad valorem taxes. In addition the C' will le �Y pledge special assessments levied against benefited properties. The proceeds will be used to refund the 1997 through 2006 maturities of the City's General Obligation Improvement Bonds, dated August 1, 1986 and the 1997 through 2008 maturities of the City's General Obligation Improvement Bonds, dated August 1, 1988. TYPE OF PROPOSALS Proposals shall be for not less than $4,441,500 and accrued interest on the Iota! rinci al P P amount of the Bonds. Proposals shall be accompanied by a Good Faith Deposit ( "Deposit") in the form of a certified or cashier's check or a Financial Surety Bond in the amount of $45,400, payable to the order of the City. If a check is used, it must accompany each proposal. If a Financial Surety Bond is used, it must be from an insurance company licensed to issue such a bond in the State of Minnesota, and preapproved by the City. Such bond must be submitted to Springsted Incorporated. prior to the opening of the proposals. The Financial Surety Bond must identify each underwriter whose Deposit is guaranteed by such Financial Surety Bond. If the Bonds are awarded to an underwriter using a Financial Surety Bond, then that purchaser is required to submit its Deposit to Springsted Incorporated in the form of a certified or cashier's check or wire transfer as instructed by Springsted Incorporated not later than 3:30 P.M., Central Time, on the next business day following the award. If such Deposit is not received b that -time �� Y , the Financial Surety Bond may be drawn .�y the City to satisfy the Deposit requirement. The City will deposit the check of the purchaser, the amount of which will be deducted at settlement and no interest will accrue to the purchaser. In the event the purchaser fails to comply with the accepted proposal, said amount will be retained by the City. No proposal can be withdrawn or amended after the time set for receiving proposals unless the meeting of the City scheduled for award of the Bonds is adjourned, recessed, or continued to another date without award of the Bonds having been made. Rates shall be in integral mufti ples of 5/100 or 1/8 of ' 1 %. Rates must be in ascending rder. Bonds of the same 9 maturity shall bear a single rate from the date of the Bonds to the date of maturity. No conditional proposals will be accepted. AWARD The Bonds will be awarded on the basis of the lowest interest rate to be determined on a true interest cost (TIC) basis. The City's computation of the interest rate of each proposal, in accordance with customary practice, will be controlling. - - - BOND INSURANCE AT PURCHASER'S OPTION If the Bonds qualify for issuance of any policy of municipal bond insurance or commitment therefor at the option of the underwriter, the purchase of any such insurance policy or the issuance of any such commitment shall be at the sole option and expense of the purchaser of the Bonds. Any increased costs of issuance of the Bonds resulting from such purchase of insurance shall be paid by the purchaser, except that, if the City has requested and received a rating on the Bonds from a rating agency, the City will pay that rating fee. Any other rating agency fees shall be the responsibility of the purchaser. Failure of the municipal bond insurer to issue the policy after Bonds have been awarded to the purchaser shall not constitute cause for failure or refusal by the purchaser to accept delivery on the Bonds. Page 20 REGISTRAR The City will name the registrar which shall be subject to applicable SEC regulations. The City will pay for the services of the registrar. CUSIP NUMBERS If the Bonds qualify for assignment of CUSIP numbers such numbers will be printed on the Bonds, but neither the failure to print such numbers on any Bond nor any error with respect thereto will constitute cause for failure or refusal by the purchaser to accept delivery of the Bonds. The CUSIP Service Bureau charge for the assignment of CUSIP identification numbers shall be paid by the purchaser. SETTLEMENT Within 40 days following the date of their award, the Bonds will be delivered without cost to the purchaser at a place mutually satisfactory to the City and the purchaser. Delivery will be subject to receipt by the purchaser of an approving legal opinion of Briggs and Morgan, Professional Association, of Saint Paul and Minneapolis, Minnesota, which opinion will be printed on the Bonds, and of customary closing papers, including a no- litigation certificate. On the date of settlement payment for the Bonds shall be made in federal, or equivalent, funds which shall be received at the offices of the City or its designee not later than 12:00 Noon, Central Time. Except as compliance with the terms of payment for the Bonds shall have been made impossible by action of the City, or its agents, the purchaser shall be liable to the City for any loss suffered by the City by reason of the purchaser's non- compliance with said terms for payment. OFFICIAL STATEMENT The City has authorized the preparation of an Official Statement containing pertinent information relative to the Bonds, and said Official Statement will serve as a nearly -final Official Statement within the meaning of Rule 15c2 -12 of the Securities and Exchange Commission. For copies of the Official Statement or for any additional information prior to sale, any prospective purchaser is referred to the Financial Advisor to the City, Springsted Incorporated, 85 East Seventh Place, Suite 100, Saint Paul, Minnesota 55101, telephone (612) 223 -3000. The Official Statement, when further supplemented by an addendum or addenda specifying the maturity dates, principal amounts and interest rates of the Bonds, together with any other information required by law, shall constitute a "Final Official Statement" of the City with respect to the Bonds, as that term is defined in Rule 15c2 -12. By awarding the Bonds to any underwriter or underwriting syndicate submitting a proposal therefor, the City agrees that, no more than seven business days after the date of such award, it shall provide without cost to the senior managing underwriter of the syndicate to which the Bonds are awarded 180 copies of the Official Statement and the addendum or addenda described above. The City designates the senior managing underwriter of the syndicate to which the Bonds are awarded as its agent for purposes of distributing copies of the Final Official Statement to each Participating Underwriter. Any underwriter delivering a proposal with respect to the Bonds agrees thereby that if its proposal is accepted by the City (i) it shall accept such designation and (ii) it shall enter into a contractual relationship with all Participating Underwriters of the Bonds for purposes of assuring the receipt by each such Participating Underwriter of the Final Official Statement. Dated October 12,1992 BY ORDER OF THE CITY COUNCIL /s/ Mrs. Lucille Aurelius City Clerk Page 21 THE CITY HAS AUTHORIZED SPRINGSTED INCORPORATED TO NEGOTIATE THIS ISSUE ON tTS BEHALF. PROPOSALS WILL BE RECEIVED ON THE FOLLOWING BASIS: TERMS OF PROPOSAL $1,515,000* CITY OF MAPLEWOOD, MINNESOTA GENERAL OBLIGATION TAX INCREMENT REFUNDING BONDS, SERIES 19928 Proposals for the Bonds will be received b the C' Clerk or her designee on Thursday, y sty g y, November 19, 1992, until 11.00 A.M., Central Time, at the offices of Springsted Incorporated, 85 East Seventh Place, Suite 100, Saint Paul, Minnesota, after which time they will be opened and tabulated. Consideration for award of the Bonds will be by the City Council at 7:00 P.M., Central Time, of the same day. DETAILS OF THE BONDS The Bonds will be dated December 1, 1992, as the date of original issue, and will bear interest payable on` February 1 and August 1 of each year, commencing August 1, 1993. Interest will be Computed on the basis of a 360 -day year of twelve 30-day months. The Bonds will be issued in the denomination of $5,000 each, or in integral multiples thereof, as requested by the purchaser, and fully registered as to principal and interest. Principal will be payable at the main corporate office of the registrar and interest on each Bond will be payable by check or draft of the registrar mailed to the registered holder thereof at the holder's address as it appears on the books of the registrar as of the close of business on the 15th day of the immediately preceding month. The Bonds will mature February 1 in the years and amounts as follows: 1994 $245,000 1997 $170,000 2000 $200,000 1995 $260,000 1998 $185 2001 $ 95,000 1996 $165,000 1989 $195,000 * The City reserves the right, after proposals are opened and prior to award, to increase or reduce the principal amount of the Bonds offered for sale. Any such increase or reduction will be in a total amount not to exceed $50,000 and will be made in multiples of $5,000 in any of the maturities. In the event the principal amount of the Bonds is increased or reduced, any premium offered or any discount taken will be increased or reduced by a percentage equal to the percentage by which the principal amount of the Bonds is increased or reduced. OPTIONAL REDEMPTION The Bonds will not be subject to payment in advance of their respective stated maturity dates. SECURITY AND PURPOSE The Bonds will be general obligations of the City for which the City will pledge its full faith and credit and power to levy direct general ad valorem taxes. In addition the City will pledge tax increment revenues generated from tax increment districts within the City's Development District No. 1. The proceeds will be used to refund the 1994 through 2001 maturities of the City's .General Obligation Tax Increment Bonds, dated August 1 19860 Page 22 TYPE OF PROPOSALS Proposals shall be for not less than $1,501,365 and accrued interest on the total principal amount of the Bonds. Proposals shall be accompanied by a Good Faith Deposit ( "Deposit"} in the form of a certified or cashier's check or a Financial Surety Bond in the amount of $15,150, payable to the order of the City. If a check is used, it must accompany each proposal. If a Financial Surety Bond is used, it must be from an insurance company licensed to issue such a bond in the State of Minnesota, and preapproved by the City. Such bond must be submitted to Springsted Incorporated prior to the opening of the proposals. The Financial Surety Bond must identify each underwriter whose Deposit is guaranteed by such Financial Surety Bond. If the Bonds are awarded to an underwriter using a Financial Surety Bond, then that purchaser is required to submit its Deposit to Springsted Incorporated in the form of a certified or cashier's check or wire transfer as instructed by Springsted Incorporated not later than 3:30 . P. M., Central. Time, on the next business day following the award. If such Deposit is not received by that time, the Financial Surety Bond may be drawn by the City to satisfy the Deposit requirement. The City will deposit the check of the purchaser, the amount of which will be deducted at settlement and no interest will accrue to the purchaser. In the event the purchaser fails to comply with the accepted proposal, said amount will - be retained by the City. No proposal can be withdrawn or amended after the time set for receiving proposals unless the meeting of the City scheduled for award of the Bonds is adjourned, recessed, or continued to another date without award of the Bonds having been made. Rates shall be in integral multiples of 5/100 or 1/8 of 196. Rates must be in ascending order. Bonds of the same maturity shall bear a single rate from the date of the Bonds to the date of maturity. No conditional proposals will be accepted. AWARD The'`8onds will be awarded on the basis of the lowest interest rate to be determined on a true interest cost (TIC) basis. The City's computation of the interest rate of each proposal, in accordance with customary practice, will be controlling. BOND INSURANCE AT PURCHASER'S OPTION If the Bonds qualify, for issuance of any policy of municipal bond insurance or commitment therefor at the option of the underwriter, the purchase of any such insurance policy or the issuance of any such commitment shall be at the sole option and expense of the purchaser of the Bonds. Any increased costs of issuance of the Bonds resulting from such purchase of insurance shall be paid by the purchaser, except that, if the City has requested and received a rating on the Bonds from a rating agency, the City will pay that rating fee. Any other rating agency fees shall be the responsibility of the purchaser. Failure of the municipal bond insurer to issue the policy after Bonds have been awarded to the purchaser shall not constitute cause for failure or refusal by the purchaser to accept delivery on the Bonds. -REGISTRAR The City will name the registrar which shall be subject to applicable SEC regulations. The City will pay for the services of the registrar. CUSIP NUMBERS If the Bonds qualify for assignment of CUSIP numbers such numbers will be printed on the Bonds, but neither the failure to print such numbers on any Bond nor any error with respect thereto will constitute cause for failure or refusal by the purchaser to accept delivery of the Page 23 Bonds. The CUSIP Service Bureau charge for the assi nment of CUSIP identification 9 g t n numbers shall be paid by the purchaser. SETTLEMENT Within 40 days following the date of their award, the Bonds will be delivered without cost to the purchaser at a place mutually satisfactory to the City and the purchaser. Delivery will be subject to receipt by the purchaser of an approving legal opinion of Briggs and Morgan, Professional Association, of Saint Paul and Minneapolis, Minnesota, which opinion will be printed on the Bonds, and of customary closing papers, including a no-litigation certificate. On rY 9 p p 9 9 the date of settlement payment for the Bonds shall be made in federal, or equivalent, funds whih shall be received at the offices of the City or its designee not later than 12:00 Noon, , Time, me. Except as compliance with the terms. of payment for the Bonds shall have been made impossible by action of the City, or Its agents, the purchaser shall be liable to the City for any loss suffered by the City by reason of the purchaser's non - compliance with said terms for payment. OFFICIAL STATEMENT The City has authorized the preparation of an Official Statement containing pertinent information relative to Bonds, and said Official Statement will serve as a nearly -final Official Statement within the meaning of Rule 15c2 -12 of the Securities and Exchange Commission. For copies of the Official Statement or for any additional information prior to sale, any prospective purchaser is referred to the Financial Advisor to the City, Springsted Incorporated, 85 East Seventh Place, Suite 100, Saint Paul, Minnesota 55101, telephone (612) 223 -30000 The Official Statement, when further supplemented by an addendum or addenda specifying the maturity dates, principal amounts and interest rates of the Bonds, together with an other it • u g y information required by law, shall constitute a Final Official Statement" of the City with respect to the Bonds, as that term is defined in Rule 15c2 -12. By awarding the Bonds to any underwriter or underwriting syndicate submitting a proposal therefor, the City agrees that, no more than seven business days after the . date of such award, it shall provide without cost to the senior, managing underwriter of the syndicate to which the Bonds are awarded 60 copies of the . P Official .Statement and the addendum or addenda described above. The City designates the senior. managing underwriter of the syndicate to which the Bonds are awarded as its agent for purposes of distributing copies of the Final Official Statement to each Participating Underwriter. Any underwriter delivering a proposal with respect to the Bonds agrees thereby that if its proposal is accepted by the City (i) it shall accept such designation and (ii) it shall enter into a contractual _; relationship with all Participating Underwriters of the Bonds for purposes of assuring the receipt by each such Participating Underwriter of the Final Official Statement, Dated October 12, 1992 BY ORDER OF THE CITY COUNCIL /s/ Mrs. Lucille Aurelius City Clerk Page 24 EXTRACT OF MINUTES OF A MEETING OF THE CITY COUNCIL OF THE CITY OF MAPLEWOOD, MINNESOTA HELD: October 12, 1992 Pursuant to due call and notice thereof, a regular or special meeting of the City Council of the City of Maplewood, .Ramsey County, Minnesota, was duly held at the City Hall in said City on the 12th day of October, 1992, beginning at o'clock _M. for the purpose in part of authorizing the competitive negotiated sale of the $4,5 00,000 General Obligation Improvement Refunding Bonds, Series 1992A, of said City. The following Councilmembers were present. and the following were absent: Councilmember introduced the following resolution and moved its adoption: RESOLUTION . PROVIDING FOR THE COMPETITIVE NEGOTIATED SALE OF $4 GENERAL OBLIGATION IMPROVEMENT REFUNDING BONDS, SERIES 1992A AG WHEREAS, the City Council of the City of Maplewood, Minnesota, has heretofore determined that it is necessary and expedient to issue the City's $4,500,000 General Obligation Improvement Refunding Bonds, Series 1992A (the "Bonds "), to refund the 1997 through 2006 maturities of the City's General Obligation Improvement Bonds, dated August 1, 1986 and the 1997 through 2008 maturities of the City's General Obligation Improvement Bonds, dated August 1, 1988; and B. WHEREAS, the City has retained Springsted incorporated, in Saint Paul, Minnesota ( "Springsted "), as its independent financial advisor for the Bonds and is therefore authorized to sell the Bonds by a competitive negotiated sale in accordance with Minnesota Statutes, Section 475.60, Subdivision 2 (9): i� • 22650 I . NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Maplewood, Minnesota, as follows: 1. Authorization: Findings The Council hereby authorizes Springsted to solicit bids for the competitive negotiated sale of the Bonds 2 Meeting: Bid Openincx The Council shall meet at the . tune and place specified .n the Terms of Proposal attached hereto as Exhibit A for the purpose of considering sealed bids for, and awarding the sale of the, Bonds. The City Clerk, or her designee, shall.open bids. at the time and place specified in .such Terms of Proposal. 3. Terms of Prouosal The terms and conditions of the Bonds and the..negotiation thereof are fully set forth in the "Terms of Proposal" attached hereto as Exhibit A and hereby approved and made apart hereof. 4. Official Statement In connection with said competitive negotiated sale, the officers or employees of the City are hereby.aauthorized to cooperate with Springsted and participate in the preparation of an official statement for the ,Bonds and to execute and deliver it on behalf of the City upon its completion. The motion for the adoption of the - foregoing resolution was duly seconded by Councilmember and, after. full. discussion thereof and upon a vote being taken thereon, the. following Councilmembers voted in favor thereof: and the following voted against the same: Whereupon said resolution was declared duly passed and adopted. E 226Sa3 2 ' STATE OF MINNESOTA COUNTY OF RAMSEY CI TY OF MAPLEWOOD I, the undersigned, being the duly qualified and acting City Clerk of the City of Maplewood, Minnesota, Da HERESY CERTIFY .that :I have compared the attached and foregoing extract of minutes with the original thereof on file in my office, and that the same is a full, true and complete transcript of the minutes of a meeting of the City Council of said City, duly called and held on the date therein indicated, insofar as such minutes relate to the - City's $ General Obligation 'Improvement Refunding Bonds, Series 1992A. WITNESS my hand as such City Clerk and the seal of the City., this 12th day of October, 19920 City Clerk (SEAL) 226583 3 THE CITY HAS AUTHORIZED SPRINGSTED INCORPORATED TO NEGOTIATE THIS ISSUE ON. ITS BEHALF, PROPOSALS WILL BE RECEIVED ON THE FOLLOWING BASIS: TERMS OF PROPOSAL $4,500,000* CITY OF MAPLEWOOD, MINNESOTA GENERAL OBLIGATION IMPROVEMENT REFUNDING BONDS, SERIES 1992A Proposals for the Bonds will be received by the City Clerk or her designee on Thursday, November 19, 1992, until 11:00 A. X111., Central Tme, at the offices of Springsted Incorporated, 85 East Seventh Place, Suite 100, Saint Paul, Minnesota, after which time they will be opened and tabulated. Consideration for award of the Bonds will be by the City Council at 4:30 P.M., Central Time, of the same day. DETAILS OF THE BONDS The Bonds will be dated December 1, 1992, as the date of original issue, and will bear interest payable on February 1 and August 1 of each year, commencing August 1, 1993. Interest will be computed on the basis of a 360 -day year of twelve 30 -day months. The Bonds will be issued in the denomination of $5,000 each, or in integral multiples thereof, as requested by the purchaser, and fully registered as to principal and interest. Principal will be payable at the main corporate office of the registrar and interest on each Bond will be payable by check or draft of the registrar mailed to the registered holder thereof at the holder's address as it appears on the books of the registrar as of the close of business on the 15th day of the immediately preceding month. The Bonds will mature February 1 in the years and amounts as follows: 1997 $425,000 2001 $415 2005 $380,000 1998 $440,000 2002 $410, 000 2006 $375 1999 $435,000 2003 $405,000 2007 $205,000 $425,000 2004 $385,000 2008 $200,000 * The City reserves the right, after proposals are opened and prior to award, to increase or reduce the principal amount of the Bonds offered for sale. Any such increase or reduction will be in a total amount not to exceed $300..000 and will be made in multiples of $5, 000 in any of the maturities. In the event the principal amount of the Bonds is increased or reduced, any premium offered or any discount taken will be increased or reduced by a percentage equal to the percentage by which the principal amount of the Bonds is increased or reduced. OPTIONAL REDEMPTION The City may elect on February 1, 2002, and on any day thereafter, to prepay Bonds due on or after February 1, 2003. Redemption may be in whole or in part and if in part at the Option of the City and in such Order as the. City shall determine and within a maturity by lot as selected by the registrar. All prepayments shall be at a price of par plus accrued interest. NZ SECURITY AND PURPOSE The Bonds will be general obligations of the City for which the City will pledge its full faith and credit and power to levy direct general ad valorem taxes. In addition the City will pledge special assessments levied against benefited properties. The proceeds will be used to refund the 1997 through 2006 maturities of the City's General Obligation Improvement. Bonds, dated August 1, 1986 and the 1997 through 2008 maturities of the City's General Obligation Improvement Bonds, dated August 1, 1988. TYPE OF PROPOSALS Proposals shall be for not less than $4,441,500 and accrued interest on the total principal. amount of the Bonds. Proposals shall be accompanied by a Good Faith Deposit ( "Deposit ") in the form of a certified or cashier's check or a Financial Surety Bond in the amount of $45,000, payable to the order of the City. If a check is used, it must accompany each proposal. If a Financial Surety Bond is used, it must be from an insurance company licensed to issue such a bond in the State of Minnesota, and preapproved by the City. Such bond must be submitted to Springsted Incorporated prior to the opening of the proposals. The Financial Surety Bond must identify each underwriter whose Deposit is guaranteed by such Financial Surety Bond. If the Bonds are awarded to an underwriter using a Financial Surety Bond, then that purchaser is required to submit its Deposit to Springsted Incorporated in the form of a certified or cashier's check or wire transfer as instructed by Springsted incorporated not later than 3:30 P.M., Central Time, on the next business day following the award. if such Deposit is not received by that time, the Financial Surety Bond may be drawn by the City to satisfy the Deposit requirement. The City will deposit the check of the purchaser, the amount of which will be deducted at settlement and no interest will accrue to the purchaser. In the event the purchaser fails to comply with the accepted proposal, said amount will be retained by the City. No proposal can be, withdrawn or amended after the time set for receiving proposals unless the meeting of the. City scheduled for award of the Bonds is adjourned, recessed, or continued to another date without award of the Bonds having been made. Rates shall be in integral multiples of 5/100 or 1/8 of 1 %. Rates must be in ascending order. Bonds of the same maturity shall bear a single rate from the date of the Bonds to the date of maturity. No conditional proposals will be accepted. AWARD The Bonds will be awarded on the basis of the lowest interest rate to be determined on a true interest cost (TIC) basis. The City's computation of the interest rate of each proposal, in accordance with customary practice, will be controlling. . BOND INSURANCE AT PURCHASER'S OPTION If the Bonds qualify for issuance of any policy of municipal bond insurance or commitment therefor at the option of the underwriter, the purchase of any such insurance policy or the issuance of any such commitment shall be at the sole option and expense of the purchaser of the Bonds. Any increased costs of issuance of the Bonds resulting from such purchase of insurance shall be paid by the purchaser, except that, if the City has requested and received a rating on the Bonds from a rating agency, the City will pay that rating fee. Any other rating agency fees shall be the responsibility of the purchaser. Failure of the municipal bond insurer to issue the policy after Bonds have been awarded to the purchaser shall not constitute cause for failure or refusal by the purchaser to accept delivery on the Bonds. REGISTRAR The City will name the registrar which shall be subject to applicable SEC regulations. The City will. pay for the services of the registrar. CUSIP NUMBERS If the Bonds qualify for assignment of CUSIP numbers such numbers will be printed on the Bonds, but neither the failure to print such numbers on any Bond nor any error with respect thereto will constitute cause for failure or refusal by the purchaser to accept delivery of the Bonds. The CUSIP Service Bureau charge for the assignment of CUSIP identification numbers shall be paid by the purchaser. SETTLEMENT Within 40 days following the date of their award, the Bonds will be delivered without cost to the purchaser at a place mutually satisfactory to the City and the purchaser. Delivery will be subject to receipt by the purchaser of an approving legal opinion of Briggs and Morgan, Professional Association, of Saint Paul and Minneapolis, Minnesota, which opinion will be printed on the Bonds, and of customary closing papers, including a no-iitigation certificate. On the date of settlement payment for the Bonds shall be made in federal, or equivalent, funds which shall be received at the offices of the City or its designee not later than 12:00 Noon, Central Time. Except as compliance with the terms of payment for the Bonds shall have been made impossible by action of the City, or its agents, the purchaser shall be liable to the City for any loss suffered by the City by reason of the purchaser's non - compliance with said terms for payment. OFFICIAL STATEMENT The City has authorized the preparation of an Official Statement containing pertinent information relative to the Bonds, and said Official Statement will serve as a nearly -final Official Statement .within the meaning of Rule 15c2 -12 of the Securities and Exchange Commission. For copies of the Official Statement or for any additional information prior to sale, any 'prospective purchaser is referred to the Financial Advisor to the City, Springsted incorporated, 85 East Seventh Place, Suite 100, Saint Paul, Minnesota 55101, telephone (612) 223 -3000. The Official Statement, when further supplemented by an addendum or addenda specifying the maturity dates, principal amounts and interest rates of the Bonds, together with any other information required by law, shall constitute a "Final Official Statement' of the City with respect to the Bonds, as that term is defined in Rule 15c2 -12. By awarding the Bonds to any underwriter or underwriting syndicate submitting a proposal therefor, the City agrees that, no more than seven business days after the date of such award, it shall provide without cost to the senior managing underwriter of the syndicate to which the Bonds are awarded 180 copies of the Official Statement and the addendum or addenda described above. The City designates the senior managing underwriter of the syndicate to which the Bonds are awarded as its agent for purposes of distributing copies of the Final Official Statement to each Participating Underwriter. Any underwriter delivering a proposal with respect to the Bonds agrees thereby that if its proposal is accepted by the City (i)it shall accept such designation and (ii) it shall enter into a contractual relationship with all Participating Underwriters of the Bonds for purposes of assuring the receipt by each such Participating Underwriter of the Final Official Statement. f Dated October 12,1992 BY ORDER OF THE CITY COUNCIL /s/ Mrs. Lucille Aurelius City Clerk EXTRACT OF MIKES OF A MEETING OF THE CITY COUNCIL OF THE CITY OF MAPLEWOOD, MINNESOTA HELD: .October 12, 1992 Pursuant to due call and notice thereof, a. regular or pecia1 meeting of the City Council of the City of Maplewood Ramsey County, Minnesota, was duly held at the City Hall in said City on the 12th day of October, 1992, beginning at,'. o'clock M for the purpose in part of authorizing the competitive negotiated sale of the $1,515,000 General Obligation Tax Increment Refunding Bonds, Series 1992B, of said City. The - following Councilmembers were present: and the following were absent: Councilmember introduced the following resolution and moved its adoption: RESOLUTION PROVIDING FOR THE NEGOTIATED SALE OF $1,515,000 GENERAL OBLIGATION TAX INCREMENT REFUNDING BONDS, SERIES '1992B A. WHEREAS, the City Council of the City of Maplewood, Minnesota, has heretofore determined that it is necessary and expedient to issue the City's $1,515,000 General Obligation Tax Increment Refunding Bonds, Series 1992E (the "Bonds ") , to refund the 1994 through 2001 maturities of the City's General Obligation Tax Increment Bonds, dated August 1, 1986; and B. WHEREAS, the City has retained Springsted Incorporated, in Saint Paul, Minnesota ( "Springsted "), as its independent financial advisor for the Bonds and is therefore I uthorized to sell the Bonds by a competitive negotiated sale in accordance with Minnesota Statutes, Section 475.60, Subdivision 2(9): 226585 t NOW, THEREFORE, BE IT RESOLVED by the C ity Council of the City of Maplewood, Minnesota, as follows 10 Luthorization: Findings The Council hereby authorizes Springsted to solicit bids for the competitive negotiated sale of the Bonds. 2 . Meeting: Bid O:aenina The Council shall meet at the time and place specified in the Terms of Proposal hereto as Exhibit A for the purpose of considering sealed bids for, and awarding the sale of the Bonds The City Clerk, or her designee, shall, open bids at the t ime and P lace sp in such Terms of Proposal. P 3 Terms o:f Probosal The terms and conditions of the Bonds and the negotiation thereof are fully set forth in the "Terms of Proposal" attached hereto as Exhibit A.and hereby approved and made a part hereof, 4. Official Statement. In connection with said compet itive negotiated sale the off icers or employees of the C ity are hereby authorized to cooperate with Springsted and participate in the preparat of an official statement for the Bonds and to execute and deliver it on behalf of the City upon on its completion. The motion for the adoption of the foregoing resolution was duly seconded by Councilmember and, after full discussion thereof and upon a vote being taken thereon, the following Councilmembers voted in favor thereof: and the following voted against the same. Whereupon said resolution was declared duly passed and adopted, f i� • 226585 2 L STATE OF MINNESOTA COUNTY OF RAMSEY CITY OF MAPLEWOOD I, the undersigned, being the duly qualified and . acting City Clerk of the City of Maplewood, Minnesota, Do HEREBY CERTIFY that I have compared the attached and foregoing extract of minutes with the original thereof on file- in day office,, and that the same is a full, true and complete transcript of the minutes of a meeting of the City Council of said City, duly called and held on the date therein indicated, insofar as such minutes relate.lto the City's $1,515,000 obligation Tax Increment .Refunding Bonds, Series 19928. WITNESS my hand as such City.Clerk and the seal of the City this 12th day of October, 1992 City Clerk (SEAL) 226585 3 r THE CITY HAS AUTHORIZED SPRINGSTED INCORPORATED TO NEGOTIATE THIS ISSN ON ITS. BEHALF. PROPOSALS WILL BE RECEIVED ON THE FOLLOWING BASIS: TERMS OF PROPOSAL $1,515,000* CITY OF MAPLEWOOD, MINNESOTA GENERAL OBLIGATION TAX INCREMENT REFUNDING BONDS, SERIES 19928 Pro for the Bonds will be received by the City Clerk or her designee on Thursday, November 19,1992, until 11 :00 A.M., Central Time, at the offices of Springsted Incorporated, 85 East Seventh Place, Suite 100 Saint Paul., Minnesota, after which time they will be opened and tabulated. Consideration for award of the, Bonds will be by the City Council at 4 :30 P.M., Central Time, of the same day. DETAILS OF THE BONDS The Bonds will be dated December 1, 1992 as the date of original issue, and will bear interest payable on February 1 and August 1 of each year, Commencing August 1, 1993. Interest will be computed on the basis of a 360 -day year of twelve 30 -day months. The Bonds will be issued in the denomination of $5,000 each, or in integral multiples thereof, as requested by the purchaser, and fully registered as to principal and interest. Principal will be payable at the main corporate office of the registrar and interest on each Bond will be payable by check or draft of the registrar mailed to the registered holder thereof at the holder's address as it appears on the books of the registrar as of the close of business on the 15th day of the immediately preceding month. The Bonds will mature February 1 in the years and amounts as follows: 1994 $245 1997 $170,000 2000 $200,000 1995 $260,000 1998 $185,000 2001 $ 95 1,996 $165,000 1999 $195 * The City reserves Use right after proposals are opened and prior to award, to increase or reduce the principal amount of Use Bonds offered for sale. Any such increase or seduction will be in a total amount not to exceed 650,000 and will be made in multiples of x5,000 in any of the maturities. In the event the principal amount of the Bonds is increased or reduced, any premium offered or any discount taken will be increased or reduced by a percentage equal to the percentage by which the principal amount of the Bonds is increased or reduced. OPTIONAL REDEMPTION The Bonds will not be subject to payment in advance of their respective stated maturity dates. SECURITY AND PURPOSE The Bonds will be general obligations of the City for which the City will pledge its full faith and credit and power to levy direct general ad valorem taxes. In addition the City will pledge tax increment revenues generated from tax increment districts within the City's Development District No. 1. The proceeds will be used to refund the 1994 through 2001 maturities of the City's General Obligation Tax Increment Bonds, dated August 1,1986. SECURITY AND PURPOSE The Bonds will be general obligations of the City for which the City will pledge its full faith and credit and power to levy direct general ad valorem taxes. In addition the City will pledge special assessments levied against benefited properties. The proceeds will be used to refund the 1997 through 2006 maturities of the City's General Obligation Improvement Bonds, dated August 1, 1986 and the 1997 through 2008 maturities of the City's General Obligation Improvement Bonds, dated August 1, 1988. TYPE OF PROPOSALS Proposals shall be for not less than $4,441,500 and accrued interest on the total principal amount of the Bonds. Proposals shall be accompanied by a Good Faith Deposit ( "Deposit") in the form of a certified or cashier's check or a Financial Surety Bond in the amount of $45,000, payable to the order of the City. If a check is used, it must accompany each proposal. If a Financial Surety Bond is used, it must be from an insurance company licensed to issue such a bond in the State of Minnesota, and preapproved by the City. Such bond must be submitted to Springsted Incorporated prior to the opening of the proposals. The Financial Surety Bond must identify each underwriter whose Deposit. is guaranteed by such Financial Surety Bond. If the Bonds are awarded to an underwriter using a Financial Surety Bond, then that purchaser is required to submit its Deposit to Springsted Incorporated in the form of a certified or cashier's check or wire transfer as instructed by Springsted Incorporated not later than 3:30 P.M., Central Time, on the next business day following the award. If such Deposit is not received by that time, the Financial Surety Bond may be drawn by the City to satisfy the Deposit requirement. The City .will deposit the check of the purchaser, the amount of which will be deducted at settlement and no interest will accrue.to the purchaser. In the event the purchaser fails to comply with the accepted proposal, said amount will be retained by the City. No proposal can be withdrawn or amended after the time set for receiving proposals unless the meeting of the City scheduled for award of the Bonds is adjourned, recessed, or continued to another date without award of the Bonds having been made. Rates shall be in integral multiples of 5/100 or 1 /8 of 1. %. dates must be in ascending order. Bonds of the same .maturity shall bear a single rate from the date of the Bonds to the date of maturity. No conditional proposals will be accepted. AWARD The Bonds will be awarded on the basis of the lowest interest rate to be determined on a true interest cost (TIC) basis. The City's computation of the interest rate of each proposal, in accordance with customary practice, will be controlling. . BOND INSURANCE AT PURCHASER'S OPTION If the Bonds qualify for issuance of any policy of municipal bond insurance or commitment therefor at the option of the underwriter, the purchase :of any such insurance policy or the issuance of any such commitment shall be at the sole option and expense of the purchaser of the Bonds. Any increased costs of issuance of the Bonds resulting from such purchase of insurance shall be paid by the purchaser, except that, if the City has requested and received a rating on the Bonds from a rating agency, the City will pay that rating fee. Any other rating agency fees shall be the responsibility of the purchaser. Failure of the municipal bond insurer to issue the policy after Bonds have been awarded to the purchaser shall not constitute cause for failure or refusal by the purchaser to accept delivery on the :Bonds. Bonds. The CUSIP Service Bureau charge for the assignment of CUSIP identification numbers shall be paid by the purchaser. SETTLEMENT Within 40 days following the date of their award, the Bonds will be delivered without cost to the purchaser at a place mutually satisfactory to the City and the purchaser. Delivery will be subject to receipt by the purchaser of an approving legal opinion of Briggs and Morgan, Professional Association, of Saint Paul and Minneapolis, Minnesota, which opinion will be printed on the Bonds, and of customary closing papers, including a no- litigation certificate. On the date of settlement payment for the Bonds shall be made in federal, or equivalent, funds which shall be received at the offices of the City or its designee not later than 12:00 Noon, Central Time. Except as compliance with the terms of :payment for the Bonds shall have been made impossible by action of the City, or its agents, the purchaser shall be liable to the City for any loss suffered by the City by reason of the purchaser's non- compliance with said terms for payment. OFFICIAL STATEMENT The City has authorized the preparation of an Official Statement containing pertinent information relative to the Bonds, and said Official Statement will serve as a nearly -final Official Statement within the meaning of Rule 15c2 -12 of the Securities and Exchange Commission. For, copies of the Official Statement or for any additional information prior to sale, any prospective purchaser is referred to the .Financial Advisor to the City, Springsted Incorporated, 85 East Seventh Place, Suite 100, Saint Paul, Minnesota 55101, telephone (612) 223 -30000 The Official Statement, when further supplemented by an addendum or addenda specifying the maturity dates, principal amounts and interest rates of the Bonds, together with any other information required by law, shall constitute a "Final Official Statement" of the City with respect to the Bonds, as that term is defined in Rule 15c2 -12. By awarding the Bonds to any underwriter or underwriting syndicate submitting a proposal therefor, the City agrees that, no more than seven business days after the date of such award, it shall provide without cost to the senior managing underwriter of the syndicate to which the Bonds are awarded 60 copies of the Official Statement and the addendum or addenda described above. The City designates the senior managing underwriter of the syndicate to which the Bonds are awarded as its agent for purposes of distributing copies of the Final Official Statement to each Participating Underwriter. Any underwriter delivering a proposal with respect to the Bonds agrees thereby that if its proposal is accepted by the City (i) it shall accept such designation and (ii) it shall enter into a contractual relationship with all Participating Underwriters of the Bonds for purposes of assuring the receipt by each such Participating Underwriter of the Final Official Statement. Dated October 12, 1992 BY ORDER OF THE CITY COUNCIL /s/ Mrs. Lucille Aurelius City Clerk